Download PDF

1. Company Snapshot

1.a. Company Description

Vaudoise Assurances Holding SA provides insurance products and services to individuals and SMEs primarily in Switzerland.The company offers vehicle, household, public liability, foresight, mortgage, and business insurance.It serves customers through its network of agencies.


The company was founded in 1895 and is headquartered in Lausanne, Switzerland.Vaudoise Assurances Holding SA operates as a subsidiary of Mutuelle Vaudoise, Société Coopérative.

Show Full description

1.b. Last Insights on VAHN

Have nothing to say about that one ...

1.c. Company Highlights

2. Transcript Summary

Unfortunately this company is not part of our coverage yet. But as part of your subscription plan you can request it by clicking just below and we'll process.

Request Coverage

3. NewsRoom

Card image cap

The past five years for Autoneum Holding (VTX:AUTN) investors has not been profitable

Oct -08

Source:

Card image cap

Vaudoise Assurances Holding First Half 2023 Earnings: EPS: CHF24.19 (vs CHF22.87 in 1H 2022)

Sep -03

Source:

4. Business Breakdown

4.a. Revenues by Country

4.b. Revenues by Segment

5. Expected revenues mid-term growth (4.83%)

6. Segments

Non-life Insurance

Expected Growth: 4.83%

The 4.83% growth in Non-life Insurance from Vaudoise Assurances Holding SA is driven by increasing demand for risk protection, favorable regulatory environment, and strategic partnerships. Additionally, the company's diversified product offerings, strong distribution network, and effective claims management have contributed to this growth.

Life Insurance

Expected Growth: 4.83%

The 4.83% growth of Life Insurance from Vaudoise Assurances Holding SA is driven by increasing demand for retirement savings, a growing middle class, and a rising awareness of the importance of life insurance in Switzerland. Additionally, the company's strong distribution network, diversified product offerings, and effective risk management strategies contribute to its growth.

7. Detailed Products

Life Insurance

Provides financial protection to beneficiaries in the event of death, with options for term life, whole life, and universal life insurance.

Non-Life Insurance

Covers damages or losses to property, including motor, home, and liability insurance.

Health Insurance

Provides coverage for medical expenses, including hospital stays, doctor visits, and prescription medications.

Pension Plans

Offers retirement savings solutions, including individual and group pension plans.

Investment Products

Provides a range of investment options, including mutual funds, bonds, and other investment vehicles.

Risk Management Solutions

Offers customized risk management solutions for businesses, including risk assessment and mitigation strategies.

8. Vaudoise Assurances Holding SA's Porter Forces

Forces Ranking

Threat Of Substitutes

The threat of substitutes for Vaudoise Assurances Holding SA is moderate, as there are alternative insurance providers in the market, but the company's strong brand reputation and customer loyalty mitigate this threat.

Bargaining Power Of Customers

The bargaining power of customers is low, as Vaudoise Assurances Holding SA has a strong market presence and a diverse customer base, making it difficult for individual customers to negotiate prices or terms.

Bargaining Power Of Suppliers

The bargaining power of suppliers is moderate, as Vaudoise Assurances Holding SA relies on a network of suppliers for its operations, but the company's size and market presence give it some negotiating power.

Threat Of New Entrants

The threat of new entrants is low, as the insurance industry has high barriers to entry, including regulatory requirements and capital requirements, making it difficult for new companies to enter the market.

Intensity Of Rivalry

The intensity of rivalry is high, as the insurance industry is highly competitive, with many established players competing for market share, and Vaudoise Assurances Holding SA must continually innovate and improve its offerings to remain competitive.

9. SWOT Analysis

Strength

Weaknesses

Opportunities

Threats

10. Capital Structure

10.a. Balance Sheet

10.b. Weighted Average Cost of capital

Value
Debt Weight 6.49%
Debt Cost 3.95%
Equity Weight 93.51%
Equity Cost 6.63%
WACC 6.46%
Leverage 6.95%

11. Quality Control: Vaudoise Assurances Holding SA passed 3 out of 9 key points

12.a Historical Valuation

12.b Price/Earnings Ratio

12.c Margin Valuation

12.d Peers Valuation

Peers Group Analysis

Stock-Card
Mapfre

A-Score: 7.9/10

Value: 6.8

Growth: 6.6

Quality: 7.2

Yield: 8.1

Momentum: 10.0

Volatility: 8.7

1-Year Total Return ->

View Full Report
Stock-Card
IGI

A-Score: 7.5/10

Value: 7.6

Growth: 8.1

Quality: 7.9

Yield: 7.5

Momentum: 8.5

Volatility: 5.7

1-Year Total Return ->

View Full Report
Stock-Card
VIG

A-Score: 7.2/10

Value: 6.4

Growth: 4.2

Quality: 6.2

Yield: 7.5

Momentum: 10.0

Volatility: 9.0

1-Year Total Return ->

View Full Report
Stock-Card
Vaudoise Assurances Holding

A-Score: 7.0/10

Value: 6.1

Growth: 4.3

Quality: 7.2

Yield: 6.2

Momentum: 8.5

Volatility: 9.7

1-Year Total Return ->

View Full Report
Stock-Card
Vestjysk Bank

A-Score: 6.2/10

Value: 6.9

Growth: 2.8

Quality: 7.6

Yield: 8.1

Momentum: 8.5

Volatility: 3.3

1-Year Total Return ->

View Full Report
Stock-Card
Nürnberger

A-Score: 4.6/10

Value: 6.8

Growth: 1.7

Quality: 5.4

Yield: 3.8

Momentum: 8.5

Volatility: 1.3

1-Year Total Return ->

View Full Report

Peers Metrics

12.e Scoring Insights

12.f DCF BETA

Parameters

Short Term Growth

Short term Time

Long-Term Growth

WACC

Target Price

674.0$

Current Price

674$

Potential

-0.00%

Expected Cash-Flows