Download PDF

1. Company Snapshot

1.a. Company Description

FBD Holdings plc, through its subsidiaries, engages in the underwriting of general insurance to farmers, private individuals, and business owners in Ireland.The company operates in two segments, Underwriting and Financial Services.It offers car, home, travel, life and pension, business, and farm insurance products, as well as insurance related to motor, fire, liability, and other damage to property.


The company also provides investment, pension and life brokerage, and employee services.It serves customers through a network of 34 branches.FBD Holdings plc was founded in 1969 and is headquartered in Dublin, Ireland.

Show Full description

1.b. Last Insights on EG7

Have nothing to say about that one ...

1.c. Company Highlights

2. Transcript Summary

Unfortunately this company is not part of our coverage yet. But as part of your subscription plan you can request it by clicking just below and we'll process.

Request Coverage

3. NewsRoom

Card image cap

European Dividend Stocks To Consider Now

Dec -01

Source:

Card image cap

Top European Dividend Stocks For October 2025

Oct -31

Source:

Card image cap

European Dividend Stocks To Consider For Your Portfolio

Sep -26

Source:

Card image cap

LVMH: Share transactions disclosure

Sep -09

Source:

Card image cap

The BANK of Greenland issued and early redemption of Senior Non-Preferred capital

Sep -09

Source:

Card image cap

Cointreau Launches First-Ever Ready-To-Serve Range – Introducing Cointreau Citrus Spritz

Sep -09

Source:

Card image cap

What Does the Steep 20% Drop Mean for Rémy Cointreau’s 2025 Outlook?

Sep -09

Source:

Card image cap

Société Foncière Lyonnaise (ENXTPA:FLY): Assessing Valuation After a Year of Solid Share Price Gains

Sep -09

Source:

4. Business Breakdown

4.a. Revenues by Country

4.b. Revenues by Segment

5. Expected revenues mid-term growth (11.00%)

6. Segments

General Insurance

Expected Growth: 11%

FBD Holdings plc's 11% growth in General Insurance is driven by increasing demand for motor and property insurance in Ireland, favorable regulatory environment, and the company's strategic expansion into new markets. Additionally, FBD's focus on digitalization, cost savings initiatives, and strong underwriting discipline have contributed to the growth.

7. Detailed Products

Farm Insurance

Insurance coverage for farmers and agricultural businesses, protecting against risks such as crop damage, livestock disease, and farm equipment damage.

Home Insurance

Insurance coverage for homeowners, protecting against risks such as fire, theft, and accidental damage to their homes and contents.

Motor Insurance

Insurance coverage for drivers, protecting against risks such as accidents, theft, and damage to their vehicles.

Business Insurance

Insurance coverage for businesses, protecting against risks such as liability, property damage, and business interruption.

Liability Insurance

Insurance coverage for individuals and businesses, protecting against risks such as public liability, employers' liability, and product liability.

Travel Insurance

Insurance coverage for travelers, protecting against risks such as trip cancellations, medical emergencies, and travel delays.

8. FBD Holdings plc's Porter Forces

Forces Ranking

Threat Of Substitutes

The threat of substitutes for FBD Holdings plc is moderate due to the presence of alternative insurance providers in the market.

Bargaining Power Of Customers

The bargaining power of customers is low for FBD Holdings plc as customers have limited negotiating power in the insurance industry.

Bargaining Power Of Suppliers

The bargaining power of suppliers is moderate for FBD Holdings plc as the company relies on a network of suppliers for its insurance products.

Threat Of New Entrants

The threat of new entrants is high for FBD Holdings plc due to the relatively low barriers to entry in the insurance industry.

Intensity Of Rivalry

The intensity of rivalry is high for FBD Holdings plc due to the competitive nature of the insurance industry.

9. SWOT Analysis

Strength

Weaknesses

Opportunities

Threats

10. Capital Structure

10.a. Balance Sheet

10.b. Weighted Average Cost of capital

Value
Debt Weight 10.04%
Debt Cost 5.59%
Equity Weight 89.96%
Equity Cost 6.07%
WACC 6.02%
Leverage 11.16%

11. Quality Control: FBD Holdings plc passed 4 out of 9 key points

12.a Historical Valuation

12.b Price/Earnings Ratio

12.c Margin Valuation

12.d Peers Valuation

Peers Group Analysis

Stock-Card
Bank of Georgia

A-Score: 8.2/10

Value: 9.6

Growth: 9.9

Quality: 7.9

Yield: 6.2

Momentum: 10.0

Volatility: 5.3

1-Year Total Return ->

View Full Report
Stock-Card
VIEL

A-Score: 7.3/10

Value: 6.8

Growth: 7.2

Quality: 6.7

Yield: 6.9

Momentum: 9.5

Volatility: 7.0

1-Year Total Return ->

View Full Report
Stock-Card
FBD

A-Score: 6.9/10

Value: 6.7

Growth: 5.1

Quality: 8.1

Yield: 6.2

Momentum: 7.5

Volatility: 7.7

1-Year Total Return ->

View Full Report
Stock-Card
Línea Directa

A-Score: 6.3/10

Value: 5.2

Growth: 2.4

Quality: 8.4

Yield: 6.2

Momentum: 8.0

Volatility: 7.7

1-Year Total Return ->

View Full Report
Stock-Card
Banco di Desio Brianza

A-Score: 6.3/10

Value: 6.8

Growth: 4.4

Quality: 4.8

Yield: 8.8

Momentum: 8.5

Volatility: 4.3

1-Year Total Return ->

View Full Report
Stock-Card
Vestjysk Bank

A-Score: 6.2/10

Value: 6.9

Growth: 2.8

Quality: 7.6

Yield: 8.1

Momentum: 8.5

Volatility: 3.3

1-Year Total Return ->

View Full Report

Peers Metrics

12.e Scoring Insights

12.f DCF BETA

Parameters

Short Term Growth

Short term Time

Long-Term Growth

WACC

Target Price

15.2$

Current Price

15.2$

Potential

-0.00%

Expected Cash-Flows