-0.88%
-23.97%
-48.91%
-12.42%
-30.14%
-76.44%
5.64%
AI Spotlight on BILL
Company Description
Bill.com Holdings, Inc.provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide.The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency.
It also offers onboarding implementation support, and ongoing support and training services.The company serves accounting firms, financial institutions, and software companies.Bill.com Holdings, Inc.
was incorporated in 2006 and is headquartered in San Jose, California.
Market Data
| Last Price | 47.24 |
| Change Percentage | -0.88% |
| Open | 47.28 |
| Previous Close | 47.66 |
| Market Cap ( Millions) | 4816 |
| Volume | 4475906 |
| Year High | 100.19 |
| Year Low | 43.11 |
| M A 50 | 76.11 |
| M A 200 | 63.89 |
Financial Ratios
| FCF Yield | 6.30% |
| Dividend Yield | 0.00% |
| ROE | 2.04% |
| Debt / Equity | 41.88% |
| Net Debt / EBIDTA | 20.96% |
| Price To Book | 1.29 |
| Price Earnings Ratio | 60.24 |
| Price To FCF | 15.88 |
| Price To sales | 3.47 |
| EV / EBITDA | 35.02 |
News
- Mar -06 - BILL Stock Plunges 20% in a Month: Should You Buy, Sell or Hold?
- Feb -26 - 1 Spectacular Growth Stock Down 84% You Might Regret Not Buying on the Dip
- Feb -14 - Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%
- Feb -12 - BILL Plunges 36% Post Q2 Earnings: Is the Stock Worth Buying on the Dip?
- Feb -10 - Down -25.33% in 4 Weeks, Here's Why BILL Holdings (BILL) Looks Ripe for a Turnaround
- Feb -07 - BILL Holdings Q2 Earnings & Revenues Beat Estimates, Shares Fall
- Feb -07 - BILL Holdings: Stock Plunges Post Q2 Earnings, A Great Dip To Buy
- Feb -07 - Bill Holdings Posts Great Earnings. Why the Stock Is Down 32%.
- Feb -07 - BILL Holdings, Inc. (BILL) Q2 2025 Earnings Call Transcript
- Feb -07 - Compared to Estimates, BILL Holdings (BILL) Q2 Earnings: A Look at Key Metrics
- Feb -06 - BILL Holdings (BILL) Q2 Earnings and Revenues Beat Estimates
- Feb -06 - Bill Holdings Enjoys EPS Growth
- Feb -05 - BILL Holdings: Not Chasing The Rally
- Feb -03 - What Analyst Projections for Key Metrics Reveal About BILL Holdings (BILL) Q2 Earnings
- Jan -30 - 4 Technology Stocks Poised to Beat Earnings Estimates in Q4
- Jan -28 - Uber, IBM, and Bill: why these 3 stocks are worth buying ahead of earnings
- Jan -20 - Will BILL Holdings (BILL) Beat Estimates Again in Its Next Earnings Report?
- Jan -16 - BILL to Report Fiscal Second Quarter 2025 Results
- Jan -15 - Industry Leaders Keri Gohman and Dan Wernikoff Join BILL Board of Directors
- Jan -13 - BILL Holdings (BILL) Upgraded to Strong Buy: What Does It Mean for the Stock?
Business Breakdown
Expected Mid-Term Growth
Segment nΒ°1 -> Subscription and Transaction Fees
Expected Growth : 14.0 %
What the company do ?
Bill.com Holdings, Inc. charges a subscription fee for access to its platform and a transaction fee, typically 0.5% to 1.5%, on payments processed through its network.
Why we expect these perspectives ?
Bill.com's 14.0% growth in Subscription and Transaction Fees is driven by increasing adoption of digital payment solutions, expansion of existing customer relationships, and growing demand for accounts payable and receivable automation. Additionally, the company's strategic partnerships, such as the one with American Express, have contributed to the growth.
Segment nΒ°2 -> Interest on Funds Held for Customers
Expected Growth : 18.0 %
What the company do ?
Interest on Funds Held for Customers from Bill.com Holdings, Inc. refers to the interest earned on funds held in trust for customers, providing a revenue stream for the company.
Why we expect these perspectives ?
The 18.0% growth in Interest on Funds Held for Customers from Bill.com Holdings, Inc. is driven by increasing adoption of digital payment solutions, rising transaction volumes, and expansion into new markets. Additionally, the company's focus on providing value-added services, such as cash flow management and financial software integration, contributes to the growth.
Bill.Com Holdings, Inc. Products
| Product Range | What is it ? |
|---|---|
| Bill Pay | A cloud-based payment platform that enables businesses to pay bills, invoices, and vendors electronically. |
| Invoicing | A digital invoicing solution that allows businesses to create, send, and track invoices electronically. |
| Cash Flow Management | A financial management tool that provides real-time visibility into a company's cash flow, enabling informed business decisions. |
| AP Automation | An automated accounts payable solution that streamlines invoice processing, approval, and payment. |
| AR Automation | An automated accounts receivable solution that accelerates invoice delivery, tracking, and payment. |
Bill.com Holdings, Inc.'s Porter Forces
Threat Of Substitutes
Bill.com Holdings, Inc. operates in a niche market, providing cloud-based software that integrates with accounting software, making it difficult for substitutes to emerge.
Bargaining Power Of Customers
While customers have some bargaining power due to the availability of alternative solutions, Bill.com's strong brand recognition and customer loyalty mitigate this power.
Bargaining Power Of Suppliers
Bill.com Holdings, Inc. has a diversified supplier base, reducing dependence on individual suppliers and minimizing their bargaining power.
Threat Of New Entrants
While there are barriers to entry, such as the need for significant investment in technology and marketing, new entrants can still emerge, especially from adjacent industries.
Intensity Of Rivalry
The accounting software market is highly competitive, with established players like QuickBooks and Xero, as well as emerging players, leading to intense rivalry.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 31.88% |
| Debt Cost | 3.95% |
| Equity Weight | 68.12% |
| Equity Cost | 12.35% |
| WACC | 9.67% |
| Leverage | 46.80% |
Bill.com Holdings, Inc. : Quality Control
Bill.com Holdings, Inc. passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CLSK | CleanSpark, Inc. provides bitcoin mining and energy technology solutions worldwide. It operates in two segments, Digital Currency Mining and Energy. The Digital Currency Mining segment engages in mining of bitcoin. β¦ |
| ASAN | Asana, Inc., together with its subsidiaries, operates a work management platform for individuals, team leads, and executives in the United States and internationally. The company's platform enables teams to orchestrate β¦ |
| INST | Instructure Holdings, Inc. provides cloud-based learning, assessment, development, and engagement systems worldwide. It offers Canvas Learning Management System that includes assessments, analytics, and learning content for K-12 and higher education β¦ |
| BLKB | Blackbaud, Inc. provides cloud software solutions to higher education institutions, KΒ12 schools, healthcare organizations, faith communities, arts and cultural organizations, foundations, companies, and individual change agents in the United States β¦ |
| DAY | Dayforce Inc., together with its subsidiaries, operates as a human capital management (HCM) software company in the United States, Canada, and internationally. It offers Dayforce, a cloud HCM platform that β¦ |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Instructure Holdings
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Dayforce
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Blackbaud
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Bill.com
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Asana
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