-0.60%
9.15%
31.56%
89.97%
61.99%
144.22%
255.19%
AI Spotlight on FOUR
Company Description
Shift4 Payments, Inc.provides integrated payment processing and technology solutions in the United States.It provides omni-channel card acceptance and processing solutions, including credit, debit, contactless card, Europay, Mastercard and visa, QR Pay, and mobile wallets, as well as alternative payment methods; merchant acquiring; proprietary omni-channel gateway; complementary software integrations; integrated and mobile point-of-sale (POS) solutions; security and risk management solutions; reporting and analytical tools; and web-store design, hosting, shopping cart management, and fulfillment integration, as well as tokenization, payment device and chargeback management, fraud prevention, and gift card solutions.
The company also offers VenueNext that provides mobile ordering, countertop POS, and self-service kiosk services, as well as digital wallet to facilitate food and beverage, merchandise, and loyalty for stadium and entertainment venues; and Shift4Shop, which offers eCommerce solutions, including website builder, shopping cart, product catalog, order management, marketing, search engine optimization, secure hosting, and mobile webstores.In addition, it provides Lighthouse, a cloud-based business intelligence tool that includes customer engagement, social media management, online reputation management, scheduling, and product pricing, as well as reporting and analytics; SkyTab, a hybrid-cloud-based integrated POS solution; SkyTab Mobile, a mobile payment solution; and marketplace technology for integrations into third-party applications.Further, the company offers merchant management, training and education, marketing management, and incentives tracking solutions.
Additionally, it provides merchant underwriting, onboarding and activation, training, risk management, and support services; and software integrations and compliance management, and partner support and services.The company was founded in 1999 and is headquartered in Allentown, Pennsylvania.
Market Data
| Last Price | 119.13 |
| Change Percentage | -0.60% |
| Open | 111.92 |
| Previous Close | 119.85 |
| Market Cap ( Millions) | 8180 |
| Volume | 646312 |
| Year High | 123.25 |
| Year Low | 55.87 |
| M A 50 | 107.61 |
| M A 200 | 84.37 |
Financial Ratios
| FCF Yield | 5.23% |
| Dividend Yield | 0.00% |
| ROE | 16.89% |
| Debt / Equity | 353.79% |
| Net Debt / EBIDTA | -272.88% |
| Price To Book | 10.04 |
| Price Earnings Ratio | 67.98 |
| Price To FCF | 19.12 |
| Price To sales | 2.6 |
| EV / EBITDA | -18.17 |
News
- Jan -28 - Shift4 Payments: Large TAM, Strong Fundamentals, Cheap Valuation
- Jan -28 - Trump Index: 6 Companies Linked to Trump's Cabinet Worth Watching
- Jan -27 - FIS or FOUR: Which Is the Better Value Stock Right Now?
- Jan -21 - 4imprint rebound strongly after reporting resilient trading
- Jan -16 - Shift4 to Host Investor Day and Release Fourth Quarter Earnings Results on February 18, 2025 in Las Vegas
- Jan -14 - 2 Tech Stocks That Could Help Make You a Fortune
- Jan -10 - SEC, Shift4 Payments Reach Disclosure-Violation Settlement
- Dec -20 - Shift4 Payments Is A Growth Beast And A Reasonable Buy
- Dec -18 - The Giving Block Reveals the 2024 Crypto Impact 100 List
- Dec -11 - Jon Taffer and Shift4 Announce SkyTab Rescue Mission Contest Winners
- Dec -09 - Should Investors Buy the Dip of This Undervalued Growth Stock?
- Dec -09 - Shift4: No Isaacman, No Problem
- Dec -07 - Shift4: CEO Departure A Big Risk For Investors?
- Dec -06 - Edison Issues Report on 4imprint Group (FOUR)
- Dec -04 - Trump nominates Jared Isaacman, private astronaut and Shift4 CEO, for NASA chief
- Nov -15 - Shift4 Payments Set to Join the S&P MidCap 400
- Nov -12 - Shift4 CEO on earnings, state of the consumer and crypto
- Nov -12 - Shift4 Payments, Inc. (FOUR) Q3 2024 Earnings Call Transcript
- Nov -12 - Shift4 Payments (FOUR) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
- Nov -12 - Shift4 Payments (FOUR) Q3 Earnings and Revenues Lag Estimates
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Payments-based
Expected Growth : 10.47 %
What the company do ?
Payments-based from Shift4 Payments, Inc. is a payment processing platform providing secure, scalable, and integrated payment solutions for various industries.
