GICS Sector : Financial Services
H&T Group plc, together with its subsidiaries, primarily provides pawn broking services in the United Kingdom and internationally.The company operates through six segments: Pawnbroking, Gold Purchasing, Retail, Pawnbroking Scrap, Personal Loans, and Other Services.It offers personal loans, as well as gold purchasing, jewelry retail, cheque cashing, unsecured lending, buyback, foreign exchange currency, and money transfer services.
Unfortunately this company is not part of our coverage yet. But as part of your subscription plan you can request it by clicking just below and we'll process.
Cannacord Genuity Asserts ‘Buy’ Rating on Firstcash Holdings Inc. (FCFS) and $200 Price Target
Oct -28
Firstcash Holdings Inc. (FCFS)’s Price Target Hiked at TD Cowen following H&T Group Acquisition
Aug -27
FirstCash Expands Its Pawnshop Empire Into Europe. Buy the Stock on Multiple Tailwinds.
Aug -21
Form 8.3 - NCC Group plc
Aug -14
FirstCash Completes Acquisition of H&T Group; Combination Establishes FirstCash as U.K.’s Leading Pawnbroker; Now Operates over 3,300 Retail Pawn Locations in the U.S., Latin America and the U.K.
Aug -14
Form 8.3 - Dowlais Group plc
Aug -13
Form 8.3 - NCC Group plc
Aug -12
Form 8.3 - Tritax Big Box REIT Plc
Aug -11
H&T Group's pawnbroking segment growth of 8% is driven by increasing gold prices, rising demand for short-term loans, and strategic store expansions. Additionally, the company's focus on online presence, competitive pricing, and efficient operations contribute to its growth. Furthermore, the segment benefits from a loyal customer base and a strong brand reputation, enabling H&T Group to maintain its market share and drive revenue growth.
H&T Group plc's 9% retail growth is driven by increasing demand for pawnbroking services, expansion of store network, and strategic marketing initiatives. Additionally, the company's focus on online presence, competitive pricing, and diversified product offerings have contributed to the growth. Furthermore, the rise in gold prices has boosted the company's scrap gold business, while the growing popularity of second-hand goods has driven sales of pre-owned jewelry.
H&T Group plc's 11% growth in gold purchasing is driven by increasing demand for safe-haven assets amidst economic uncertainty, rising gold prices, and strategic store expansions. Additionally, the company's diversified revenue streams, including pawnbroking and foreign exchange services, contribute to its growth momentum.
Pawnbroking Scrap from H&T Group plc growth driven by increasing gold prices, strong demand for scrap metal, and strategic store expansions. Additionally, the company's focus on sustainability and responsible lending practices has improved customer trust, leading to higher volumes of scrap gold and jewelry being pawned.
H&T Group plc's 12% foreign exchange growth driven by increased tourism, strong online presence, and strategic store locations. Rising demand for foreign currencies, particularly in emerging markets, also contributes to growth. Additionally, the company's competitive exchange rates, commission-free transactions, and convenient services attract customers, further boosting revenue.
H&T Group's Other Services segment growth is driven by increasing demand for pawnbroking, foreign exchange, and other financial services. Expansion of store networks, strategic partnerships, and investment in digital platforms also contribute to growth. Additionally, rising gold prices and increasing consumer spending on discretionary items support the segment's growth, resulting in an 8% growth rate.
H&T Group plc's 9% growth in Personal Loans is driven by increasing demand for short-term credit, expansion into new markets, and strategic partnerships. Additionally, the company's diversified lending channels, including online and in-store offerings, have contributed to the growth. Furthermore, H&T's focus on serving underserved markets and its flexible repayment options have also attracted more customers, leading to increased loan volumes.
H&T Group plc offers pawnbroking services, allowing customers to borrow money using their valuables as collateral.
H&T Group plc sells a range of new and pre-owned jewellery, including gold, silver, and diamonds.
H&T Group plc provides foreign currency exchange services, allowing customers to buy and sell currencies at competitive rates.
H&T Group plc offers pawnbroking loans, allowing customers to borrow money using their valuables as collateral.
H&T Group plc buys gold and other precious metals from customers, offering competitive prices.
H&T Group plc offers check cashing services, allowing customers to cash checks instantly.
H&T Group plc sells pre-owned goods, including electronics, tools, and other second-hand items.
H&T Group plc operates in a highly competitive market, but the threat of substitutes is mitigated by the company's strong brand recognition and customer loyalty.
H&T Group plc's customers have a high bargaining power due to the availability of alternative pawnbroking services and the ease of switching between providers.
H&T Group plc has a diversified supplier base, which reduces the bargaining power of individual suppliers, and the company's scale of operations gives it negotiating power.
The threat of new entrants is low due to the regulatory barriers and capital requirements necessary to enter the pawnbroking industry.
The pawnbroking industry is highly competitive, with many established players, which leads to a high intensity of rivalry among competitors.
| Value | |
|---|---|
| Debt Weight | 20.94% |
| Debt Cost | 6.01% |
| Equity Weight | 79.06% |
| Equity Cost | 7.06% |
| WACC | 6.84% |
| Leverage | 26.48% |
Value: 9.0
Growth: 3.4
Quality: 5.4
Yield: 8.8
Momentum: 8.5
Volatility: 3.7
1-Year Total Return ->
Value: 5.2
Growth: 6.3
Quality: 6.4
Yield: 5.0
Momentum: 10.0
Volatility: 4.7
1-Year Total Return ->
Value: 7.7
Growth: 5.6
Quality: 7.6
Yield: 8.8
Momentum: 3.5
Volatility: 3.7
1-Year Total Return ->
Value: 6.0
Growth: 4.8
Quality: 7.1
Yield: 5.0
Momentum: 6.0
Volatility: 6.3
1-Year Total Return ->
Value: 5.5
Growth: 5.2
Quality: 3.9
Yield: 5.0
Momentum: 9.0
Volatility: 4.0
1-Year Total Return ->
Value: 9.1
Growth: 2.1
Quality: 2.8
Yield: 5.0
Momentum: 7.5
Volatility: 0.0
1-Year Total Return ->