0.38%
1.54%
6.02%
5.60%
12.82%
25.71%
20.55%
AI Spotlight on TKBP
Company Description
Thurgauer Kantonalbank provides various banking products and services to private individuals, businesses, companies, and public sectors in Switzerland.It offers accounts, home and personal loans, mortgages, asset management, financial planning, guarantees, cards, mobile payment, and online banking services.The company also provides investment and real estate services.
It operates through a network of 28 branches and 70 ATMs. Thurgauer Kantonalbank was founded in 1871 and is headquartered in Weinfelden, Switzerland.
Market Data
| Last Price | 132 |
| Change Percentage | 0.38% |
| Open | 131 |
| Previous Close | 131.5 |
| Market Cap ( Millions) | 528 |
| Volume | 2080 |
| Year High | 132 |
| Year Low | 117 |
| M A 50 | 127.7 |
| M A 200 | 125.11 |
Financial Ratios
| FCF Yield | -104.15% |
| Dividend Yield | 2.50% |
| ROE | 5.89% |
| Debt / Equity | 376.02% |
| Net Debt / EBIDTA | 3060.70% |
| Price To Book | 0.97 |
| Price Earnings Ratio | 16.51 |
| Price To FCF | -0.96 |
| Price To sales | 0.94 |
| EV / EBITDA | 33.46 |
News
- Mar -20 - Investing in Thurgauer Kantonalbank (VTX:TKBP) five years ago would have delivered you a 34% gain
- Jun -07 - Thurgauer Kantonalbank (VTX:TKBP) Could Be A Buy For Its Upcoming Dividend
- May -11 - Investors in Thurgauer Kantonalbank (VTX:TKBP) have seen favorable returns of 33% over the past five years
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 4.97 %
What the company do ?
Thurgauer Kantonalbank's Banking and Related Activities segment provides personal and commercial banking services, including deposits, loans, and credit cards, to individuals and businesses in Switzerland.
Why we expect these perspectives ?
Thurgauer Kantonalbank's 4.97% growth in Banking and Related Activities is driven by increasing demand for mortgage lending, growth in corporate banking, and expansion into digital banking services. Additionally, the bank's strong capital position, efficient cost management, and favorable interest rate environment have contributed to its growth.
Thurgauer Kantonalbank Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized financial services for private individuals, including investment advice, portfolio management, and wealth planning. |
| Corporate Banking | Financial solutions for businesses, including cash management, trade finance, and lending. |
| Mortgage Lending | Competitive mortgage rates and flexible repayment terms for individuals and businesses. |
| Investment Products | Range of investment products, including mutual funds, bonds, and structured products. |
| Payment Services | Efficient payment solutions for individuals and businesses, including online banking and mobile banking. |
| E-Banking | Secure online banking platform for managing accounts, paying bills, and transferring funds. |
| Card Services | Range of credit and debit cards, including cashback and rewards programs. |
| Asset Management | Professional investment management services for institutional clients and private investors. |
Thurgauer Kantonalbank's Porter Forces
Threat Of Substitutes
The threat of substitutes for Thurgauer Kantonalbank is moderate, as customers have alternative banking options available.
Bargaining Power Of Customers
The bargaining power of customers is low, as Thurgauer Kantonalbank has a strong customer base and offers personalized services.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as Thurgauer Kantonalbank relies on a few key suppliers for its operations.
Threat Of New Entrants
The threat of new entrants is high, as the banking industry is highly competitive and new fintech companies are emerging.
Intensity Of Rivalry
The intensity of rivalry is high, as Thurgauer Kantonalbank operates in a highly competitive market with many established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 80.44% |
| Debt Cost | 3.95% |
| Equity Weight | 19.56% |
| Equity Cost | 4.31% |
| WACC | 4.02% |
| Leverage | 411.38% |
Thurgauer Kantonalbank : Quality Control
Thurgauer Kantonalbank passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| SKJE.CO | Skjern Bank A/S provides various banking products and services to private and corporate customers in Denmark. The company offers saving accounts; home, car, priority, and mortgage loans, as well as … |
| SVEG.OL | Sparebanken Vest, a financial services company, provides banking and financing services in the counties of Vestland and Rogaland, Norway. It operates through Corporate Market, Retail Market, Bulder Bank, Treasury, and … |
| ARBB.L | Arbuthnot Banking Group PLC, together with its subsidiaries, provides private and commercial banking products and services in the United Kingdom. It operates through Banking, Wealth Management, Mortgage Portfolios, Renaissance Asset … |
| SOON.OL | SpareBank 1 Sørøst-Norge provides various banking products and services for private and corporate customers in Norway. It offers mobile and online banking, card, account, and payment services. In addition, the … |
| LASP.CO | Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and housing loans, business loans, and mortgages; and cards. It also provides … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Skjern Bank
A-Score
1-Year Total Return ->
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SpareBank 1 Sørøst-Norge
A-Score
1-Year Total Return ->
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Sparebanken Vest
A-Score
1-Year Total Return ->
4
Arbuthnot Banking
A-Score
1-Year Total Return ->
5
Thurgauer KB
A-Score
1-Year Total Return ->
6
