-0.12%
-0.06%
15.72%
16.87%
26.21%
94.37%
82.12%
AI Spotlight on TLX
Company Description
Talanx AG provides insurance and reinsurance products and services worldwide.The company offers life, casualty, liability, motor, aviation, legal protection, fire, burglary and theft, water damage, plate glass, windstorm, comprehensive householders, comprehensive home-owners, hail, livestock, engineering, omnium, marine, business interruption, travel assistance, aviation and space liability, financial lines, and other property insurance, as well as coverage for fire and fire loss of profits insurance.It also provides bancassurance products; unit linked life insurance, annuity and risk insurance, and long term and occupational disability insurance products; personal accident insurance; and Sharia-compliant retakaful reinsurance products.
The company offers property and casualty, marine and aviation, credit/surety, agriculture, structured, and life and health reinsurance, as well as engages in the facultative and nat cat, and asset management businesses.The company was founded in 1996 and is based in Hanover, Germany.Talanx AG operates as a subsidiary of HDI Haftpflichtverband der Deutschen Industrie Versicherungsverein auf Gegenseitigkeit.
Market Data
| Last Price | 82.1 |
| Change Percentage | -0.12% |
| Open | 82.75 |
| Previous Close | 82.2 |
| Market Cap ( Millions) | 21201 |
| Volume | 128503 |
| Year High | 86.4 |
| Year Low | 61.2 |
| M A 50 | 82.15 |
| M A 200 | 75.33 |
Financial Ratios
| FCF Yield | 0.00% |
| Dividend Yield | 2.86% |
| ROE | 17.19% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | 0.00% |
| Price To Book | 1.86 |
| Price Earnings Ratio | 11.19 |
| Price To FCF | 0 |
| Price To sales | 0.32 |
| EV / EBITDA | -731.06 |
News
- Dec -06 - Talanx issues first cat bond to address Chile’s earthquake risks
- Nov -19 - MegaStudyEdu Leads Our Selection Of 3 Top Dividend Stocks
- Nov -15 - Talanx AG (WBO:TLX) Q3 2024 Earnings Call Highlights: Strong Revenue Growth and Strategic ...
- Oct -09 - Talanx AG (TNXXF) Q2 2024 Earnings Call Highlights: Strong Revenue and Net Income Growth Amid ...
- Aug -13 - Top German Dividend Stocks To Watch In August 2024
- Jul -29 - Exploring Three German Dividend Stocks With Yields From 3.2% To 6.8%
- Jul -12 - German Exchange Dividend Stocks With Yields Ranging From 3% To 6.5%
- Jun -27 - Three Leading German Dividend Stocks Offering Yields From 3% To 5.2%
- Jun -12 - EDAG Engineering Group Leads Trio Of Premier German Dividend Stocks
- May -28 - Exploring Dividend Stocks In Germany Including MPC Münchmeyer Petersen Capital And Two Others
- May -17 - Top German Dividend Stocks To Watch In May 2024
- May -01 - We Think Shareholders Will Probably Be Generous With Talanx AG's (ETR:TLX) CEO Compensation
- Apr -25 - Talanx (ETR:TLX) Is Increasing Its Dividend To €2.35
- Apr -17 - Microsoft's (NASDAQ:MSFT) investors will be pleased with their solid 247% return over the last five years
- Apr -08 - Talanx (ETR:TLX) Is Paying Out A Larger Dividend Than Last Year
- Mar -25 - Talanx (ETR:TLX) Has Announced That It Will Be Increasing Its Dividend To €2.35
- Mar -19 - Should You Be Adding Bâloise Holding (VTX:BALN) To Your Watchlist Today?
- Mar -11 - Hannover Rück Leads Trio of Premier German Dividend Stocks
- Feb -08 - Is Now The Time To Put Chocoladefabriken Lindt & Sprüngli (VTX:LISN) On Your Watchlist?
- Nov -29 - Is Talanx AG's (ETR:TLX) Recent Stock Performance Tethered To Its Strong Fundamentals?
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Property/Casualty Reinsurance
Expected Growth : 2.5 %
What the company do ?
Property/Casualty Reinsurance from Talanx AG provides coverage for insurers against losses from natural catastrophes, accidents, and other risks, helping them manage and mitigate potential losses.
Why we expect these perspectives ?
Talanx AG's Property/Casualty Reinsurance segment growth of 2.5% is driven by increasing demand for natural catastrophe reinsurance, expansion into emerging markets, and a strong underwriting discipline. Additionally, the company's diversified portfolio and strategic partnerships contribute to its growth momentum.
Segment n°2 -> Industrial Lines
Expected Growth : 2.8 %
What the company do ?
Industrial Lines from Talanx AG refers to the company's business segment that provides insurance products and services to industrial and commercial clients, covering risks such as liability, property, and business interruption.
Why we expect these perspectives ?
Talanx AG's Industrial Lines segment growth of 2.8% is driven by increasing demand for specialty insurance products, expansion into emerging markets, and strategic partnerships. Additionally, the company's focus on digitalization and process optimization has improved operational efficiency, contributing to the segment's growth.
Segment n°3 -> Retail International
Expected Growth : 3.2 %
What the company do ?
Retail International from Talanx AG is a segment that provides insurance products and services to retail customers in international markets.
Why we expect these perspectives ?
