-0.55%
9.35%
-1.89%
-0.82%
30.68%
-25.41%
-28.92%
AI Spotlight on IHP
Company Description
IntegraFin Holdings plc, together with its subsidiaries, provides an investment platform for UK financial advisers and their clients.The company operates Transact platform that delivers an infrastructure, which enables advisers to implement financial plans, as well as provides real-time day-to-day and technical support services, as well as enables advisers to simplify management of the complex investment needs of clients.It also provides personal service to advisers and their clients; offers access to approximately 8,000 funds and assets listed on stock markets; and provides access to report and analysis tools, investment portfolio management, lifetime cash flow modelling, and other services.
In addition, the company offers software development and maintenance; life insurance and assurance; consultancy; financial planning software; and investment administration services.IntegraFin Holdings plc was founded in 1999 and is headquartered in London, the United Kingdom.
Market Data
| Last Price | 362.5 |
| Change Percentage | -0.55% |
| Open | 357.5 |
| Previous Close | 364.5 |
| Market Cap ( Millions) | 1201 |
| Volume | 358706 |
| Year High | 414 |
| Year Low | 263.4 |
| M A 50 | 363.16 |
| M A 200 | 359.25 |
Financial Ratios
| FCF Yield | 17.48% |
| Dividend Yield | 2.87% |
| ROE | 26.21% |
| Debt / Equity | 4.51% |
| Net Debt / EBIDTA | 7.73% |
| Price To Book | 5.76 |
| Price Earnings Ratio | 22.92 |
| Price To FCF | 5.72 |
| Price To sales | 8.7 |
| EV / EBITDA | -0.41 |
News
- Jan -29 - Discover UK Penny Stocks To Watch In January 2025
- Dec -26 - 3 Promising Penny Stocks On UK Exchange With Market Caps Over £700M
- Dec -21 - IntegraFin Holdings' (LON:IHP) Upcoming Dividend Will Be Larger Than Last Year's
- Oct -21 - UK Penny Stocks To Watch In October 2024
- Oct -16 - Financial Services Roundup: Market Talk
- Oct -16 - Financial Services Roundup: Market Talk
- Oct -16 - Financial Services Roundup: Market Talk
- May -26 - IntegraFin Holdings First Half 2024 Earnings: EPS: UK£0.074 (vs UK£0.067 in 1H 2023)
- May -25 - IntegraFin Holdings (LON:IHP) Is Paying Out A Dividend Of £0.032
- May -10 - Stocks to watch this week: Burberry, Vodafone, BT and Walmart
- Apr -18 - Financial Services Roundup: Market Talk
- Mar -27 - Schweiter Technologies (VTX:SWTQ) investors are sitting on a loss of 66% if they invested three years ago
- Mar -19 - Should You Be Adding Bâloise Holding (VTX:BALN) To Your Watchlist Today?
- Mar -19 - Investors in Kingfisher (LON:KGF) have unfortunately lost 20% over the last three years
- Dec -17 - IntegraFin Holdings (LON:IHP) Will Pay A Dividend Of £0.07
- Oct -10 - Deutsche Beteiligungs (ETR:DBAN) shareholders have earned a 42% return over the last year
- May -28 - IntegraFin Holdings First Half 2023 Earnings: EPS: UK£0.067 (vs UK£0.077 in 1H 2022)
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Consolidated Adjustments
Expected Growth : 6 %
What the company do ?
Consolidated Adjustments from IntegraFin Holdings plc refers to the elimination of inter-company transactions and unrealized profits to present a true group financial position.
Why we expect these perspectives ?
Consolidated Adjustments from IntegraFin Holdings plc driven by 6% growth, attributed to increased demand for wealth management services, expansion into new markets, and strategic acquisitions. Additionally, cost savings from operational efficiencies and favorable market conditions have contributed to this growth.
Segment n°2 -> Other
Expected Growth : 5 %
What the company do ?
Other from IntegraFin Holdings plc refers to the residual segment that includes unallocated costs, eliminations, and other items not attributed to specific business segments.
Why we expect these perspectives ?
IntegraFin Holdings plc's 5% growth in 'Other' segment is driven by increasing demand for its platform services, expansion into new markets, and strategic partnerships. Additionally, the company's focus on digital transformation, cost savings initiatives, and investment in technology have contributed to its growth.
Segment n°3 -> Investment Administration Services
Expected Growth : 8 %
What the company do ?
IntegraFin Holdings plc's Investment Administration Services provide a range of support functions for financial advisors, including investment management, platform services, and practice management tools.
