-3.02%
0.88%
-5.18%
-5.92%
-8.06%
-22.23%
-18.07%
AI Spotlight on EEFT
Company Description
Euronet Worldwide, Inc.provides payment and transaction processing and distribution solutions to financial institutions, agents, retailers, merchants, content providers, and individual consumers worldwide.The company's Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit card outsourcing, card issuing, and merchant acquiring services.
It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions, as well as delivers non-cash products.This segment operates a network of 42,713 ATMs and approximately 438,000 POS terminals.Its epay segment distributes and processed prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services.
This segment operates a network of approximately 775,000 POS terminals.The company's Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards.This segment operates a network of approximately 510,000 money transfer locations.
The company was formerly known as Euronet Services, Inc.and changed its name to Euronet Worldwide, Inc.in August 2001.
Euronet Worldwide, Inc.was founded in 1994 and is headquartered in Leawood, Kansas.
Market Data
| Last Price | 99.73 |
| Change Percentage | -3.02% |
| Open | 102.86 |
| Previous Close | 102.84 |
| Market Cap ( Millions) | 4381 |
| Volume | 361052 |
| Year High | 117.66 |
| Year Low | 91.07 |
| M A 50 | 101.01 |
| M A 200 | 103.0 |
Financial Ratios
| FCF Yield | 15.45% |
| Dividend Yield | 0.00% |
| ROE | 26.05% |
| Debt / Equity | 177.99% |
| Net Debt / EBIDTA | 11.39% |
| Price To Book | 3.25 |
| Price Earnings Ratio | 13.42 |
| Price To FCF | 6.47 |
| Price To sales | 1.12 |
| EV / EBITDA | 6.74 |
News
- Feb -21 - EEFT vs. BAM: Which Stock Should Value Investors Buy Now?
- Feb -13 - Euronet's Q4 Earnings Beat on EFT Segment Strength, '25 EPS View Up
- Feb -13 - Euronet Worldwide, Inc. (EEFT) Q4 2024 Results Conference Call Transcript
- Feb -13 - Euronet Reports Record Results Across All Financial Metrics For The Fourth Quarter And Full Year 2024
- Feb -10 - Insights Into Euronet Worldwide (EEFT) Q4: Wall Street Projections for Key Metrics
- Feb -05 - Euronet Announces Fourth Quarter and Full Year 2024 Earnings Release Date and Conference Call Details
- Dec -26 - Euronet Trading at a Low P/E Multiple: Time to Buy the Stock?
- Dec -23 - Euronet Expands Presence in China With Tenpay Global Partnership
- Dec -19 - Ria Money Transfer partners with Tenpay Global, enabling digital remittances to Weixin for flexible spending in China
- Dec -17 - Euronet Amends and Extends its Unsecured Revolving Credit Facility
- Dec -14 - KBW Announces Index Rebalancing for Fourth-Quarter 2024
- Dec -13 - Euronet Expands Baltic ATM Network Through Swedbank Partnership
- Dec -12 - Euronet Signs Agreement with Swedbank to Acquire ATM Assets and Provide ATM Outsourcing Services in Estonia, Lithuania and Latvia
- Dec -06 - Euronet Announces Appointment of Brad Sprong to Its Board of Directors
- Nov -22 - Here's Why Investors Should Retain Euronet Stock for Now
- Oct -29 - Euronet Stock Up 2.5% Despite Q3 Earnings Miss on High Costs
- Oct -24 - Euronet Worldwide, Inc. (EEFT) Q3 2024 Results Conference Call Transcript
- Oct -24 - Euronet Worldwide (EEFT) Reports Q3 Earnings: What Key Metrics Have to Say
- Oct -24 - Euronet Worldwide Reports Third Quarter 2024 Financial Results
- Oct -23 - Should You Buy, Sell or Hold Euronet Stock Before Q3 Earnings?
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Money Transfer
Expected Growth : 6.5 %
What the company do ?
Euronet Worldwide's money transfer service enables secure, convenient, and fast international money transfers through a vast network of agents and online platforms.
Why we expect these perspectives ?
Euronet Worldwide's 6.5% growth in money transfer is driven by increasing demand for digital remittance services, expansion into new markets, and strategic partnerships. Additionally, the company's investment in digital platforms and mobile apps has improved customer experience, leading to increased transaction volumes and revenue growth.
