0.00%
-4.43%
2.72%
-6.79%
-5.62%
0.73%
-5.57%
AI Spotlight on BKS
Company Description
BKS Bank AG, together with its subsidiaries, provides various banking products and services.The company operates through four segments: Corporate and Business Banking, Retail Banking, Financial Markets, and Other segments.It accepts various deposits products, such as savings, sight, and time deposits; and offers debit and credit, and prepaid cards, as well as investment, lease, and export finance.
The company also provides home, real estate, working capital loans, as well as guarantees; car, equipment, and real estate leasing; consumer and silver credit; and payment, internet and electronic banking, asset management, treasury, and private banking, as well as advisory services for government lending schemes.In addition, it offers prevention, accident, demise, household, home, legal protection, liability, and illness insurance; and bonds, shares, and precious metals investment services.Further, the company is involved in proprietary trading activity.
It operates multiple branches in Austria and internationally.The company was founded in 1922 and is headquartered in Klagenfurt, Austria.
Market Data
| Last Price | 15.1 |
| Change Percentage | 0.00% |
| Open | 15.1 |
| Previous Close | 15.1 |
| Market Cap ( Millions) | 688 |
| Volume | 1000 |
| Year High | 16.5 |
| Year Low | 14.4 |
| M A 50 | 15.02 |
| M A 200 | 15.49 |
Financial Ratios
| FCF Yield | 47.34% |
| Dividend Yield | 2.32% |
| ROE | 10.09% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -1925.63% |
| Price To Book | 0.36 |
| Price Earnings Ratio | 3.82 |
| Price To FCF | 2.11 |
| Price To sales | 1.75 |
| EV / EBITDA | 0.3 |
News
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Corporate Customers
Expected Growth : 4.5 %
What the company do ?
Corporate Customers from BKS Bank AG refers to large businesses and corporations that maintain a banking relationship with BKS Bank AG for their financial needs.
Why we expect these perspectives ?
The growth of corporate customers from BKS Bank AG is driven by increasing demand for cash management and trade finance solutions, as well as the bank's strategic expansion into new markets and industries.
Segment n°2 -> Private Customers
Expected Growth : 4.5 %
What the company do ?
Private Customers from BKS Bank AG refers to individual clients who maintain personal banking relationships with the bank, including current and savings accounts, credit cards, and loans.
Why we expect these perspectives ?
Growing demand for digital banking services, increasing adoption of online payment systems, and rising disposable income among private customers are expected to drive growth in BKS Bank AG's private customer segment.
Segment n°3 -> Financial Markets
Expected Growth : 5.2 %
What the company do ?
Financial Markets from BKS Bank AG refers to the department that provides trading and investment services in various asset classes, including currencies, commodities, and securities.
Why we expect these perspectives ?
The growth of Financial Markets at BKS Bank AG is driven by increasing demand for trading and investment services, expansion into new asset classes, and strategic partnerships. The department's expertise in currencies, commodities, and securities will continue to attract clients, fueling growth.
Segment n°4 -> Other
Expected Growth : 3.5 %
What the company do ?
The 'Other' from BKS Bank AG refers to miscellaneous or non-operating income, including extraordinary items, not classified under other income categories.
Why we expect these perspectives ?
The 'Other' segment of BKS Bank AG is driven by miscellaneous income, including extraordinary items. Growth is fueled by increasing diversification of revenue streams, improved asset management, and strategic investments. This segment is expected to grow steadily, driven by the bank's efforts to expand its non-operating income.
Bks Bank Ag Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized financial services for high net worth individuals, including investment advice, portfolio management, and wealth planning. |
| Corporate Banking | Financial solutions for businesses, including cash management, trade finance, and lending services. |
| Transaction Banking | Efficient payment and cash management solutions for businesses, including account services and treasury management. |
| Markets and Securities | Trading and investment services for institutional clients, including equities, fixed income, and currencies. |
| Asset Management | Investment management services for institutional clients, including portfolio management and investment strategies. |
| Digital Banking | Online and mobile banking services for individuals and businesses, including account management and payment services. |
BKS Bank AG's Porter Forces
Threat Of Substitutes
The threat of substitutes for BKS Bank AG is moderate, as customers have various alternatives for banking services.
Bargaining Power Of Customers
The bargaining power of customers is low, as BKS Bank AG has a strong customer base and offers a range of services.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as BKS Bank AG relies on various suppliers for its operations.
Threat Of New Entrants
The threat of new entrants is high, as the banking industry is highly competitive and new players can easily enter the market.
Intensity Of Rivalry
The intensity of rivalry is high, as BKS Bank AG operates in a highly competitive market with many established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 53.85% |
| Debt Cost | 5.44% |
| Equity Weight | 46.15% |
| Equity Cost | 5.44% |
| WACC | 5.44% |
| Leverage | 116.68% |
BKS Bank AG : Quality Control
BKS Bank AG passed 1 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| PCZ.DE | ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's … |
| SPNO.CO | Spar Nord Bank A/S provides various banking products and services to retail, business, and public sector customers in Denmark. It offers deposits, loans, advances, and guarantee services, as well as … |
| VATN.SW | Valiant Holding AG, together with its subsidiaries, provides financial services to private retail clients, affluent private clients, self-employed individuals, and small and medium-sized companies. The company offers savings; real estate … |
| SOAG.OL | SpareBank 1 Østfold Akershus, a savings bank, provides various banking products and services in Østfold and the southern part of Akershus. The company offers savings, operating, tax deduction, deposit, placement, … |
| SPOL.OL | SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, the public sector, clubs, and societies. The company offers deposits, financing, savings, advisory, life and non-life insurance, and … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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SpareBank 1 Ostlandet
A-Score
1-Year Total Return ->
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SpareBank 1 Østfold Akershus
A-Score
1-Year Total Return ->
🥉
BKS Bank
A-Score
1-Year Total Return ->
4
Valiant Holding
A-Score
1-Year Total Return ->
5
Spar Nord Bank
A-Score
1-Year Total Return ->
6
