0.28%
8.15%
-3.08%
-5.04%
6.91%
15.77%
100.81%
AI Spotlight on UNH
Company Description
UnitedHealth Group Incorporated operates as a diversified health care company in the United States.It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services.The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services.
This segment serves individuals directly through care delivery systems, employers, payers, and government entities.The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations.The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management.
UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.
Market Data
| Last Price | 547.1 |
| Change Percentage | 0.28% |
| Open | 543.24 |
| Previous Close | 545.57 |
| Market Cap ( Millions) | 503487 |
| Volume | 1249728 |
| Year High | 630.73 |
| Year Low | 436.38 |
| M A 50 | 544.23 |
| M A 200 | 543.93 |
Financial Ratios
| FCF Yield | 2.60% |
| Dividend Yield | 1.49% |
| ROE | 21.23% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -103.16% |
| Price To Book | 0 |
| Price Earnings Ratio | 35.21 |
| Price To FCF | 38.45 |
| Price To sales | 1.26 |
| EV / EBITDA | 20.11 |
News
- Jan -30 - U.S. & Europe Ambulatory Surgery Centers Market 2025-2030, Featuring Analysis of Leading Players - Envision Healthcare, TH Medical, Pediatrix Medical Group, TeamHealth, UnitedHealth Group & More
- Jan -26 - Change Healthcare Breach Impacted 190 Million Americans
- Jan -24 - UnitedHealth confirms 190 million Americans affected by hack at tech unit, TechCrunch reports
- Jan -24 - UnitedHealth confirms 190 million Americans affected by Change Healthcare data breach
- Jan -24 - US drops appeal in case over UnitedHealth Medicare plans' rating
- Jan -24 - The Zacks Analyst Blog Tesla, UnitedHealth Group, Oracle and Earth Science Tech
- Jan -24 - UnitedHealthcare names a new CEO after Brian Thompson's fatal shooting
- Jan -23 - UnitedHealthcare announces new CEO after killing of Brian Thompson
- Jan -23 - UnitedHealth taps insider Tim Noel to replace slain exec Brian Thompson as CEO of insurance unit
- Jan -23 - UnitedHealth taps Medicare head as CEO of insurance business
- Jan -23 - UnitedHealth names Tim Noel UnitedHealthcare CEO
- Jan -23 - UnitedHealthcare taps company veteran Tim Noel as new CEO following Brian Thompson killing
- Jan -23 - UnitedHealth Group Names Successor For Slain UnitedHealthcare CEO Brian Thompson
- Jan -23 - Is UnitedHealth a Buy After Q4 Domestic Commercial Membership Growth?
- Jan -23 - 3 Unstoppable Dividend Stocks That Can Be Pillars to Build Your Portfolio Around
- Jan -21 - Can the 8 Worst-Performing Dow Jones Stocks in 2024 Beat the S&P 500 in 2025?
- Jan -19 - UnitedHealth: Challenging Times Trigger A Contrarian Buy Opportunity
- Jan -17 - ETFs in Focus Post UnitedHealth's Mixed Q4 Results
- Jan -17 - Buy, Sell, Or Hold UNH Stock At $510?
- Jan -17 - Watch These UnitedHealth Price Levels as Stock Slumps After Disappointing Results
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> UnitedHealthcare
Expected Growth : 7.5 %
What the company do ?
UnitedHealthcare is a health insurance provider from UnitedHealth Group Incorporated, offering a range of healthcare benefits and services to individuals, employers, and Medicare recipients.
Why we expect these perspectives ?
UnitedHealthcare's 7.5% growth driven by increasing healthcare demand, expansion into government programs, and strategic acquisitions. Growing Medicare Advantage enrollment, Optum's pharmacy benefit management services, and investments in digital health platforms also contribute to growth. Additionally, the company's diversified business model, strong brand reputation, and effective cost management practices support its growth momentum.
Segment n°2 -> Optum Rx
Expected Growth : 9.2 %
What the company do ?
Optum Rx, a UnitedHealth Group company, is a pharmacy benefit manager that provides prescription drug benefits and services to health plans, employers, and government agencies.
Why we expect these perspectives ?
Optum Rx's 9.2% growth driven by increasing demand for pharmacy benefit management services, expansion of Medicare and Medicaid programs, and strategic acquisitions. Additionally, the shift towards mail-order and specialty pharmacy services, as well as investments in digital health and analytics, contribute to the segment's growth.
