1.86%
14.91%
32.21%
32.13%
15.15%
-15.67%
6.24%
AI Spotlight on RBI
Company Description
Raiffeisen Bank International AG, together with its subsidiaries, engages in the provision of corporate, retail, and investment banking services.The company offers cross border accounts, cash management, electronic banking, payments solutions, sustainable and subsidized financing, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, factoring, trade and export financing, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri commodities and fertilizers, automotive, construction and building materials, food and beverage, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, oil and gas, packaging, real estate, retail, technology, telecom, and utilities industries.It also provides retail and private banking services, including deposits, loans, and advisory services to retail customers and small and medium-sized enterprises.
In addition, the company offers clearing, settlement, credit and debit cards, credit guarantees, letters of credit, acceptances, securities, asset management, custody and fiduciary, and foreign exchange services.It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Austria, Czech Republic, Hungary, Poland, and Slovakia.Raiffeisen Bank International AG was founded in 1886 and is headquartered in Vienna, Austria.
Raiffeisen Bank International AG operates as a subsidiary of Raiffeisen Banks.
Market Data
| Last Price | 21.96 |
| Change Percentage | 1.86% |
| Open | 21.88 |
| Previous Close | 21.56 |
| Market Cap ( Millions) | 7213 |
| Volume | 312098 |
| Year High | 22.2 |
| Year Low | 15.6 |
| M A 50 | 19.71 |
| M A 200 | 17.96 |
Financial Ratios
| FCF Yield | 9.72% |
| Dividend Yield | 5.69% |
| ROE | 12.80% |
| Debt / Equity | 271.80% |
| Net Debt / EBIDTA | -85.62% |
| Price To Book | 0.36 |
| Price Earnings Ratio | 3.1 |
| Price To FCF | 10.29 |
| Price To sales | 0.53 |
| EV / EBITDA | 5.58 |
News
- Dec -24 - Econergy gets $39.5m from Raiffeisen Bank to support Romania solar project
- Nov -08 - Exclusive-ECB pushes Raiffeisen, UniCredit to hold capital for Russia risk, sources say
- Nov -06 - Bank Stocks Surge, With Wells Fargo and Goldman Sachs Among Biggest Gainers
- Nov -06 - Bank Stocks Surge in U.S. and Europe
- Oct -31 - Raiffeisen Bank International AG (RAIFF) Q3 2024 Earnings Call Highlights: Navigating ...
- Sep -26 - Impending expiry of U.S. sanctions licence threatens Russia's yuan liquidity
- Sep -20 - Raiffeisen stamps deal with Soven 1 Holding to sell Priorbank JSC
- Sep -06 - Stocks to Watch Friday: Broadcom, Nvidia, UiPath, Smith & Wesson
- Sep -06 - Austrian Raiffeisen's entanglement with Russia
- Sep -06 - Court Blocks Sale of Raiffeisen’s Russia Unit
- Sep -05 - Russian court freezes Raiffeisen shares in local bank, blocking sale
- Sep -05 - Russian court freezes Raiffeisen shares in local bank, blocking sale
- Jul -30 - Financial Services Roundup: Market Talk
- Jul -30 - Financial Services Roundup: Market Talk
- Jul -30 - Raiffeisen Bank Posts Profit Beat as It Progresses on Russia Exit
- Jul -12 - EBRD extends €5m loan to Raiffeisen Leasing Kosovo to support SMEs
- Jul -04 - How Raiffeisen's bet on Russia took it to the brink
- Jul -04 - How Raiffeisen's bet on Russia took it to the brink
- Jun -03 - EBRD approves €5m loan to Raiffeisen Leasing Kosovo to support SMEs
- May -25 - European banks in Russia face 'awful lot of risk', Yellen says
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 5.4 %
What the company do ?
Raiffeisen Bank International AG's Banking and Related Activities segment provides a range of financial services, including lending, deposit-taking, and payment services to individuals and corporates.
Why we expect these perspectives ?
Raiffeisen Bank International AG's 5.4% growth in Banking and Related Activities is driven by increasing lending activities, particularly in Central and Eastern Europe, as well as a strong deposit growth. Additionally, the bank's diversified revenue streams, including fees and commissions, and a solid cost management have contributed to the growth.
Raiffeisen Bank International Ag Products
| Product Range | What is it ? |
|---|---|
| Corporate Banking | Raiffeisen Bank International AG provides corporate banking services to large and medium-sized companies, including cash management, trade finance, and risk management solutions. |
| Retail Banking | Raiffeisen Bank International AG offers retail banking services to individuals, including current and savings accounts, credit cards, personal loans, and mortgages. |
| Markets and Investment Banking | Raiffeisen Bank International AG provides markets and investment banking services, including debt and equity capital markets, mergers and acquisitions, and leveraged finance. |
| Leasing | Raiffeisen Bank International AG offers leasing services to companies, enabling them to finance equipment, vehicles, and real estate. |
| Asset Management | Raiffeisen Bank International AG provides asset management services, including portfolio management and investment funds. |
| Transaction Banking | Raiffeisen Bank International AG offers transaction banking services, including cash management, trade finance, and supply chain finance. |
Raiffeisen Bank International AG's Porter Forces
Threat Of Substitutes
Raiffeisen Bank International AG faces moderate threat from substitutes, as customers have limited alternatives for banking services. However, the rise of fintech companies and digital payment systems poses a moderate threat to the bank's market share.
Bargaining Power Of Customers
Raiffeisen Bank International AG has a large customer base, which reduces the bargaining power of individual customers. Additionally, the bank's diversified product offerings and strong brand reputation further reduce customer bargaining power.
Bargaining Power Of Suppliers
Raiffeisen Bank International AG has a strong negotiating position with its suppliers, given its large scale of operations and diversified supplier base. This reduces the bargaining power of suppliers.
Threat Of New Entrants
The banking industry has high barriers to entry, including regulatory requirements and capital requirements. This makes it difficult for new entrants to enter the market, reducing the threat of new entrants for Raiffeisen Bank International AG.
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. Raiffeisen Bank International AG faces intense competition from other banks, fintech companies, and digital payment systems, which increases the intensity of rivalry.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 73.44% |
| Debt Cost | 3.95% |
| Equity Weight | 26.56% |
| Equity Cost | 10.79% |
| WACC | 5.76% |
| Leverage | 276.44% |
Raiffeisen Bank International AG : Quality Control
Raiffeisen Bank International AG passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| SYDB.CO | Sydbank A/S, together with its subsidiaries, provides various banking products and services to corporate and retail customers in Denmark and internationally. The company operates in Banking, Asset Management, Sydbank Markets, … |
| ING.WA | ING Bank Slaski S.A., together with its subsidiaries, provides various banking products and services in Poland. The company operates in two segments, Retail Banking and Corporate Banking. The Retail Banking … |
| SPL.WA | Santander Bank Polska S.A., together with its subsidiaries, provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, … |
| SRBNK.OL | SpareBank 1 SR-Bank ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers in Southern and Western Norway. The company offers its products and … |
| BHW.WA | Bank Handlowy w Warszawie S.A. provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates through two segments, Institutional Bank and Consumer … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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SpareBank 1 SR-Bank
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1-Year Total Return ->
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Sydbank
A-Score
1-Year Total Return ->
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Bank Handlowy
A-Score
1-Year Total Return ->
4
Santander Bank Polska
A-Score
1-Year Total Return ->
5
Raiffeisen Bank International
A-Score
1-Year Total Return ->
6
