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AI Spotlight on CARD
Company Description
Card Factory plc operates as a specialist retailer of greeting cards in the United Kingdom.It operates through two segments, Card Factory and Getting Personal.The company designs, sources, prints, warehouses, produces, distributes, and sells greeting cards, dressings, balloons, and gifts.
It also provides cards for various occasions; and online personalized cards and gifts.The company offers its products through various retail locations, as well as through its websites, such as cardfactory.co.uk and gettingpersonal.co.uk.It operates approximately 1,020 Card Factory stores; and 4 franchise stores.
Card Factory plc was founded in 1992 and is headquartered in Wakefield, the United Kingdom.
Market Data
Last Price | 92.2 |
Change Percentage | 0.55% |
Open | 93 |
Previous Close | 91.7 |
Market Cap ( Millions) | 321 |
Volume | 763343 |
Year High | 144.25 |
Year Low | 78.8 |
M A 50 | 94.35 |
M A 200 | 100.87 |
Financial Ratios
FCF Yield | 20.07% |
Dividend Yield | 6.18% |
ROE | 13.00% |
Debt / Equity | 39.13% |
Net Debt / EBIDTA | 96.07% |
Price To Book | 1.02 |
Price Earnings Ratio | 7.82 |
Price To FCF | 4.98 |
Price To sales | 0.61 |
EV / EBITDA | 4.19 |
News
- Feb -24 - 3 UK Penny Stocks With Market Caps Under Β£400M
- Feb -17 - Undervalued Small Caps In UK With Insider Action For February 2025
- Jan -17 - January 2025's Undervalued Small Caps With Insider Action On UK Markets
- Jan -16 - With 69% ownership of the shares, Card Factory plc (LON:CARD) is heavily dominated by institutional owners
- Dec -16 - Card Factory forced to defend white male chairman in diversity row
- Dec -14 - CEO & Executive Director of Card Factory Darcy Willson-Rymer Buys 9.8% More Shares
- Nov -11 - Card Factory plc (LON:CARD) Stock Has Shown Weakness Lately But Financials Look Strong: Should Prospective Shareholders Make The Leap?
- Oct -26 - Is It Worth Considering Card Factory plc (LON:CARD) For Its Upcoming Dividend?
- Sep -27 - Card Factory First Half 2025 Earnings: EPS: UKΒ£0.03 (vs UKΒ£0.056 in 1H 2024)
- Sep -24 - Card Factory profits hit by National Living wage hike and wet weather
- Sep -24 - Discover Top Undervalued Small Caps With Insider Buying In United Kingdom September 2024
- Sep -20 - Card Factory plc (LON:CARD) Shares Could Be 50% Below Their Intrinsic Value Estimate
- Jul -30 - Discover July 2024's Top Undervalued Small Caps In United Kingdom With Insider Buying
- Jun -24 - Is Now An Opportune Moment To Examine Card Factory plc (LON:CARD)?
- Jun -09 - Card Factory CEO & Executive Director Acquires 35% More Stock
- May -22 - Card Factory plc (LON:CARD) On An Uptrend: Could Fundamentals Be Driving The Stock?
- May -10 - Stocks to watch this week: Burberry, Vodafone, BT and Walmart
- May -03 - Card Factory Full Year 2024 Earnings: EPS Beats Expectations
- Apr -30 - Mam's the word as dialect greetings help Card Factory break records
- Apr -26 - Stocks to watch this week: Amazon, Apple, Anglo American and Novo Nordisk
Business Breakdown
Expected Mid-Term Growth
Segment nΒ°1 -> Card Factory
Expected Growth : 6 %
What the company do ?
Card Factory is a UK-based retailer of greeting cards and gifts, offering a wide range of products at affordable prices.
Why we expect these perspectives ?
Card Factory's 6% growth is driven by increasing demand for personalized greeting cards, expansion into new store locations, and a strong online presence. Additionally, the company's focus on everyday low prices and a wide range of products has helped to attract price-conscious consumers. Furthermore, Card Factory's ability to adapt to changing consumer trends, such as the rise of digital greetings, has also contributed to its growth.
Segment nΒ°2 -> Partnerships
Expected Growth : 5 %
What the company do ?
Card Factory plc's partnerships involve collaborations with popular brands and characters, such as Disney, Marvel, and Star Wars, to offer exclusive and licensed products.
Why we expect these perspectives ?
Card Factory plc's 5% growth in partnerships is driven by strategic collaborations with popular brands, increasing online presence, and expansion into new markets. Additionally, the company's focus on personalized products and competitive pricing has attracted more partners, leading to increased revenue and growth.
Segment nΒ°3 -> Card Factory Online
Expected Growth : 7 %
What the company do ?
