-0.89%
-0.45%
-0.89%
0.68%
42.08%
36.22%
12.44%
AI Spotlight on AJB
Company Description
AJ Bell plc, through its subsidiaries, operates investment platforms in the United Kingdom.The company offers AJ Bell Investcentre, which provides a suite of products, services, investment solutions, and online tools for regulated financial advisers and wealth managers to help them manage retail customers' portfolio; and AJ Bell Youinvest, an investment platform proposition that include investment solutions through in-house funds, ready-made portfolios, and guidance through the AJ Bell funds list to execution-only retail customers, as well as cash savings solutions.It also provides adviser-led and D2C pension administration services to customers with bespoke SIPP and SSAS accounts; dealing, settlement, and custody services to institutional investment businesses; and white label SIPP administration, as well as publishes shares magazine and other proprietary investment content to support platform propositions.
The company was founded in 1995 and is headquartered in Manchester, the United Kingdom.
Market Data
| Last Price | 443 |
| Change Percentage | -0.89% |
| Open | 428.5 |
| Previous Close | 447 |
| Market Cap ( Millions) | 1820 |
| Volume | 529248 |
| Year High | 529 |
| Year Low | 281 |
| M A 50 | 455.11 |
| M A 200 | 426.98 |
Financial Ratios
| FCF Yield | 5.95% |
| Dividend Yield | 2.82% |
| ROE | 42.30% |
| Debt / Equity | 6.46% |
| Net Debt / EBIDTA | -169.81% |
| Price To Book | 8.98 |
| Price Earnings Ratio | 22.53 |
| Price To FCF | 16.81 |
| Price To sales | 7.41 |
| EV / EBITDA | 15.14 |
News
- Jan -23 - Best fund picks for investing in a Trump 2.0 presidency
- Jan -09 - Pensioners face £54k tax trap to pay for care
- Jan -06 - Be Sure To Check Out AJ Bell plc (LON:AJB) Before It Goes Ex-Dividend
- Jan -06 - Voters must work 32 years longer than their MP for the same pension
- Dec -30 - 3 UK Penny Stocks With Market Caps Over £200M To Watch
- Dec -24 - FTSE 100 best performing stocks of 2024
- Dec -23 - Are there any major UK companies ripe for takeover bids in 2025? Yahoo Finance readers have their say
- Dec -20 - Cheapest Sipp providers 2025
- Dec -18 - Griffin Mining And 2 Other Promising Penny Stocks On UK Exchange
- Dec -16 - Is London's FTSE still a good place to list companies? Yahoo Finance readers have their say
- Dec -08 - AJ Bell (LON:AJB) Is Increasing Its Dividend To £0.0825
- Nov -29 - Stocks to watch this week: Salesforce, Lululemon, Frasers Group, Berkeley and Foot Locker
- Nov -25 - Inheritance tax raid will delay pension payouts, Reeves warned
- Nov -20 - 3 UK Penny Stocks With Market Caps Under £2B
- Oct -21 - Discover AJ Bell And 2 Other Promising Penny Stocks On The UK Exchange
- Oct -17 - Netflix boosted by new shows as it shrugs off strikes
- Oct -17 - Trump poses threat to eurozone, warns Lagarde
- Oct -17 - Tax-free withdrawals from pension pots surge amid fears over autumn budget
- Oct -17 - AJ Bell calls for pension ‘tax lock’ amid savers’ Budget worries
- Sep -02 - With 62% ownership, AJ Bell plc (LON:AJB) boasts of strong institutional backing
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Investment Services
Expected Growth : 10.3 %
What the company do ?
AJ Bell's Investment Services provide online investment platforms, including Youinvest and AJ Bell Investcentre, offering a range of investment products and services to individuals and financial advisers.
Why we expect these perspectives ?
Growing demand for online investment platforms, increasing adoption of digital wealth management, and rising popularity of DIY investing are driving growth in AJ Bell's investment services.
Aj Bell Plc Products
| Product Range | What is it ? |
|---|---|
| AJ Bell Youinvest Dealing Account | A trading account that allows customers to buy and sell shares, funds, and other investments online |
| AJ Bell Youinvest ISA | An individual savings account (ISA) that allows customers to invest up to a certain amount each year without paying tax on the returns |
| AJ Bell Youinvest Junior ISA | A tax-free savings account for children that allows parents or guardians to invest on their behalf |
| AJ Bell Youinvest SIPP | A self-invested personal pension (SIPP) that allows customers to manage their pension investments online |
| AJ Bell Investcentre | A platform for financial advisers to manage their clients' investments |
AJ Bell plc's Porter Forces
Threat Of Substitutes
The threat of substitutes for AJ Bell plc is medium due to the presence of established players in the online investment platform market. While there are some substitutes available, they are not significantly cheaper or more convenient, reducing the threat.
Bargaining Power Of Customers
The bargaining power of customers for AJ Bell plc is low due to the lack of concentration in the customer base. Individual customers have limited bargaining power, and the company's pricing strategy is competitive.
Bargaining Power Of Suppliers
The bargaining power of suppliers for AJ Bell plc is low due to the company's scale and negotiating power. The company has a diversified supplier base, reducing dependence on any single supplier.
Threat Of New Entrants
The threat of new entrants for AJ Bell plc is medium due to the presence of barriers to entry, such as regulatory requirements and the need for significant investment in technology and marketing. However, the online nature of the business makes it easier for new entrants to start up.
Intensity Of Rivalry
The intensity of rivalry for AJ Bell plc is high due to the presence of established players in the online investment platform market. The company operates in a highly competitive market, with competitors such as Hargreaves Lansdown and Interactive Investor.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 6.95% |
| Debt Cost | 8.33% |
| Equity Weight | 93.05% |
| Equity Cost | 8.33% |
| WACC | 8.33% |
| Leverage | 7.47% |
AJ Bell plc : Quality Control
AJ Bell plc passed 8 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| RATO-B.ST | Ratos AB (publ) is a private equity firm specializing in buyouts, turnarounds, add on acquisitions, and middle market transactions. The firm does not invest in early stages and in companies … |
| MCI.WA | MCI Capital Alternatywna Spólka Inwestycyjna S.A., is a private equity and venture capital firm specializing in incubation, seed/startup, early venture, mezzanine, buy-out and growth capital investments. The firm seeks to … |
| BPT.L | Bridgepoint Group plc operates as a private equity and credit fund manager in Europe, the United States, and China. The company invests in the middle market private assets. It specialises … |
| EVLI.HE | Evli Plc, an investment services company, focuses on asset management and advisory services in Finland. Its products and services include private banking, institutional asset management, mutual funds, alternative investment funds, … |
| LIO.L | Liontrust Asset Management Plc is a publicly owned investment manager. The firm also launches equity, fixed income, , multi-asset and managed funds for its clients. It invests into the public … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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AJ Bell
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Ratos
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Evli
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4
Liontrust Asset Management
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Bridgepoint
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