Why we expect these perspectives ?
IntegraFin Holdings plc's 8% growth in Investment Administration Services is driven by increasing demand for platform-based investment solutions, expansion of adviser networks, and strategic partnerships. Additionally, the company's focus on digital transformation, cost savings initiatives, and strong brand reputation contribute to its growth momentum.
Segment n°4 -> Insurance and Life Assurance
Expected Growth : 9 %
What the company do ?
IntegraFin Holdings plc offers insurance and life assurance products, providing financial protection and security to individuals, families, and businesses, ensuring peace of mind and financial stability.
Why we expect these perspectives ?
IntegraFin Holdings plc's 9% growth in Insurance and Life Assurance is driven by increasing demand for protection products, expansion into new distribution channels, and strategic partnerships. Additionally, the company's digital transformation efforts, improved customer engagement, and competitive pricing strategies have contributed to its growth momentum.
Segment n°5 -> Adviser Back-office Technology
Expected Growth : 8 %
What the company do ?
Adviser Back-office Technology from IntegraFin Holdings plc provides a comprehensive platform for financial advisers to manage client data, portfolios, and transactions efficiently.
Why we expect these perspectives ?
IntegraFin Holdings plc's Adviser Back-office Technology growth is driven by increasing demand for digitalization in wealth management, rising adoption of cloud-based solutions, and growing need for regulatory compliance. Additionally, the company's scalable business model, strategic partnerships, and continuous investment in technology enhancements also contribute to its 8% growth.
Integrafin Holdings Plc Products
| Product Range | What is it ? |
|---|---|
| Transact | A platform that provides a range of investment products and services to financial advisers and their clients. |
| Integra | A platform that provides a range of investment products and services to financial advisers and their clients, with a focus on tax-efficient investing. |
| PFS Cheltenham & Gloucester | A range of investment products and services, including ISAs, pensions, and bonds. |
| Nexus | A platform that provides a range of investment products and services to financial advisers and their clients, with a focus on discretionary investment management. |
| Collective Investment Schemes | A range of collective investment schemes, including unit trusts and open-ended investment companies. |
IntegraFin Holdings plc's Porter Forces
Threat Of Substitutes
The threat of substitutes for IntegraFin Holdings plc is medium due to the presence of alternative investment platforms and financial services providers.
Bargaining Power Of Customers
The bargaining power of customers for IntegraFin Holdings plc is low due to the company's strong brand reputation and diversified customer base.
Bargaining Power Of Suppliers
The bargaining power of suppliers for IntegraFin Holdings plc is medium due to the company's dependence on a few key suppliers for technology and infrastructure.
Threat Of New Entrants
The threat of new entrants for IntegraFin Holdings plc is high due to the low barriers to entry in the financial services industry and the increasing trend of fintech startups.
Intensity Of Rivalry
The intensity of rivalry for IntegraFin Holdings plc is high due to the competitive nature of the financial services industry and the presence of established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 0.58% |
| Debt Cost | 9.23% |
| Equity Weight | 99.42% |
| Equity Cost | 9.23% |
| WACC | 9.23% |
| Leverage | 0.58% |
IntegraFin Holdings plc : Quality Control
IntegraFin Holdings plc passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| ASHM.L | Ashmore Group plc is a publicly owned investment manager. The firm primarily provides its services to retail and institutional clients. It manages separate client-focused equity and fixed income portfolios. The … |
| IPX.L | Impax Asset Management Group plc is a publicly owned investment manager. Through its subsidiaries, it provides investment services to funds specializing in the environmental markets sector, with a focus on … |
| MCI.WA | MCI Capital Alternatywna Spólka Inwestycyjna S.A., is a private equity and venture capital firm specializing in incubation, seed/startup, early venture, mezzanine, buy-out and growth capital investments. The firm seeks to … |
| JTC.L | JTC PLC provides fund, corporate, and private wealth services to institutional and private clients worldwide. The company operates through two segments, Institutional Client Services and Private Client Services. It offers … |
| AJB.L | AJ Bell plc, through its subsidiaries, operates investment platforms in the United Kingdom. The company offers AJ Bell Investcentre, which provides a suite of products, services, investment solutions, and online … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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AJ Bell
A-Score
1-Year Total Return ->
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Impax Asset Management
A-Score
1-Year Total Return ->
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IntegraFin
A-Score
1-Year Total Return ->
4
JTC
A-Score
1-Year Total Return ->
5
Ashmore
A-Score
1-Year Total Return ->
6