Card Factory Online is the e-commerce platform of Card Factory plc, offering a wide range of greeting cards, gifts, and partyware for online purchase and delivery.
Why we expect these perspectives ?
Card Factory Online's 7% growth is driven by increasing online shopping adoption, effective e-commerce platform, and targeted marketing strategies. Additionally, the company's focus on personalized products, competitive pricing, and convenient delivery options have contributed to its online segment growth.
Segment nΒ°4 -> Getting Personal
Expected Growth : 5 %
What the company do ?
Getting Personal is a UK-based online retailer of personalized gifts and cards, acquired by Card Factory plc in 2019 to expand its online presence.
Why we expect these perspectives ?
Card Factory's 5% growth in Getting Personal segment is driven by increasing demand for personalized gifts, expansion of online channels, and strategic partnerships. Additionally, the company's focus on product innovation, competitive pricing, and effective marketing strategies have contributed to the growth. Furthermore, the rising trend of gifting and celebrations has also boosted sales.
Segment nΒ°5 -> Other
Expected Growth : 4 %
What the company do ?
Other from Card Factory plc refers to the non-core business operations, including unallocated costs, exceptional items, and other miscellaneous income or expenses.
Why we expect these perspectives ?
Card Factory plc's 4% growth is driven by increasing demand for greeting cards and gifts, expansion into new markets, and strategic partnerships. Additionally, the company's focus on digital transformation, improved operational efficiency, and effective cost management have contributed to its growth.
Card Factory Plc Products
Product Range | What is it ? |
---|---|
Greetings Cards | A wide range of greeting cards for various occasions such as birthdays, weddings, and holidays |
Gifts | A variety of gifts including plush toys, mugs, and ornaments for different occasions |
Partyware | Party decorations, balloons, and accessories for kids' and adults' parties |
Gift Wrap and Bags | A range of gift wrapping papers, bags, and accessories for beautifully presenting gifts |
Stationery | A selection of notebooks, journals, and pens for everyday use |
Personalized Cards and Gifts | Customizable cards and gifts with names, photos, and messages |
Card Factory plc's Porter Forces
Threat Of Substitutes
Card Factory plc faces moderate threat from substitutes as customers have limited alternatives for personalized greeting cards and gifts. However, the rise of digital greetings and online platforms may pose a threat to the company's sales.
Bargaining Power Of Customers
Card Factory plc's customers have low bargaining power due to the company's strong brand presence and wide range of products. Customers are also fragmented, making it difficult for them to negotiate prices.
Bargaining Power Of Suppliers
Card Factory plc's suppliers have moderate bargaining power due to the company's dependence on a few large suppliers for raw materials. However, the company's scale of operations and long-term contracts help mitigate this risk.
Threat Of New Entrants
The threat of new entrants is low for Card Factory plc due to the company's established brand presence, economies of scale, and high barriers to entry in the greeting cards and gifts market.
Intensity Of Rivalry
The intensity of rivalry is high in the greeting cards and gifts market, with Card Factory plc facing competition from established players and new entrants. The company needs to focus on differentiating its products and services to maintain its market share.
Capital Structure
Value | |
---|---|
Debt Weight | 18.21% |
Debt Cost | 11.63% |
Equity Weight | 81.79% |
Equity Cost | 13.93% |
WACC | 13.51% |
Leverage | 22.26% |
Card Factory plc : Quality Control
Card Factory plc passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
Company | Rational |
---|---|
BWMX | Betterware de MΓ©xico, S.A.P.I. de C.V. operates as a direct-to-consumer company in Mexico. It focuses on the home organization segment with a product portfolio, including home solutions, kitchen and food β¦ |
CLAS-B.ST | Clas Ohlson AB (publ) operates as a retail company in Sweden and internationally. It offers hardware, electrical, multimedia, home, and leisure products, as well as spare parts and accessories. The β¦ |
MATAS.CO | Matas A/S, together with its subsidiaries, operates a chain of retail stores that offer beauty, personal care, health and wellbeing, and household products in Denmark. Its products include cosmetics, fragrances, β¦ |
PETS.L | Pets at Home Group Plc engages in the specialist omnichannel retailing of pet food, pet related products, and pet accessories in the United Kingdom. It operates through three segments: Retail, β¦ |
MOZN.SW | mobilezone holding ag, together with its subsidiaries, provides mobile and fixed-line telephony, Internet, and digital TV marketing services for various network operators in Switzerland and Germany. The company also sells β¦ |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
π₯
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Betterware de MΓ©xico
A-Score
1-Year Total Return ->
π₯
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Clas Ohlson
A-Score
1-Year Total Return ->
π₯
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Matas
A-Score
1-Year Total Return ->
4
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Pets at Home
A-Score
1-Year Total Return ->
5
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Mobilezone
A-Score
1-Year Total Return ->
6
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