0.91%
4.94%
12.95%
36.17%
46.00%
-47.91%
-21.35%
AI Spotlight on PYPL
Company Description
PayPal Holdings, Inc.operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names.
The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies.PayPal Holdings, Inc.was founded in 1998 and is headquartered in San Jose, California.
Market Data
| Last Price | 89.57 |
| Change Percentage | 0.91% |
| Open | 89.76 |
| Previous Close | 88.76 |
| Market Cap ( Millions) | 89798 |
| Volume | 7691837 |
| Year High | 93.66 |
| Year Low | 55.77 |
| M A 50 | 87.74 |
| M A 200 | 73.34 |
Financial Ratios
| FCF Yield | 7.85% |
| Dividend Yield | 0.00% |
| ROE | 21.46% |
| Debt / Equity | 49.45% |
| Net Debt / EBIDTA | 41.30% |
| Price To Book | 4.51 |
| Price Earnings Ratio | 20.53 |
| Price To FCF | 12.75 |
| Price To sales | 2.86 |
| EV / EBITDA | 14.13 |
News
- Jan -30 - Analyst views this fintech giant as a ‘catalyst-rich battleground stock' for 2025
- Jan -30 - The Best Value Stock to Invest $200 in Right Now
- Jan -29 - PYPY: PayPal ETF's 48% Yield Likely A Mirage For Buyers
- Jan -28 - Trump Index: 6 Companies Linked to Trump's Cabinet Worth Watching
- Jan -28 - Is PayPal Stock a Buy Before Feb. 4?
- Jan -27 - 4 Stocks That Are Too Cheap to Ignore
- Jan -26 - Expanding The Dividend Income Accelerator Portfolio: How Amazon And PayPal Enhance Our Dividend Strategy
- Jan -26 - 3 Stocks Down 70% or More That Could Climb Back to $100 Per Share in 2025
- Jan -26 - Big Fund Sold Philip Morris, Apple, and PayPal Stock. It Bought Lululemon.
- Jan -25 - Should You Buy PayPal Stock Before Feb. 4?
- Jan -24 - Calls of the Day: Visa, Mastercard, Block, Paypal
- Jan -24 - 2025 Assessment of the Buy Now Pay Later (BNPL) Industry: Discover Key Trends Driving Market Growth and Uncover the Strategies of Leading Players
- Jan -23 - PayPal to Settle New York's Allegations of Cybersecurity Failures
- Jan -23 - PayPal fined by New York for cybersecurity failures
- Jan -22 - Paypal (PYPL) Rises But Trails Market: What Investors Should Know
- Jan -21 - JetBlue accepting Venmo as payment method for flights purchased through mobile app
- Jan -21 - Is PayPal a Millionaire Maker?
- Jan -21 - PayPal: Cheaper Than Estimated On Share Buyback
- Jan -19 - 2 Stocks Down 32% and 71% That Could Be Big Winners in 2025
- Jan -19 - The Best Fintech Stock to Invest $1,000 in Right Now
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Transaction
Expected Growth : 7 %
What the company do ?
A transaction from PayPal Holdings, Inc. refers to the exchange of money or data between a buyer and seller using PayPal's online payment system.
Why we expect these perspectives ?
PayPal's 7% growth driven by increasing e-commerce adoption, cross-border transactions, and digital payments. Strong merchant services growth, expansion of payment platforms, and rising demand for online money transfers contribute to growth. Additionally, strategic partnerships, such as with Mastercard and Visa, enhance PayPal's payment capabilities, further fueling growth.
Segment n°2 -> Other Value Added Services
Expected Growth : 5 %
What the company do ?
Other Value Added Services from PayPal Holdings, Inc. include services like PayPal Credit, PayPal Payments Standard, and PayPal for Marketplaces, which provide additional features and functionality to merchants and consumers.
Why we expect these perspectives ?
PayPal's Other Value Added Services segment growth is driven by increasing adoption of PayPal Credit, growth in cross-border transactions, and expansion of its payment solutions to new markets and industries. Additionally, the company's investments in digital marketing and partnerships with financial institutions are contributing to the segment's growth.
Paypal Holdings, Inc. Products
| Product Range | What is it ? |
|---|---|
| PayPal Payments Standard | A payment processing solution that allows businesses to accept online payments |
| PayPal Payments Pro | A payment processing solution that allows businesses to accept online payments and manage transactions |
| PayPal Here | A mobile payment processing solution that allows businesses to accept in-person payments |
| Venmo | A peer-to-peer payment service that allows individuals to send and receive money |
| Xoom | A digital money transfer service that allows individuals to send money internationally |
| PayPal Credit | A digital credit line that allows customers to pay for purchases over time |
| PayPal Working Capital | A financing solution that provides businesses with access to capital based on their PayPal sales history |
| PayPal Business Loans | A financing solution that provides businesses with access to capital for various business needs |
PayPal Holdings, Inc.'s Porter Forces
Threat Of Substitutes
PayPal's services are highly specialized and there are limited substitutes available, reducing the threat of substitutes.
Bargaining Power Of Customers
While customers have some bargaining power due to the availability of alternative payment methods, PayPal's strong brand and large user base mitigate this power.
Bargaining Power Of Suppliers
PayPal has a diverse range of suppliers, including banks and payment processors, reducing the bargaining power of individual suppliers.
Threat Of New Entrants
While there are some barriers to entry, such as regulatory hurdles and the need for significant investment in technology and infrastructure, new entrants can still disrupt the market.
Intensity Of Rivalry
The digital payment industry is highly competitive, with many established players and new entrants vying for market share, leading to a high intensity of rivalry.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 34.46% |
| Debt Cost | 4.57% |
| Equity Weight | 65.54% |
| Equity Cost | 11.00% |
| WACC | 8.79% |
| Leverage | 52.58% |
PayPal Holdings, Inc. : Quality Control
PayPal Holdings, Inc. passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| COF | Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and … |
| NDAQ | Nasdaq, Inc. operates as a technology company that serves capital markets and other industries worldwide. The Market Technology segment includes anti financial crime technology business, which offers Nasdaq Trade Surveillance, … |
| V | Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction … |
| AXP | American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial … |
| DFS | Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Capital One
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Amex
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Visa
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