-1.35%
9.97%
11.70%
5.92%
13.49%
33.03%
62.90%
AI Spotlight on SWED
Company Description
Swedbank AB (publ) provides various banking products and services to individuals and companies.The company operates through Swedish Banking, Baltic Banking, and Large Corporates & Institutions segments.It offers savings accounts, mutual funds and insurance savings, pension savings, institutional asset management, and other savings and investment products; private residential lending, consumer financing, corporate lending, leasing, other financing products, trade finance, and factoring services; and current accounts, cash handling, debit and credit cards, card acquiring, other payment products, as well as domestic, international, mobile, and document payments.
The company also provides equity trading, structured products, corporate finance, custody services, fixed income and currency trading, and other capital market products; and administrative services, treasury operations, real estate brokerage and management, legal services, safe deposit boxes, and others.In addition, it offers asset management, as well as life insurance and pension services; investment and trading services, including currency, fixed income, and equity and related derivatives services, as well as structured products; advisory and investment banking products and services, such as corporate financing, debt capital market, leveraged finance, and loans and syndication; and transaction banking services comprising cash management, trade finance, securities, commercial payments, account, and clearing and settlement services.Further, the company provides telephone, Internet, and mobile banking services.
The company operates 153 branches in Sweden, 17 branches in Estonia, 21 in Latvia, and 42 in Lithuania.It also has operations in Norway, Finland, Denmark, China, the United States, and South Africa.The company was formerly known as ForeningsSparbanken AB and changed its name to Swedbank AB (publ) in September 2006.
Swedbank AB (publ) was founded in 1820 and is headquartered in Sundbyberg, Sweden.
Market Data
| Last Price | 241.5 |
| Change Percentage | -1.35% |
| Open | 244.8 |
| Previous Close | 244.8 |
| Market Cap ( Millions) | 271765 |
| Volume | 2124393 |
| Year High | 250.4 |
| Year Low | 199.15 |
| M A 50 | 223.08 |
| M A 200 | 217.41 |
Financial Ratios
| FCF Yield | 29.66% |
| Dividend Yield | 6.27% |
| ROE | 17.02% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -945.40% |
| Price To Book | 1.24 |
| Price Earnings Ratio | 7.79 |
| Price To FCF | 3.37 |
| Price To sales | 1.93 |
| EV / EBITDA | -1.56 |
News
- Jan -30 - Swedbank AB (SWDBF) Q4 2024 Earnings Call Highlights: Strong Year-End Performance Amid Market ...
- Dec -13 - Euronet Expands Baltic ATM Network Through Swedbank Partnership
- Dec -13 - Euronet signs agreement to acquire ATM assets of Swedbank
- Nov -06 - Best Momentum Stocks to Buy for November 6th
- Nov -01 - Best Income Stocks to Buy for November 1st
- Oct -24 - Swedbank AB (SWDBF) Q3 2024 Earnings Call Highlights: Strong Financial Performance Amidst ...
- Oct -09 - Swedbank AB (SWDBF) Q2 2024 Earnings Call Highlights: Strong Returns Amidst Competitive Challenges
- Jun -21 - BAP vs. SWDBY: Which Stock Is the Better Value Option?
- Mar -26 - Swedbank AB's Dividend Analysis
- Mar -12 - SWDBY or IBN: Which Is the Better Value Stock Right Now?
- Feb -06 - SWDBY or TD: Which Is the Better Value Stock Right Now?
- Jan -19 - Swedbank AB (SWDBY) Upgraded to Buy: Here's Why
- Sep -12 - SWDBY vs. RY: Which Stock Is the Better Value Option?
- Sep -05 - Swedbank AB (SWDBY) Upgraded to Strong Buy: Here's What You Should Know
- Sep -05 - Best Value Stocks to Buy for September 5th
- Aug -21 - SWDBY vs. DBSDY: Which Stock Should Value Investors Buy Now?
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Swedish Banking
Expected Growth : 4.77 %
What the company do ?
Swedbank AB (publ) is a Swedish banking group providing financial services to individuals, businesses, and organizations in Sweden and the Baltic region.
