0.35%
7.28%
6.66%
13.33%
18.16%
31.69%
52.91%
AI Spotlight on CS
Company Description
AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide.The company operates through France, Europe, Asia, AXA XL, International, and Transversal & Central Holdings segments.It offers life and savings insurance products, such as savings and retirement, other health, and personal protection products.
The company also provides property and casualty insurance products, including car, home, and personal or professional liability to individual and business clients; international insurance for large corporate clients in Europe; and marine and aviation, as well as property and casualty reinsurance products.In addition, it offers asset management services in the areas of various asset classes, including equities, bonds, hedge funds, private equity, and real estate for the group's insurance companies and their clients, and retail and institutional clients.The company was founded in 1852 and is based in Paris, France.
Market Data
| Last Price | 36.82 |
| Change Percentage | 0.35% |
| Open | 36.72 |
| Previous Close | 36.69 |
| Market Cap ( Millions) | 79929 |
| Volume | 1400614 |
| Year High | 37 |
| Year Low | 29.04 |
| M A 50 | 34.17 |
| M A 200 | 33.63 |
Financial Ratios
| FCF Yield | 8.93% |
| Dividend Yield | 5.38% |
| ROE | 16.75% |
| Debt / Equity | 171.11% |
| Net Debt / EBIDTA | 497.35% |
| Price To Book | 1.96 |
| Price Earnings Ratio | 11.33 |
| Price To FCF | 11.2 |
| Price To sales | 0.82 |
| EV / EBITDA | 13.08 |
News
- Jan -29 - Telefonica’s New CEO Faces First Test as Bids Due for Fiber Unit
- Jan -21 - AXA XL collaborates with UK’s first climate tech accelerator
- Jan -21 - M&G Investments names new CFO
- Jan -13 - AXA announces support for Louvre Museum department
- Dec -23 - BNP Paribas enters deal to acquire AXAInvestment Managers
- Dec -23 - AXA XL hires new chief underwriting officer for construction and energy
- Dec -21 - BNP Paribas Signs €5.1 Billion Deal to Buy Axa’s Asset Manager
- Nov -26 - Axa threatened to cancel cover for Briton with brain injuries in US, says daughter
- Nov -25 - AXA XL offers $30m cover for Bahamas conservation initiative
- Nov -11 - AXA Switzerland unveils bancassurance solution powered by additiv tech
- Nov -06 - AXAHY or GSHD: Which Is the Better Value Stock Right Now?
- Nov -01 - UK Bond Rout Abates as High-Stakes Budget Week Draws to a Close
- Nov -01 - UK Bond Rout Abates as High-Stakes Budget Week Draws to a Close
- Nov -01 - UK Bond Rout Abates as High-Stakes Budget Week Draws to a Close
- Oct -29 - AXA XL launches construction cyber endorsement in US
- Oct -28 - Foreign Markets Fear Possible Reverberations of a Trump Election Win
- Oct -22 - AXA XL launches new Gen AI cyber insurance coverage
- Oct -16 - Top Value Stocks Nearing 52-Week Highs with Stellar Dividends
- Sep -27 - Fed-Fueled Bonds on Track for Longest Run of Gains Since 2010
- Sep -18 - AXAHY vs. OSCR: Which Stock Is the Better Value Option?
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Property & Casualty
Expected Growth : 6 %
What the company do ?
Property & Casualty from AXA SA provides insurance coverage for individuals and businesses, protecting against risks such as accidents, natural disasters, and liability.
Why we expect these perspectives ?
AXA SA's 6% growth in Property & Casualty is driven by increasing demand for insurance products, expansion into emerging markets, and strategic partnerships. Additionally, the company's focus on digitalization and innovation has improved operational efficiency, leading to cost savings and enhanced customer experience. Furthermore, AXA's strong brand reputation and diversified product offerings have enabled it to capitalize on market opportunities and maintain a competitive edge.
Segment n°2 -> Life
Expected Growth : 5 %
What the company do ?
Life from AXA SA is a comprehensive life insurance policy offering protection, savings, and investment benefits to individuals and families.
Why we expect these perspectives ?
AXA's Life segment growth driven by increasing demand for protection and savings products, expansion in emerging markets, and strategic partnerships. Strong brand recognition, diversified distribution channels, and innovative digital platforms also contribute to growth. Additionally, AXA's focus on customer-centricity, product customization, and risk management capabilities enhance its competitive position.
