0.00%
2.66%
1.90%
13.86%
5.46%
-10.32%
-41.85%
AI Spotlight on CRBP2
Company Description
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative provides a range of banking and financial products and services to individuals, farmers, professionals, businesses, companies, associations, and public authorities.The company offers savings support, life insurance investments, consumer credits, and payment services, as well as property and casualty insurance products.The company is headquartered in Amiens, France.
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative operates as a subsidiary of Crédit Agricole S.A.
Market Data
| Last Price | 19.3 |
| Change Percentage | 0.00% |
| Open | 19.25 |
| Previous Close | 19.3 |
| Market Cap ( Millions) | 301 |
| Volume | 1953 |
| Year High | 20.44 |
| Year Low | 16.76 |
| M A 50 | 18.58 |
| M A 200 | 18.09 |
Financial Ratios
| FCF Yield | -138.38% |
| Dividend Yield | 5.70% |
| ROE | 4.04% |
| Debt / Equity | 427.53% |
| Net Debt / EBIDTA | 12433.41% |
| Price To Book | 0.2 |
| Price Earnings Ratio | 5.17 |
| Price To FCF | -0.72 |
| Price To sales | 0.22 |
| EV / EBITDA | 126.03 |
News
- Jan -08 - Undiscovered Gems Promising Stocks To Watch In January 2025
- Dec -10 - Unearthing SCR-Sibelco And 2 Other Promising Small Caps On None
- Oct -16 - 3 Undiscovered French Gems With Strong Potential
- Oct -15 - Axway Software And 2 Other Undiscovered Gems With Strong Potential
- Oct -14 - Undiscovered Gems In France To Explore October 2024
- Oct -10 - Unveiling France's Undiscovered Gems This October 2024
- Oct -01 - Discover These 3 Undiscovered Gems in France with Strong Potential
- Aug -29 - Undiscovered Gems In France Featuring Axway Software And 2 Promising Small Caps
- Aug -27 - Undiscovered Gems In France Featuring These 3 Promising Stocks
- Jul -17 - Exploring Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative And Two Other Undiscovered French Gems
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Retail Banking
Expected Growth : 4.5 %
What the company do ?
Retail Banking from Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative provides personalized banking services to individuals and small businesses in the Brie Picardie region of France.
Why we expect these perspectives ?
The growth of retail banking in Brie Picardie region is driven by increasing demand for personalized banking services, digitalization, and a growing small business sector. Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative's strong regional presence and customer-centric approach will contribute to a forecast CAGR of 4.5%.
Caisse Régionale De Crédit Agricole Mutuel Brie Picardie Société Coopérative Products
| Product Range | What is it ? |
|---|---|
| Current Accounts | A range of current accounts designed for individuals and businesses, offering flexible and convenient banking solutions. |
| Savings Accounts | A variety of savings accounts with competitive interest rates, designed to help customers achieve their long-term financial goals. |
| Loans and Credits | A range of loan and credit products, including personal loans, mortgages, and business loans, to support customers' financial needs. |
| Insurance Services | A range of insurance products, including life insurance, home insurance, and health insurance, to protect customers' assets and well-being. |
| Investment and Wealth Management | A range of investment products and wealth management services, designed to help customers grow their wealth and achieve their long-term financial goals. |
| Payment Cards | A range of payment cards, including credit cards, debit cards, and prepaid cards, offering convenient and secure payment solutions. |
| Business Banking | A range of banking services and products, designed to support the financial needs of businesses, including cash management, trade finance, and treasury services. |
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative's Porter Forces
Threat Of Substitutes
The threat of substitutes for Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative is medium due to the presence of alternative financial institutions and digital payment systems.
Bargaining Power Of Customers
The bargaining power of customers is low due to the lack of concentration of buyers and the limited ability of individual customers to influence prices.
Bargaining Power Of Suppliers
The bargaining power of suppliers is medium due to the presence of multiple suppliers of financial services and the moderate level of dependence on these suppliers.
Threat Of New Entrants
The threat of new entrants is low due to the high barriers to entry in the banking industry, including regulatory requirements and capital requirements.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of multiple competitors in the banking industry, including traditional banks and fintech companies.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 82.44% |
| Debt Cost | 3.95% |
| Equity Weight | 17.56% |
| Equity Cost | 6.66% |
| WACC | 4.42% |
| Leverage | 469.45% |
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative : Quality Control
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| BTS.VI | Bank für Tirol und Vorarlberg AG, together with its subsidiaries, provides corporate and retail banking products and services in Austria and internationally. It operates through five segments: Corporate Customers, private … |
| CAF.PA | Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France, a cooperative bank, provides various banking and insurance services to its members in France. The company offers saving products; accounts … |
| PCZ.DE | ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's … |
| RING.OL | SpareBank 1 Ringerike Hadeland provides various banking products and services to private and corporate customers in Norway. The company offers saving, current, deposit, and currency accounts; vehicle, house and travel, … |
| TBCG.L | TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Retail; … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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SpareBank 1 Ringerike Hadeland
A-Score
1-Year Total Return ->
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Crédit Agricole
A-Score
1-Year Total Return ->
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BTV
A-Score
1-Year Total Return ->
4
Crédit Agricole Brie Picardie
A-Score
1-Year Total Return ->
5
TBC Bank
A-Score
1-Year Total Return ->
6
