0.66%
56.92%
48.54%
19.53%
15.91%
11.27%
497.62%
AI Spotlight on MCVT
Company Description
Mill City Ventures III, Ltd.is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth.It primarily focuses on investing in, lending to, and making managerial assistance available to privately held and publicly traded companies.
The firm also advises its portfolio companies with regard to finance and operations.It was formerly known as Poker Magic, Inc.Mill City Ventures III, Ltd.
was founded in January, 2006 and is based in Wayzata, Minnesota.
Market Data
| Last Price | 3.06 |
| Change Percentage | 0.66% |
| Open | 3.05 |
| Previous Close | 3.04 |
| Market Cap ( Millions) | 20 |
| Volume | 56186 |
| Year High | 3.88 |
| Year Low | 1.75 |
| M A 50 | 2.23 |
| M A 200 | 2.48 |
Financial Ratios
| FCF Yield | 16.22% |
| Dividend Yield | 0.00% |
| ROE | 1.92% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | 339.55% |
| Price To Book | 0.96 |
| Price Earnings Ratio | 52.65 |
| Price To FCF | 6.16 |
| Price To sales | 5.89 |
| EV / EBITDA | -17.78 |
News
- Jan -29 - Mill City Ventures III, Ltd. Announces Amendment to Loan Agreement with Mustang Funding, LLC
- Jan -13 - Mill City Ventures III, Ltd. Announces Select 2024 Short-term Loan Portfolio Data
- Jan -06 - Mill City Ventures III, Ltd Commits $3M for Twin Cities Senior Care Provider
- Nov -12 - Mill City Ventures III, Ltd. Reports 2024 Third Quarter Financial Results
- Oct -16 - Mill City Announces Stock Repurchase Program
- Sep -30 - Mill City Ventures III, Ltd. Advances $2 Million To Award-Winning Holiday Light Maze Experience
- Sep -13 - Mill City Ventures III, Ltd. Advances $1.15 Million To Award-winning Senior Care Provider
- Aug -15 - Mill City Ventures III, Ltd. Reports 2024 Second Quarter Financial Results
- May -16 - Mill City Ventures III, Ltd. Reports 2024 First Quarter Results
- Sep -11 - Mill City Ventures III, Ltd. Extends Further Credit to Mustang Litigation Funding
- Nov -02 - Mill City Ventures to Present at Sidoti November Microcap Conference
- Sep -02 - Mill City Ventures III: A Hidden Gem in the Specialty Finance Domain
- Oct -01 - Mill City finances $1.25M secured loan
- Sep -21 - Mill City participates in $1.62M short term insurance settlement
- Aug -17 - Mill City finances $1.23M short term insurance settlement
- Aug -16 - Mill City Ventures III, Ltd. Reports Record Second Quarter 2021 Results
- May -19 - Mill City finances short term insurance settlement
- Apr -28 - Mill City finances short term insurance settlement
- Apr -05 - Mill City Ventures completes nearly $8M in first quarter financings
- Mar -16 - Mill City completes two additional insurance settlement fundings
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Investment and Related Activities
Expected Growth : 12.5 %
What the company do ?
Mill City Ventures III, Ltd. invests in debt and equity securities, providing financing solutions to small and medium-sized businesses, and participates in related activities.
Why we expect these perspectives ?
Growing demand for alternative financing solutions, increasing SMEs' need for capital, and Mill City Ventures III's diversified investment portfolio drive growth.
Mill City Ventures Iii, Ltd. Products
| Product Range | What is it ? |
|---|---|
| Short-Term Loans | Mill City Ventures III, Ltd. offers short-term loans to individuals and businesses, providing quick access to capital for unexpected expenses or financial emergencies. |
| Merchant Cash Advance | The company provides merchant cash advances, allowing businesses to receive immediate funding in exchange for a percentage of future sales. |
| Invoice Financing | Mill City Ventures III, Ltd. offers invoice financing, enabling businesses to receive immediate payment on outstanding invoices. |
| Equipment Financing | The company provides equipment financing options, allowing businesses to acquire new equipment or upgrade existing assets. |
| Real Estate Financing | Mill City Ventures III, Ltd. offers real estate financing options, including fix-and-flip loans and rental property financing. |
Mill City Ventures III, Ltd.'s Porter Forces
Threat Of Substitutes
The threat of substitutes is moderate due to the presence of alternative investment options, but Mill City Ventures III, Ltd. has a strong brand reputation and diversified portfolio that reduces the likelihood of customers switching to substitutes.
Bargaining Power Of Customers
The bargaining power of customers is low due to the company's strong brand reputation and diversified portfolio, which reduces the customers' ability to negotiate prices or demand customized services.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate due to the presence of multiple suppliers in the market, but Mill City Ventures III, Ltd. has established long-term relationships with its suppliers, which reduces the suppliers' bargaining power.
Threat Of New Entrants
The threat of new entrants is high due to the relatively low barriers to entry in the investment industry, but Mill City Ventures III, Ltd. has a strong brand reputation and established relationships with its customers, which reduces the threat of new entrants.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of multiple players in the investment industry, but Mill City Ventures III, Ltd. has a diversified portfolio and strong brand reputation, which enables it to compete effectively with its rivals.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 0.10% |
| Debt Cost | 9.03% |
| Equity Weight | 99.90% |
| Equity Cost | 9.03% |
| WACC | 9.03% |
| Leverage | 0.10% |
Mill City Ventures III, Ltd. : Quality Control
Mill City Ventures III, Ltd. passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| NICK | Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and … |
| CPSS | Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile … |
| PMTS | CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid … |
| LC | LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The … |
| NRDS | NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers. The company's platform offers guidance … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
🥇
LendingClub
A-Score
1-Year Total Return ->
🥈
CPI Card Group
A-Score
1-Year Total Return ->
🥉
Consumer Portfolio Services
A-Score
1-Year Total Return ->
4
Nicholas Financial
A-Score
1-Year Total Return ->
5
NerdWallet
A-Score
1-Year Total Return ->
6
