0.03%
10.62%
16.30%
19.58%
10.96%
-11.79%
-30.34%
AI Spotlight on CAF
Company Description
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France, a cooperative bank, provides various banking and insurance services to its members in France.The company offers saving products; accounts and cards; vehicle and home financing; finance for study and work; and insurance products to protect home, vehicle, and health.It serves companies, SMEs, farmers, artisans, associations, communities, families, and individuals.
The company is based in Paris, France.
Market Data
| Last Price | 72.79 |
| Change Percentage | 0.03% |
| Open | 72.78 |
| Previous Close | 72.77 |
| Market Cap ( Millions) | 587 |
| Volume | 188 |
| Year High | 73.6 |
| Year Low | 57.66 |
| M A 50 | 65.95 |
| M A 200 | 62.78 |
Financial Ratios
| FCF Yield | 70.33% |
| Dividend Yield | 4.03% |
| ROE | 2.95% |
| Debt / Equity | 5.14% |
| Net Debt / EBIDTA | 101.14% |
| Price To Book | 0.25 |
| Price Earnings Ratio | 8.74 |
| Price To FCF | 1.42 |
| Price To sales | 0.31 |
| EV / EBITDA | 2.85 |
News
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Retail Banking
Expected Growth : 4.5 %
What the company do ?
Retail Banking from Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France provides personal banking services, including accounts, loans, and credit cards to individuals.
Why we expect these perspectives ?
The growth of retail banking services in Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is driven by increasing demand for digital banking, rising adoption of online payment systems, and growing need for personal financial management.
Caisse Régionale De Crédit Agricole Mutuel De Paris Et D'Ile-De-France Products
| Product Range | What is it ? |
|---|---|
| Current Accounts | A range of current accounts designed for individuals and businesses, offering flexibility and convenience for daily banking needs. |
| Savings Accounts | A variety of savings accounts with competitive interest rates, designed to help customers achieve their long-term financial goals. |
| Credit Cards | A range of credit cards offering rewards, cashback, and travel insurance, designed for individuals and businesses. |
| Personal Loans | A range of personal loans with competitive interest rates, designed to help customers finance their personal projects and goals. |
| Mortgage Loans | A range of mortgage loans with competitive interest rates, designed to help customers achieve their dream of owning a home. |
| Insurance Products | A range of insurance products, including life insurance, health insurance, and home insurance, designed to protect customers' assets and well-being. |
| Investment Products | A range of investment products, including mutual funds, stocks, and bonds, designed to help customers grow their wealth. |
| Business Banking | A range of business banking services, including cash management, trade finance, and business loans, designed to support businesses' growth and development. |
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France's Porter Forces
Threat Of Substitutes
The threat of substitutes for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is medium due to the presence of alternative financial institutions and digital payment methods.
Bargaining Power Of Customers
The bargaining power of customers for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is low due to the lack of negotiating power of individual customers.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is medium due to the presence of multiple suppliers and the bank's ability to negotiate prices.
Threat Of New Entrants
The threat of new entrants for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is low due to the high barriers to entry in the banking industry.
Intensity Of Rivalry
The intensity of rivalry for Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France is high due to the presence of multiple competitors in the banking industry.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 79.75% |
| Debt Cost | 3.95% |
| Equity Weight | 20.25% |
| Equity Cost | 6.27% |
| WACC | 4.42% |
| Leverage | 393.88% |
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France : Quality Control
Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| AKTIA.HE | Aktia Pankki Oyj provides banking and financing solutions to individuals, corporates, and institutions in Finland. It operates through three segments: Banking Business, Asset Management, and Group Functions. The company offers … |
| CRBP2.PA | Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative provides a range of banking and financial products and services to individuals, farmers, professionals, businesses, companies, associations, and public authorities. … |
| WKBN.SW | Walliser Kantonalbank provides various banking products and services in Switzerland. It offers Euro and savings plus accounts; mortgages and credits; investment products; provident and insurance products; wealth management services; and … |
| RING.OL | SpareBank 1 Ringerike Hadeland provides various banking products and services to private and corporate customers in Norway. The company offers saving, current, deposit, and currency accounts; vehicle, house and travel, … |
| NBS.L | Nationwide Building Society, together with its subsidiaries, provides retail financial services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts, personal loans, car … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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SpareBank 1 Ringerike Hadeland
A-Score
1-Year Total Return ->
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Aktia
A-Score
1-Year Total Return ->
🥉
Crédit Agricole
A-Score
1-Year Total Return ->
4
Crédit Agricole Brie Picardie
A-Score
1-Year Total Return ->
5
Nationwide
A-Score
1-Year Total Return ->
6
