GICS Sector : Financial Services
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses, and individuals in Northeastern California and Northwestern Nevada.The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, time deposit, and retirement accounts.Its loan portfolio includes term real estate, commercial, and industrial term loans; government-guaranteed and agricultural loans, as well as credit lines; consumer, automobile, and home equity loans; land development and construction loans; and small business administration loans.
Unfortunately this company is not part of our coverage yet. But as part of your subscription plan you can request it by clicking just below and we'll process.
Short Interest in Plumas Bancorp (NASDAQ:PLBC) Expands By 64.6%
Oct -24
PLUMAS BANCORP DECLARES QUARTERLY CASH DIVIDEND
Oct -16
Plumas Bancorp (PLBC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Oct -15
Plumas Bancorp (PLBC) Q3 Earnings Beat Estimates
Oct -15
Plumas Bancorp Reports Third Quarter 2025 Earnings
Oct -15
Plumas Bank Announces Year-End Retirement of Chief Credit Officer Jeff Moore; Kevin Kaiser Named Successor
Oct -10
Plumas Bancorp: Attractively Valued, Acquisition To Have A Mixed Impact On 2025 EPS
Jul -28
PLUMAS BANCORP DECLARES QUARTERLY CASH DIVIDEND
Jul -17
Plumas Bancorp's 2.0% growth in Banking and Related Activities is driven by increasing demand for loans and deposits in its rural California markets, coupled with strategic expansion into adjacent regions. Additionally, the bank's focus on digital transformation, improved customer service, and cost containment measures have contributed to its growth.
Plumas Bancorp offers a range of personal banking services, including checking and savings accounts, credit cards, loans, and investment products.
Plumas Bancorp provides business banking services, including commercial loans, lines of credit, cash management, and merchant services.
Plumas Bancorp offers a variety of mortgage loan options, including fixed-rate and adjustable-rate loans, for purchasing or refinancing a home.
Plumas Bancorp's wealth management services include investment management, financial planning, and retirement planning.
Plumas Bancorp's online banking platform allows customers to manage their accounts, pay bills, and transfer funds from anywhere, at any time.
Plumas Bancorp's mobile banking app allows customers to access their accounts, deposit checks, and transfer funds on-the-go.
Plumas Bancorp operates in a niche market, providing banking services to individuals and businesses in Northeastern California. While there are some substitutes available, such as online banking services, the bank's strong community presence and personalized service mitigate the threat of substitutes.
Plumas Bancorp's customers are primarily individuals and small businesses, which have limited bargaining power. The bank's strong relationships with its customers and personalized service also reduce the bargaining power of customers.
Plumas Bancorp's suppliers are primarily other financial institutions and vendors, which have limited bargaining power. The bank's strong financial position and long-term relationships with its suppliers also reduce the bargaining power of suppliers.
The banking industry is heavily regulated, and new entrants face significant barriers to entry, including high capital requirements and regulatory hurdles. Additionally, Plumas Bancorp's strong community presence and established customer base make it difficult for new entrants to gain traction.
Plumas Bancorp operates in a competitive market, with several other banks and financial institutions operating in the region. However, the bank's strong community presence, personalized service, and niche market focus help to differentiate it from competitors and reduce the intensity of rivalry.
| Value | |
|---|---|
| Debt Weight | 43.52% |
| Debt Cost | 5.58% |
| Equity Weight | 56.48% |
| Equity Cost | 7.45% |
| WACC | 6.64% |
| Leverage | 77.07% |
Value: 6.3
Growth: 3.9
Quality: 8.8
Yield: 8.0
Momentum: 9.0
Volatility: 9.3
1-Year Total Return ->
Value: 7.9
Growth: 4.2
Quality: 5.1
Yield: 7.0
Momentum: 8.0
Volatility: 7.0
1-Year Total Return ->
Value: 6.8
Growth: 5.7
Quality: 6.2
Yield: 4.0
Momentum: 8.5
Volatility: 8.0
1-Year Total Return ->
Value: 3.8
Growth: 6.9
Quality: 7.4
Yield: 5.0
Momentum: 6.5
Volatility: 7.3
1-Year Total Return ->
Value: 6.9
Growth: 5.2
Quality: 3.4
Yield: 6.0
Momentum: 6.0
Volatility: 9.0
1-Year Total Return ->
Value: 8.7
Growth: 4.2
Quality: 8.2
Yield: 0.0
Momentum: 5.0
Volatility: 8.0
1-Year Total Return ->