Segment n°3 -> Health
Expected Growth : 8 %
What the company do ?
Health from AXA SA provides comprehensive health insurance coverage, offering flexible plans, 24/7 support, and access to a global network of healthcare providers.
Why we expect these perspectives ?
AXA's Health segment growth of 8% is driven by increasing demand for private health insurance, expansion into emerging markets, and strategic partnerships. Additionally, the rise of telemedicine and digital health services, as well as growing awareness of health and wellness, contribute to the segment's growth.
Segment n°4 -> Asset Management
Expected Growth : 4 %
What the company do ?
AXA SA's Asset Management provides investment solutions to institutional and individual clients, managing assets across equities, fixed income, and alternative investments.
Why we expect these perspectives ?
AXA SA's 4% growth in Asset Management is driven by increasing demand for ESG investments, expansion into emerging markets, and strategic acquisitions. Additionally, the company's diversified product offerings, strong distribution network, and robust investment performance have contributed to its growth. Furthermore, AXA's digital transformation efforts have enhanced customer experience, attracting new clients and increasing assets under management.
Segment n°5 -> Banking
Expected Growth : 3 %
What the company do ?
AXA SA's Banking segment offers a range of financial services, including savings, investments, and insurance products to individuals and businesses.
Why we expect these perspectives ?
AXA SA's 3% growth in banking is driven by increasing demand for digital banking services, expansion into emerging markets, and strategic partnerships. Additionally, the company's focus on cost reduction and operational efficiency has improved profitability. Furthermore, AXA's strong brand reputation and diversified product offerings have enabled it to attract and retain customers, contributing to its growth momentum.
Axa Sa Products
| Product Range | What is it ? |
|---|---|
| Life Insurance | AXA's life insurance products provide financial protection to individuals and their loved ones in the event of death or terminal illness. |
| Health Insurance | AXA's health insurance products provide access to quality medical care and financial protection against medical expenses. |
| Property Insurance | AXA's property insurance products provide financial protection against damage or loss to homes, businesses, and other properties. |
| Liability Insurance | AXA's liability insurance products provide financial protection against legal liability for accidents or injuries to others. |
| Investment and Savings | AXA's investment and savings products provide individuals and businesses with opportunities to grow their wealth over time. |
| Employee Benefits | AXA's employee benefits products provide businesses with a range of benefits to attract, retain, and reward employees. |
| Reinsurance | AXA's reinsurance products provide insurance companies with financial protection against large or unexpected losses. |
AXA SA's Porter Forces
Threat Of Substitutes
AXA SA operates in a highly competitive industry, and customers have various alternatives to choose from. However, the company's strong brand reputation and diversified product offerings mitigate the threat of substitutes to some extent.
Bargaining Power Of Customers
AXA SA's customers have significant bargaining power due to the availability of numerous insurance providers in the market. This forces the company to maintain competitive pricing and high-quality services to retain customers.
Bargaining Power Of Suppliers
AXA SA has a diversified supplier base, which reduces the bargaining power of individual suppliers. The company's strong financial position and long-term relationships with suppliers also mitigate the risk of supplier bargaining power.
Threat Of New Entrants
The insurance industry has high barriers to entry, including regulatory hurdles and significant capital requirements. This limits the threat of new entrants and allows AXA SA to maintain its market position.
Intensity Of Rivalry
The insurance industry is highly competitive, with numerous players vying for market share. AXA SA faces intense competition from established players and new entrants, which drives innovation and pricing pressure.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 58.42% |
| Debt Cost | 3.95% |
| Equity Weight | 41.58% |
| Equity Cost | 10.17% |
| WACC | 6.53% |
| Leverage | 140.49% |
AXA SA : Quality Control
AXA SA passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| TLX.DE | Talanx AG provides insurance and reinsurance products and services worldwide. The company offers life, casualty, liability, motor, aviation, legal protection, fire, burglary and theft, water damage, plate glass, windstorm, comprehensive … |
| ZURN.SW | Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company … |
| G.MI | Assicurazioni Generali S.p.A. provides various insurance solutions. The company operates through four segments: Non-Life; Life; Asset Management; and Holding and Other Business. It offers saving and protection insurance products for … |
| SLHN.SW | Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company … |
| ALV.DE | Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability and … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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AXA
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