Talanx AG's Retail International segment growth of 3.2% is driven by increasing demand for insurance products in emerging markets, expansion into new geographies, and strategic partnerships. Additionally, the segment benefits from a favorable regulatory environment, improved operational efficiency, and a strong brand reputation.
Segment n°4 -> Life/Health Reinsurance
Expected Growth : 2.2 %
What the company do ?
Life/Health Reinsurance from Talanx AG provides risk management solutions for insurers, covering life, health, and disability risks, offering customized reinsurance products and services.
Why we expect these perspectives ?
Talanx AG's Life/Health Reinsurance segment growth of 2.2% is driven by increasing demand for health insurance products, expansion into emerging markets, and strategic partnerships. Additionally, the company's focus on digitalization and cost savings initiatives have improved operational efficiency, contributing to the segment's growth.
Segment n°5 -> Retail Germany - Life
Expected Growth : 2.9 %
What the company do ?
Retail Germany - Life from Talanx AG offers life insurance products to individuals and groups in Germany, providing financial protection and security to its customers.
Why we expect these perspectives ?
Talanx AG's Retail Germany - Life segment growth of 2.9% is driven by increasing demand for retirement products, expansion of digital distribution channels, and a strong brand presence. Additionally, favorable regulatory changes and a growing middle class contribute to the segment's growth.
Segment n°6 -> Consolidation
Expected Growth : 1.8 %
What the company do ?
Consolidation from Talanx AG refers to the process of combining financial statements of Talanx AG and its subsidiaries into a single, unified financial report, providing a comprehensive view of the group's financial performance.
Why we expect these perspectives ?
Consolidation with Talanx AG driven by strategic expansion into new markets, increased demand for insurance products, and cost synergies from integration. Additionally, Talanx's strong brand reputation and diversified portfolio contribute to the 1.8% growth, further solidifying the company's market position.
Segment n°7 -> Corporate Operations
Expected Growth : 2.1 %
What the company do ?
Corporate Operations from Talanx AG refers to the central units that provide internal services, including IT, finance, and HR, to support the group's insurance businesses.
Why we expect these perspectives ?
Talanx AG's Corporate Operations segment growth of 2.1% is driven by efficient cost management, improved underwriting results, and strategic investments in digitalization. Additionally, the segment benefits from a strong capital position, enabling investments in growth initiatives and a disciplined approach to risk management, resulting in increased profitability.
Segment n°8 -> Retail Germany - Property/Casualty
Expected Growth : 3.1 %
What the company do ?
Retail Germany - Property/Casualty from Talanx AG offers personal and commercial insurance products to individuals and businesses in Germany, covering risks such as liability, accident, and property damage.
Why we expect these perspectives ?
Talanx AG's Retail Germany - Property/Casualty segment growth of 3.1% is driven by a strong economy, increasing disposable income, and a growing demand for insurance products. Additionally, the company's digitalization efforts, expansion of its distribution channels, and focus on customer retention have contributed to the growth.
Talanx Ag Products
| Product Range | What is it ? |
|---|---|
| Industrial Lines | Talanx AG offers industrial insurance solutions for businesses, covering risks such as property damage, business interruption, and liability. |
| Retail Insurance | Talanx AG provides retail insurance products for individuals, including motor, home, and accident insurance, as well as travel and assistance services. |
| Reinsurance | Talanx AG offers reinsurance solutions to other insurance companies, helping them manage risk and increase capacity. |
| Specialty Insurance | Talanx AG provides specialty insurance products for niche markets, including aviation, marine, and art insurance. |
| Financial Lines | Talanx AG offers financial lines insurance products, including directors and officers liability, professional indemnity, and cyber insurance. |
Talanx AG's Porter Forces
Threat Of Substitutes
The threat of substitutes for Talanx AG is moderate, as there are alternative insurance providers and financial services companies that offer similar products and services.
Bargaining Power Of Customers
The bargaining power of customers for Talanx AG is low, as the company has a diverse customer base and is not heavily dependent on a single customer or group of customers.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Talanx AG is moderate, as the company relies on a network of suppliers and partners to provide services and products, but has some flexibility to negotiate prices and terms.
Threat Of New Entrants
The threat of new entrants for Talanx AG is low, as the insurance and financial services industry has high barriers to entry, including regulatory requirements and capital requirements.
Intensity Of Rivalry
The intensity of rivalry for Talanx AG is high, as the company operates in a highly competitive industry with many established players and a high level of competition for market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 46.83% |
| Debt Cost | 4.23% |
| Equity Weight | 53.17% |
| Equity Cost | 8.04% |
| WACC | 6.26% |
| Leverage | 88.08% |
Talanx AG : Quality Control
Talanx AG passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CS.PA | AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through France, Europe, Asia, AXA XL, International, and Transversal & Central Holdings segments. It … |
| ZURN.SW | Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company … |
| G.MI | Assicurazioni Generali S.p.A. provides various insurance solutions. The company operates through four segments: Non-Life; Life; Asset Management; and Holding and Other Business. It offers saving and protection insurance products for … |
| SLHN.SW | Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company … |
| ALV.DE | Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability and … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Generali
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Zurich Insurance
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Allianz
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4
Talanx
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1-Year Total Return ->
5
AXA
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1-Year Total Return ->
6
