-0.89%
3.74%
19.20%
48.66%
83.45%
321.74%
381.99%
42.0042.0040.0040.0038.0038.0036.0036.0034.0034.0032.0032.0012/3/202412/3/202412/13/202412/13/202412/24/202412/24/20241/4/20251/4/20251/15/20251/15/20251/26/20251/26/20252/6/20252/6/20252/17/20252/17/2025
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Company Description

TXT e-solutions S.p.A., together with its subsidiaries, provides software and service solutions in Italy and internationally.It operates in two segments: Aerospace, Aviation & Transportation; and Fintech.The Aerospace, Aviation & Transportation segment offers on-board software, flight simulators, training systems, flight support systems, and manufacturing solutions; and specialized engineering services to aerospace companies and airline operators.


Its customers comprise manufacturers of aircraft and engines, airlines, and civil and defense operators, as well as maintenance, repair, and overhaul companies.The Fintech segment provides solutions for the nonperforming loans, digital payments, factoring, compliance, and supply chain finance market; financial applications for banks and financial companies; solutions for risk management; technological and consulting services; and information and communications technology services to the bank sector.The company was formerly known as TXT Ingegneria Informatica S.p.A. and changed its name to TXT e-solutions S.p.A. in March 2000.


TXT e-solutions S.p.A. was founded in 1989 and is headquartered in Cologno Monzese, Italy.

Market Data

Last Price 38.8
Change Percentage -0.89%
Open 39.75
Previous Close 39.15
Market Cap ( Millions) 469
Volume 26171
Year High 42
Year Low 20.5
M A 50 37.32
M A 200 29.95

Financial Ratios

FCF Yield -0.27%
Dividend Yield 0.64%
ROE 14.72%
Debt / Equity 0.00%
Net Debt / EBIDTA -63.75%
Price To Book 3.45
Price Earnings Ratio 25.4
Price To FCF -373.8
Price To sales 1.65
EV / EBITDA 11.29

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Software Engineering

Expected Growth : 12 %

What the company do ?

Software Engineering from TXT e-solutions S.p.A. refers to the application of engineering principles and techniques to design, develop, test, and maintain software systems, ensuring high-quality, reliable, and efficient software products.

Why we expect these perspectives ?

TXT e-solutions S.p.A.'s Software Engineering segment growth of 12% is driven by increasing demand for digital transformation, adoption of cloud-based solutions, and growing need for customized software development. Additionally, the company's expertise in emerging technologies such as AI, IoT, and blockchain, and its strong presence in key industries like finance and healthcare, contribute to its growth momentum.

Segment nΒ°2 -> Smart Solutions

Expected Growth : 10 %

What the company do ?

Smart Solutions from TXT e-solutions S.p.A. offers AI-powered industry-specific solutions for fashion, luxury, and consumer goods, enabling businesses to optimize operations and improve customer experiences.

Why we expect these perspectives ?

TXT e-solutions' Smart Solutions segment growth is driven by increasing demand for digital transformation, adoption of Industry 4.0 technologies, and growing need for supply chain optimization. Additionally, the company's strong presence in the fashion and retail industries, coupled with its innovative product offerings, contribute to its 10% growth rate.

Segment nΒ°3 -> Digital Advisory

Expected Growth : 9 %

What the company do ?

Digital Advisory from TXT e-solutions S.p.A. provides AI-driven consulting services to optimize business processes and operations.

Why we expect these perspectives ?

TXT e-solutions' Digital Advisory segment growth is driven by increasing demand for digital transformation, adoption of cloud-based services, and need for data-driven decision making. The company's expertise in AI, IoT, and analytics, combined with its strong partnerships and expanding presence in key markets, contribute to its 9% growth rate.

Txt E-Solutions S.P.A. Products

Product Range What is it ?
TXTPerform A business performance management solution that enables organizations to monitor and analyze their performance in real-time.
TXTDrive A digital transformation platform that enables companies to create, deploy, and manage digital solutions, such as mobile apps and web applications.
TXTRetail A retail management solution that provides a comprehensive platform for managing retail operations, including inventory, supply chain, and customer relationships.
TXTSupplyChain A supply chain management solution that enables companies to optimize their logistics, transportation, and inventory management processes.
TXTAnalytics A business analytics platform that provides advanced data analytics and machine learning capabilities to support data-driven decision-making.

TXT e-solutions S.p.A.'s Porter Forces

TXT e-solutions S.p.A. operates in a niche market, providing specialized IT services to the financial industry. While there are some substitutes available, they are not as specialized as TXT's offerings, reducing the threat of substitutes.

TXT e-solutions S.p.A.'s customers are primarily large financial institutions, which have limited bargaining power due to their dependence on TXT's specialized services.

TXT e-solutions S.p.A. relies on a few key suppliers for its technology and infrastructure needs. While these suppliers have some bargaining power, TXT's strong relationships and contracts mitigate this risk.

The IT services market for the financial industry has high barriers to entry, including significant capital requirements and specialized expertise. This reduces the threat of new entrants.

The IT services market for the financial industry is highly competitive, with several established players competing for market share. TXT e-solutions S.p.A. must continually innovate and differentiate its services to maintain its market position.

Capital Structure

Value
Debt Weight 48.70%
Debt Cost 3.95%
Equity Weight 51.30%
Equity Cost 8.29%
WACC 6.17%
Leverage 94.94%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

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SHO.WA Shoper SA provides Software as a Service solutions for e-commerce in Poland. The company offers subscription-based services for private label stores. It also provides Shoper payment, campaigns, and apps. The …
SPNS Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens …
MUM.DE Mensch und Maschine Software SE provides computer aided design, manufacturing, and engineering (CAD/CAM/CAE), product data management, and building information modeling/management solutions in Germany and internationally. It operates in two segments, …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
38.8$
Current Price
38.8$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

ValueQualityYieldMomentumVolatilityGrowth
Company A-Score: 6.50Peer Group Average: 5.20Leader: 7.30

Peers Group Analysis

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