-0.37%
-5.24%
4.63%
13.39%
26.05%
20.44%
66.87%
AI Spotlight on DAB
Company Description
Danske Andelskassers Bank A/S provides various banking products and services to private, small and medium-sized business, and institutional customers in Denmark.The company offers payment accounts; loans and credit products, such as mortgage, home, building credit, restructuring, and energy loans, as well as car loans, consumer loans, and overdrafts; and debit and credit cards.It also provides pension products; and death, sickness, home, accident, annuity, detached, auto, annual travel, holiday home, motorcycle, and pet insurance, as well as protection for wages.
In addition, the company offers investment products; and net and mobile banking, ATM, SMS, and payment services.It operates through full time branches for private and business customers; and agricultural branch.The company was founded in 1969 and is headquartered in Tjele, Denmark.
Market Data
| Last Price | 13.55 |
| Change Percentage | -0.37% |
| Open | 13.7 |
| Previous Close | 13.6 |
| Market Cap ( Millions) | 3023 |
| Volume | 6608 |
| Year High | 15.4 |
| Year Low | 10.6 |
| M A 50 | 13.7 |
| M A 200 | 12.63 |
Financial Ratios
| FCF Yield | 6.49% |
| Dividend Yield | 2.73% |
| ROE | 12.59% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -1694.45% |
| Price To Book | 1.05 |
| Price Earnings Ratio | 9.22 |
| Price To FCF | 15.42 |
| Price To sales | 3.07 |
| EV / EBITDA | 18.37 |
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 4.5 %
What the company do ?
Danske Andelskassers Bank A/S provides banking and related activities, including lending, deposit-taking, and payment services to individuals and businesses in Denmark.
Why we expect these perspectives ?
Growing demand for digital banking services, increasing adoption of online payment systems, and a stable Danish economy drive growth in the banking sector, with Danske Andelskassers Bank A/S well-positioned to capitalize on these trends.
Danske Andelskassers Bank A/S Products
| Product Range | What is it ? |
|---|---|
| Personal Banking | Danske Andelskassers Bank A/S offers a range of personal banking services, including current and savings accounts, credit cards, personal loans, and mortgages. |
| Business Banking | The bank provides a variety of business banking services, including business loans, credit facilities, cash management, and trade finance solutions. |
| Corporate Banking | Danske Andelskassers Bank A/S offers corporate banking services, including cash management, trade finance, and risk management solutions, to large corporations and institutions. |
| Wealth Management | The bank provides wealth management services, including investment advice, portfolio management, and estate planning, to high net worth individuals and families. |
| Insurance | Danske Andelskassers Bank A/S offers a range of insurance products, including life insurance, non-life insurance, and pension plans. |
| Digital Banking | The bank provides digital banking services, including online banking, mobile banking, and payment solutions, to individuals and businesses. |
Danske Andelskassers Bank A/S's Porter Forces
Threat Of Substitutes
Danske Andelskassers Bank A/S operates in a highly competitive market, but the threat of substitutes is mitigated by the bank's strong brand recognition and customer loyalty.
Bargaining Power Of Customers
Danske Andelskassers Bank A/S has a large customer base, but customers have significant bargaining power due to the availability of alternative banking services.
Bargaining Power Of Suppliers
Danske Andelskassers Bank A/S has a diversified supplier base, reducing the bargaining power of individual suppliers.
Threat Of New Entrants
The banking industry has high barriers to entry, but new fintech companies and digital banks pose a moderate threat to Danske Andelskassers Bank A/S.
Intensity Of Rivalry
Danske Andelskassers Bank A/S operates in a highly competitive market with many established players, leading to intense rivalry among banks.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 22.48% |
| Debt Cost | 3.95% |
| Equity Weight | 77.52% |
| Equity Cost | 5.65% |
| WACC | 5.26% |
| Leverage | 29.00% |
Danske Andelskassers Bank A/S : Quality Control
Danske Andelskassers Bank A/S passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| MING.OL | SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. The company offers mortgage, … |
| NONG.OL | SpareBank 1 Nord-Norge provides banking services to personal and corporate customers in Northern Norway. It operates through Retail Market, Corporate Market, Leasing, and Markets segments. The company offers various savings, … |
| SOR.OL | Sparebanken Sør operates as an independent financial institution in Norway. It operates through two segments, Retail Market and Corporate Market. The company is involved in banking, securities trading, and real … |
| SPKSJF.CO | Sparekassen Sjælland-Fyn A/S, a savings bank, provides financial products and services to private and corporate customers. The company offers deposits and lending services, overdrafts, savings products, mortgage, car and housing … |
| LASP.CO | Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and housing loans, business loans, and mortgages; and cards. It also provides … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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SpareBank 1 SMN
A-Score
1-Year Total Return ->
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Sparekassen Sjælland-Fyn
A-Score
1-Year Total Return ->
🥉
SpareBank 1 Nord-Norge
A-Score
1-Year Total Return ->
4
Danske Bank
A-Score
1-Year Total Return ->
5
Sparebanken Sør
A-Score
1-Year Total Return ->
6