Why we expect these perspectives ?
Shift4 Payments, Inc.'s 10.47% growth is driven by increasing adoption of its payment processing solutions, expansion into new markets, and strategic partnerships. The company's focus on integrated payment solutions, omnichannel capabilities, and security features resonates with merchants seeking seamless payment experiences. Additionally, the growing demand for contactless payments and digital transactions fuels Shift4's growth.
Segment n°2 -> Subscription and Other
Expected Growth : 10.88 %
What the company do ?
Subscription refers to recurring payment plans, while Other includes one-time or non-recurring transactions, both offered by Shift4 Payments, Inc. for seamless payment processing.
Why we expect these perspectives ?
The 10.88% growth in Subscription and Other revenue from Shift4 Payments, Inc. is driven by increasing adoption of cloud-based payment solutions, expansion of existing customer relationships, and growth in new verticals such as hospitality and retail. Additionally, the company's strategic partnerships and investments in technology have enhanced its product offerings, leading to higher revenue from subscription-based services.
Shift4 Payments, Inc. Products
| Product Range | What is it ? |
|---|---|
| SkyTab | A mobile payment solution that allows businesses to accept payments on-the-go |
| VT4 | A point-of-sale (POS) system designed for restaurants and foodservice establishments |
| UTG | A payment gateway that enables online transactions and integrates with various e-commerce platforms |
| Lighthouse Business Management System | A comprehensive business management system that integrates with Shift4's payment processing solutions |
| 4Go | A payment solution designed for businesses that need to process payments on-the-go |
| DOLLARS ON THE NET | A payment gateway that enables online transactions and integrates with various e-commerce platforms |
Shift4 Payments, Inc.'s Porter Forces
Threat Of Substitutes
Shift4 Payments, Inc. operates in a highly competitive industry, but the threat of substitutes is mitigated by the company's diversified product offerings and strong brand recognition.
Bargaining Power Of Customers
Shift4 Payments, Inc. has a large and diverse customer base, which reduces the bargaining power of individual customers. Additionally, the company's products and services are often critical to its customers' operations, making it difficult for customers to negotiate prices or terms.
Bargaining Power Of Suppliers
Shift4 Payments, Inc. relies on a network of suppliers to provide goods and services, but the company's scale and bargaining power mitigate the risk of supplier concentration. However, the company is still vulnerable to supply chain disruptions and price increases.
Threat Of New Entrants
The payment processing industry is highly competitive, and new entrants can easily disrupt the market with innovative products and services. Shift4 Payments, Inc. must continue to innovate and invest in research and development to stay ahead of new entrants.
Intensity Of Rivalry
The payment processing industry is highly competitive, with many established players and new entrants vying for market share. Shift4 Payments, Inc. must focus on differentiating its products and services and investing in marketing and sales efforts to maintain its market position.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 72.91% |
| Debt Cost | 3.95% |
| Equity Weight | 27.09% |
| Equity Cost | 11.92% |
| WACC | 6.11% |
| Leverage | 269.10% |
Shift4 Payments, Inc. : Quality Control
Shift4 Payments, Inc. passed 7 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| INFA | Informatica Inc. develops an artificial intelligence-powered platform that connects, manages, and unifies data across multi-cloud, hybrid systems at enterprise scale in the United States. The company's platform includes a suite … |
| S | SentinelOne, Inc. operates as a cybersecurity provider in the United States and internationally. The company's Extended Detection and Response (XDR) data stack that fuses together the data, access, control, and … |
| ALTR | Altair Engineering Inc., together with its subsidiaries, provides software and cloud solutions in the areas of simulation, high-performance computing, data analytics, and artificial intelligence worldwide. The company operates in two … |
| PATH | UiPath Inc. provides an end-to-end automation platform that offers a range of robotic process automation (RPA) solutions primarily in the United States, Romania, and Japan. The company offers a suite … |
| AVDX | AvidXchange Holdings, Inc. provides accounts payable (AP) automation software and payment solutions for middle market businesses and their suppliers in North America. The company offers AP automation software, a SaaS-based … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
🥇
Shift4 Payments
A-Score
1-Year Total Return ->
🥈
Altair Engineering
A-Score
1-Year Total Return ->
🥉
AvidXchange
A-Score
1-Year Total Return ->
4
Informatica
A-Score
1-Year Total Return ->
5
UiPath
A-Score
1-Year Total Return ->
6
