0.55%
15.01%
4.29%
11.96%
20.62%
27.77%
49.79%

Company Description

Experian plc, together with its subsidiaries, operates as a technology company.The company operates through two segments, Business-to-Business and Consumer Services.It provides data services to identify and understand the customers, as well as to manage the risks related with lending.


The company also offers analytical and decision tools that enhance businesses to manage their customers, minimize the risk of fraud, comply with legal requirements, and automate decisions and processes.In addition, it provides financial education, free access to Experian credit reports and scores, online educational tools, and applications to manage their financial position, access credit offers, and protect themselves from identity fraud.The company serves customers in financial service, direct-to-consumer, health, retail, automotive, software and professional services, telecommunications and utility, insurance, media and technology, government and public, and other sectors.


It operates in North America, Latin America, the United Kingdom, Ireland, Europe, the Middle East, Africa, and the Asia Pacific.The company was formerly known as Experian Group Limited and changed its name to Experian plc in July 2008.Experian plc was founded in 1826 and is headquartered in Dublin, Ireland.

Market Data

Last Price 4007
Change Percentage 0.55%
Open 4000
Previous Close 3985
Market Cap ( Millions) 36670
Volume 2421836
Year High 4021
Year Low 3150
M A 50 3650.06
M A 200 3671.95

Financial Ratios

FCF Yield 3.89%
Dividend Yield 0.83%
ROE 25.15%
Debt / Equity 109.43%
Net Debt / EBIDTA 225.24%
Price To Book 9.62
Price Earnings Ratio 38.72
Price To FCF 25.73
Price To sales 6.23
EV / EBITDA 22.93

News

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Business-to-Business

Expected Growth : 7 %

What the company do ?

Experian's Business-to-Business (B2B) segment provides data and analytics to help businesses make informed decisions, manage risk, and optimize operations.

Why we expect these perspectives ?

Experian plc's 7% growth in Business-to-Business segment is driven by increasing demand for data-driven insights, expansion into new markets, and strategic partnerships. Growing adoption of digital technologies, rising need for risk management and compliance, and increasing importance of customer experience are also contributing to this growth.

Segment nΒ°2 -> Consumer Services

Expected Growth : 9 %

What the company do ?

Experian's Consumer Services provide credit reports, scores, and monitoring, enabling individuals to manage their financial health and identity protection.

Why we expect these perspectives ?

Experian's Consumer Services segment growth is driven by increasing demand for credit monitoring and identity theft protection, expansion into new markets, and strategic partnerships. The 9% growth rate is also fueled by the rise of digital lending, growth in e-commerce, and increasing consumer awareness of credit scores and reports.

Experian Plc Products

Product Range What is it ?
Credit Reports Comprehensive credit reports providing detailed information on an individual's or business's credit history, payment behavior, and creditworthiness.
Identity Verification Advanced identity verification solutions to prevent fraud, ensure compliance, and protect sensitive information.
Credit Scores Three-digit credit scores that summarize an individual's or business's credit history and creditworthiness.
Fraud Detection Advanced fraud detection solutions to identify and prevent fraudulent activities.
Marketing Services Data-driven marketing solutions to help businesses acquire, retain, and grow customer relationships.
Data and Analytics Comprehensive data and analytics solutions to help businesses make informed decisions.
Decisioning Solutions Automated decisioning solutions to streamline credit decisions, reduce risk, and improve customer experience.
Business Credit Reports Comprehensive business credit reports providing detailed information on a company's credit history and creditworthiness.

Experian plc's Porter Forces

Experian plc operates in a highly competitive market, but the threat of substitutes is mitigated by the company's strong brand recognition and diversified product offerings.

Experian plc's customers are largely dependent on the company's services, which reduces their bargaining power. Additionally, the company's diversified customer base reduces the impact of any single customer.

Experian plc has a diversified supplier base, which reduces the bargaining power of individual suppliers. The company's strong financial position also gives it negotiating power with suppliers.

The threat of new entrants is low due to the high barriers to entry in the credit reporting and information services industry. Experian plc's strong brand recognition and established customer base also make it difficult for new entrants to gain traction.

The credit reporting and information services industry is highly competitive, with several established players competing for market share. Experian plc must continually innovate and invest in its products and services to maintain its market position.

Capital Structure

Value
Debt Weight 51.06%
Debt Cost 5.08%
Equity Weight 48.94%
Equity Cost 7.19%
WACC 6.11%
Leverage 104.33%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

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BA.L BAE Systems plc provides defense, aerospace, and security solutions worldwide. The company operates through five segments: Electronic Systems, Cyber & Intelligence, Platforms & Services (US), Air, and Maritime. The Electronic …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
40.07$
Current Price
40.07$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

Peers Group Analysis

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