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Garmin: Garmin's Stellar Earnings: A Strong Start to 2026

Garmin Ltd.'s fourth quarter and full year 2025 earnings report exceeded expectations, driven by robust demand across its product portfolio. Consolidated revenue surged 17% to $2.1 billion, while gross margin stood at 59.2%, and operating margin expanded 60 basis points to 28.9%, resulting in a record fourth quarter operating income of $614 million. For the full year, consolidated revenue increased 15% to $7.25 billion, with gross margin of 58.7% and operating margin of 25.9%, yielding a record full year operating income of nearly $1.9 billion. Actual EPS came out at $2.79, beating estimates of $2.4.

GRMN

USD 239.8

0.99%

A-Score: 4.7/10

Publication date: February 18, 2026

Author: Analystock.ai

πŸ“‹ Highlights
  • Record Financial Performance: Q4 operating income reached $614M (28.9% margin), while full-year operating income hit $1.9B (25.9% margin) on $7.25B revenue (15% growth).
  • Segment Growth Leaders: Fitness segment surged 33% to $2.36B (wearables & market share gains), followed by Marine (+10% to $1.18B) and Aviation (+13% to $987M).
  • 2026 Outlook: Revenue projected at $7.9B (+9%), operating income to exceed $2B for first time, and EPS expected at $9.35 (+9%) with 16% tax rate.
  • Dividend & Share Repurchase: Proposed $4.20/share dividend (17% increase) and $500M buyback program, supported by $1.4B free cash flow (2026 guidance).

Segment-wise Performance

The fitness segment was the key growth driver, with revenue increasing 33% to $2.36 billion, driven by wearables and market share gains. The Outdoor segment revenue increased 5% to $2.05 billion, primarily driven by adventure watches. Aviation revenue grew 13% to $987 million, with contributions from both OEM and aftermarket product categories. Marine segment revenue increased 10% to $1.18 billion, driven by growth across multiple categories led by chartplotters. Auto OEM segment revenue rose 9% to $665 million, primarily driven by growth in domain controllers.

Outlook and Guidance

Garmin expects 2026 to be another year of strong top and bottom-line growth, with revenue increasing approximately 9% to $7.9 billion and operating income exceeding $2 billion for the first time. The company anticipates the fitness segment to be the strongest contributor to 2026 consolidated growth. Garmin expects free cash flow to be approximately $1.4 billion in 2026, with capital expenditures of approximately $400 million.

Valuation and Metrics

With a P/E Ratio of 27.45 and an EV/EBITDA of 21.03, Garmin's valuation suggests that the market has already priced in significant growth expectations. The company's ROE stands at 19.72%, and ROIC at 16.71%, indicating strong profitability. The Dividend Yield is 1.45%, and Free Cash Flow Yield is 2.04%, providing a relatively attractive return for investors. Analysts estimate next year's revenue growth at 9.2%, which is in line with Garmin's guidance.

Strategic Initiatives

Garmin is shifting R&D resources to develop new business and concepts, and expects significant volumes from the Mercedes program in early 2027. The company is also investing in its Connect+ service, which has seen accelerated free trials and high conversion rates. Garmin's acquisition of a new facility in Meta will enable it to certify products on larger aircraft and potentially offer products on larger airplanes.

Garmin's A-Score