Segment n°3 -> Optum Health
Expected Growth : 8.5 %
What the company do ?
Optum Health is a health services and innovation company from UnitedHealth Group, providing data-driven solutions to improve healthcare quality and affordability.
Why we expect these perspectives ?
Optum Health's 8.5% growth driven by increasing demand for value-based care, expansion of Medicare Advantage and Medicaid services, strategic acquisitions, and investments in digital health and analytics. Additionally, growing need for healthcare cost management and population health management solutions, as well as strong relationships with healthcare providers and payers, contribute to the segment's growth.
Segment n°4 -> Optum Insight
Expected Growth : 7.8 %
What the company do ?
Optum Insight is a healthcare analytics and technology company from UnitedHealth Group, providing data-driven insights to improve healthcare operations and patient outcomes.
Why we expect these perspectives ?
Optum Insight's 7.8% growth driven by increasing demand for healthcare analytics, expansion into new markets, and strategic partnerships. UnitedHealth Group's diversified healthcare services and strong brand reputation also contribute to growth. Additionally, investments in digital health technologies, such as AI and data analytics, enhance Optum Insight's offerings and drive business expansion.
Unitedhealth Group Incorporated Products
| Product Range | What is it ? |
|---|---|
| UnitedHealthcare | UnitedHealthcare is the health benefits business of UnitedHealth Group, providing health care benefits and insurance coverage to individuals, employers, and Medicare and Medicaid beneficiaries. |
| Optum | Optum is the health services business of UnitedHealth Group, providing pharmacy benefit management, care delivery, and population health management services. |
| OptumRx | OptumRx is a pharmacy benefit management company that helps clients manage their prescription drug costs and improve health outcomes. |
| OptumCare | OptumCare is a care delivery organization that provides patient-centered care through a network of medical professionals and facilities. |
| Davita Medical Group | Davita Medical Group is a network of medical groups and independent practice associations that provide high-quality, patient-centered care. |
| MedExpress | MedExpress is a chain of urgent care centers that provide immediate, non-emergency care for acute injuries and illnesses. |
UnitedHealth Group Incorporated's Porter Forces
Threat Of Substitutes
UnitedHealth Group Incorporated operates in a highly regulated industry, and the threat of substitutes is moderate. While there are alternative healthcare providers, the company's strong brand recognition and established relationships with healthcare providers mitigate the threat.
Bargaining Power Of Customers
UnitedHealth Group Incorporated has a large customer base, but the bargaining power of customers is low due to the complexity of healthcare services and the lack of transparency in pricing.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as UnitedHealth Group Incorporated relies on a network of healthcare providers and pharmaceutical companies. However, the company's scale and negotiating power mitigate the bargaining power of suppliers.
Threat Of New Entrants
The threat of new entrants is low due to the high barriers to entry in the healthcare industry, including regulatory hurdles and the need for significant capital investments.
Intensity Of Rivalry
The intensity of rivalry is high in the healthcare industry, with several large players competing for market share. UnitedHealth Group Incorporated faces intense competition from other health insurers and healthcare providers.
Strength
Capital Structure
| Value | |
|---|---|
| Debt Weight | 41.73% |
| Debt Cost | 6.05% |
| Equity Weight | 58.27% |
| Equity Cost | 6.73% |
| WACC | 6.45% |
| Leverage | 71.63% |
UnitedHealth Group Incorporated : Quality Control
UnitedHealth Group Incorporated passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CVS | CVS Health Corporation provides health services in the United States. The company's Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services. It serves employer … |
| HUM | Humana Inc., together with its subsidiaries, operates as a health and well-being company in the United States. It operates through three segments: Retail, Group and Specialty, and Healthcare Services. The … |
| ELV | Elevance Health Inc. operates as a health benefits company. It supports consumers, families, and communities across the entire care journey connecting to the care, support, and resources to lead healthier … |
| ABBV | AbbVie Inc. discovers, develops, manufactures, and sells pharmaceuticals in the worldwide. The company offers HUMIRA, a therapy administered as an injection for autoimmune and intestinal Behçet's diseases; SKYRIZI to treat … |
| CNC | Centene Corporation operates as a multi-national healthcare enterprise that provides programs and services to under-insured and uninsured individuals in the United States. Its Managed Care segment offers health plan coverage … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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AbbVie
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UnitedHealth
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Elevance Health
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4
CVS Health
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Centene
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1-Year Total Return ->
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