-0.98%
1.67%
6.29%
10.55%
13.86%
49.02%
84.24%
AI Spotlight on ABS
Company Description
Asseco Business Solutions S.A. designs and develops enterprise software solutions in Poland and internationally.The company offers ERP systems comprising softlab erp, macrologic erp, and wapro erp for business management of large, medium, and small enterprises, as well as business cloud solutions.It also provides mobile touch, a sales planning solution; direct portal, a leading-edge sales platform; and connector, a data exchange and processing platform, as well as sales force automation and retail execution, image recognition, and data intelligence solutions.
The company offers its solutions in the areas of finance and accounting, production, BI analysis, logistics and sales, fixed asset, warehouse management, human resources, data management, platform analytics, image recognition, and artificial intelligence.Further, it provides IT outsourcing services and deploys central data processing systems.The company was founded in 2001 and is based in Lublin, Poland.
Market Data
| Last Price | 60.8 |
| Change Percentage | -0.98% |
| Open | 61.8 |
| Previous Close | 61.4 |
| Market Cap ( Millions) | 1995 |
| Volume | 234 |
| Year High | 65 |
| Year Low | 48.6 |
| M A 50 | 57.67 |
| M A 200 | 58.2 |
Financial Ratios
| FCF Yield | 5.04% |
| Dividend Yield | 4.21% |
| ROE | 28.59% |
| Debt / Equity | 21.42% |
| Net Debt / EBIDTA | 41.04% |
| Price To Book | 6.11 |
| Price Earnings Ratio | 19.76 |
| Price To FCF | 19.86 |
| Price To sales | 4.96 |
| EV / EBITDA | 13.23 |
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Enterprise Resource Planning Systems
Expected Growth : 8.5 %
What the company do ?
Asseco Business Solutions S.A.'s Enterprise Resource Planning (ERP) Systems integrate all business operations, providing a single platform for managing finance, HR, supply chain, and customer relationships.
Why we expect these perspectives ?
Growing demand for digital transformation, increasing adoption of cloud-based ERP systems, and need for process automation drive the growth of Asseco Business Solutions S.A.'s ERP systems, with a forecast CAGR of 8.5% from 2023 to 2028.
Segment n°2 -> Unallocated
Expected Growth : 5.2 %
What the company do ?
Unallocated from Asseco Business Solutions S.A. refers to the remaining budget or resources not assigned to specific projects or initiatives within the company.
Why we expect these perspectives ?
The unallocated budget from Asseco Business Solutions S.A. is expected to grow driven by increasing digital transformation initiatives, expansion of IT services, and strategic investments in emerging technologies, leading to a forecasted CAGR of 5.2%.
Asseco Business Solutions S.A. Products
| Product Range | What is it ? |
|---|---|
| Asseco Customer Management | A comprehensive CRM system for managing customer relationships, sales, and marketing activities |
| Asseco Loan Management | A loan management system for managing the entire loan lifecycle, from application to repayment |
| Asseco Payment Systems | A payment processing system for managing transactions, settlements, and reconciliations |
| Asseco Risk Management | A risk management system for identifying, assessing, and mitigating risks in financial institutions |
| Asseco Compliance and Regulatory Management | A compliance and regulatory management system for managing regulatory requirements, reporting, and auditing |
| Asseco Digital Banking Platform | A digital banking platform for online and mobile banking, payment processing, and account management |
| Asseco Core Banking System | A core banking system for managing banking operations, including account management, transaction processing, and reporting |
Asseco Business Solutions S.A.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for Asseco Business Solutions S.A. is medium due to the presence of alternative solutions in the market, but the company's strong brand recognition and customer loyalty mitigate this threat.
Bargaining Power Of Customers
The bargaining power of customers is low due to the company's strong market position and the lack of significant buyer concentration.
Bargaining Power Of Suppliers
The bargaining power of suppliers is medium due to the presence of multiple suppliers in the market, but the company's strong relationships with suppliers mitigate this threat.
Threat Of New Entrants
The threat of new entrants is high due to the relatively low barriers to entry in the industry, but the company's strong brand recognition and established customer base mitigate this threat.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of multiple competitors in the market, but the company's strong market position and competitive pricing strategy mitigate this threat.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 11.45% |
| Debt Cost | 4.47% |
| Equity Weight | 88.55% |
| Equity Cost | 6.31% |
| WACC | 6.10% |
| Leverage | 12.93% |
Asseco Business Solutions S.A. : Quality Control
Asseco Business Solutions S.A. passed 8 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| MNDO | MIND C.T.I. Ltd., together with its subsidiaries, designs, develops, markets, supports, implements, and operates billing and customer care systems in the Americas, Europe, Israel, the Asia Pacific, and Africa. It … |
| LIN.PA | Linedata Services S.A. engages in development and distribution of financial software in Southern Europe, Northern Europe, North America, and Asia. The company operates through Asset Management, Lending & Leasing, and … |
| TXT.WA | Text S.A. develops and distributes communication software for businesses worldwide. It offers LiveChat, a tool that allows to communicate between Website visitor and its owner; ChatBot, which allows the creation … |
| SWP.PA | Sword Group S.E. provides IT services and software in Europe, the United States, the Oceania, and Asia. Its products include Sword GRC, a governance, compliance, and enterprise risk management solution; … |
| ASE.WA | Asseco South Eastern Europe S.A., together with its subsidiaries, engages in the sale of its own and third-party software. The company operates through Banking Solutions, Payment Solutions, and Dedicated Solutions … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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MIND C.T.I.
A-Score
1-Year Total Return ->
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Asseco Business Solutions
A-Score
1-Year Total Return ->
🥉
Sword
A-Score
1-Year Total Return ->
4
Linedata Services
A-Score
1-Year Total Return ->
5
Asseco SEE
A-Score
1-Year Total Return ->
6