Segment n°2 -> Epay
Expected Growth : 6.0 %
What the company do ?
Epay is a prepaid payment platform from Euronet Worldwide, Inc. that enables users to purchase prepaid products and services online.
Why we expect these perspectives ?
Epay's 6.0% growth driven by increasing demand for digital payment solutions, expansion into new markets, and strategic partnerships. Growing e-commerce adoption, rising mobile penetration, and government initiatives promoting digital payments also contribute to growth. Additionally, Epay's diversified revenue streams, including money transfers, prepaid, and payment processing, provide a solid foundation for continued expansion.
Segment n°3 -> Electronic Funds Transfer Processing
Expected Growth : 7.5 %
What the company do ?
Euronet Worldwide's Electronic Funds Transfer (EFT) Processing enables secure, efficient, and cost-effective transfer of funds between banks, facilitating global transactions.
Why we expect these perspectives ?
Euronet Worldwide's 7.5% growth in Electronic Funds Transfer Processing is driven by increasing adoption of digital payments, expansion into emerging markets, and strategic partnerships. Additionally, the company's investment in technology and infrastructure has improved efficiency and scalability, enabling it to capitalize on the growing demand for online transactions.
Segment n°4 -> Corporate Services, Eliminations and Other
Expected Growth : 5.5 %
What the company do ?
Corporate Services, Eliminations and Other from Euronet Worldwide, Inc. represents unallocated costs, intersegment eliminations, and other miscellaneous items not attributed to specific business segments.
Why we expect these perspectives ?
Euronet Worldwide, Inc.'s 5.5% growth in Corporate Services, Eliminations and Other is driven by increasing demand for digital payment solutions, expansion into new markets, and strategic acquisitions. Additionally, the company's focus on cost savings initiatives and operational efficiencies have contributed to the growth.
Euronet Worldwide, Inc. Products
| Product Range | What is it ? |
|---|---|
| ATM | Euronet Worldwide, Inc. operates a network of ATMs across the globe, providing convenient cash access to customers. |
| Money Transfer | Euronet's money transfer services enable individuals to send and receive money across the globe. |
| Currency Exchange | Euronet offers currency exchange services at airports, tourist destinations, and online. |
| Prepaid Cards | Euronet issues prepaid cards for various uses, including general purpose reloadable cards and gift cards. |
| Digital Integrated Payments Cloud (DIPC) | Euronet's DIPC is a cloud-based payment platform that enables businesses to process payments efficiently. |
| Ria Money Transfer | Ria Money Transfer is a global money transfer service that enables individuals to send and receive money across the globe. |
| xchg | xchg is a digital foreign exchange platform that enables individuals and businesses to exchange currency online. |
Euronet Worldwide, Inc.'s Porter Forces
Threat Of Substitutes
Euronet Worldwide, Inc. operates in the digital payment industry, which is rapidly evolving. While there are substitutes available, such as cash and other digital payment methods, Euronet's services are widely accepted and have a strong brand presence, reducing the threat of substitutes.
Bargaining Power Of Customers
Euronet Worldwide, Inc. has a diverse customer base, including consumers, merchants, and financial institutions. While customers have some bargaining power, Euronet's services are often essential to their operations, reducing their bargaining power.
Bargaining Power Of Suppliers
Euronet Worldwide, Inc. relies on various suppliers, including financial institutions, payment networks, and technology providers. While suppliers have some bargaining power, Euronet's scale and diversified supplier base mitigate this risk.
Threat Of New Entrants
The digital payment industry is rapidly evolving, and new entrants are emerging with innovative solutions. Euronet Worldwide, Inc. faces a high threat of new entrants, which could disrupt its business model and market share.
Intensity Of Rivalry
The digital payment industry is highly competitive, with many established players and new entrants vying for market share. Euronet Worldwide, Inc. faces intense rivalry from competitors, which could impact its pricing power and market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 60.54% |
| Debt Cost | 3.96% |
| Equity Weight | 39.46% |
| Equity Cost | 10.88% |
| WACC | 6.69% |
| Leverage | 153.42% |
Euronet Worldwide, Inc. : Quality Control
Euronet Worldwide, Inc. passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
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Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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VeriSign
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Squarespace
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Euronet Worldwide
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1-Year Total Return ->
4
Nutanix
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1-Year Total Return ->
5
Okta
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1-Year Total Return ->
6