Why we expect these perspectives ?
Swedbank AB's 4.77% growth is driven by strong lending growth in Sweden, fueled by low interest rates and a robust housing market. Additionally, the bank's digital transformation efforts have improved operational efficiency, reducing costs and enhancing customer experience. Furthermore, the bank's focus on sustainable lending and investments has attracted environmentally conscious customers, contributing to its growth.
Segment n°2 -> Baltic Banking
Expected Growth : 6.4 %
What the company do ?
Baltic Banking from Swedbank AB (publ) refers to the banking operations of Swedbank in Estonia, Latvia, and Lithuania, offering a range of financial services to individuals and businesses.
Why we expect these perspectives ?
Baltic Banking's 6.4% growth is driven by a strong economic backdrop in the region, fueled by rising consumer spending, increasing lending activities, and a growing demand for digital banking services. Additionally, Swedbank's strategic initiatives, such as cost-cutting measures and investments in digital transformation, have contributed to the segment's growth.
Segment n°3 -> Large Corporates & Institutions
Expected Growth : 5.83 %
What the company do ?
Large Corporates & Institutions from Swedbank AB (publ) provides financial services and solutions to large corporations, institutions, and governments in Sweden and the Baltic region.
Why we expect these perspectives ?
Strong demand for cash management and trade finance services, coupled with increased lending to large corporates and institutions, drove the 5.83% growth. Additionally, Swedbank's strategic focus on digitalization and process efficiency improvements contributed to the segment's expansion.
Segment n°4 -> Eliminations
Expected Growth : 4.77 %
What the company do ?
Eliminations from Swedbank AB (publ) refer to the removal of inter-company transactions and balances between Swedbank and its subsidiaries to present a consolidated financial statement.
Why we expect these perspectives ?
Swedbank AB (publ)'s 4.77% growth is driven by strong loan growth, increased deposit margins, and cost discipline. The bank's focus on digitalization and operational efficiency has led to improved profitability. Additionally, the Swedish economy's resilience and low interest rates have supported lending activities, contributing to the bank's growth.
Segment n°5 -> Group Functions & Other
Expected Growth : 4.63 %
What the company do ?
Group Functions & Other from Swedbank AB (publ) includes support units that provide services to the bank's business segments, such as IT, HR, and finance.
Why we expect these perspectives ?
Swedbank AB's Group Functions & Other segment growth of 4.63% is driven by increased investments in digital transformation, cost savings initiatives, and improved operational efficiency. Additionally, the segment benefits from the bank's focus on sustainability and ESG, attracting environmentally conscious customers and driving revenue growth.
Swedbank Ab (Publ) Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized banking services for high net worth individuals, including investment advice, wealth management, and tailored financial solutions. |
| Corporate Banking | Financial solutions for businesses, including cash management, trade finance, and risk management services. |
| Transaction Banking | Efficient and secure payment solutions for businesses, including account services, payment processing, and card services. |
| Card Services | Credit and debit card solutions for individuals and businesses, including payment processing and card management services. |
| Asset Management | Investment management services for individuals, companies, and institutions, including portfolio management and investment advice. |
| Life Insurance | Life insurance products and services, including term life, whole life, and pension insurance. |
| Pension and Savings | Pension and savings solutions for individuals and companies, including retirement planning and investment services. |
| Digital Banking | Online and mobile banking services, including account management, payment services, and investment platforms. |
Swedbank AB (publ)'s Porter Forces
Threat Of Substitutes
Swedbank AB (publ) operates in a highly competitive market, with many substitutes available to customers. However, the bank's strong brand recognition and extensive branch network help to mitigate the threat of substitutes.
Bargaining Power Of Customers
Swedbank AB (publ) has a large customer base, which gives customers significant bargaining power. The bank's customers have many options to choose from, and the bank must offer competitive pricing and services to retain them.
Bargaining Power Of Suppliers
Swedbank AB (publ) has a diverse supplier base, which reduces the bargaining power of individual suppliers. The bank's large scale of operations also gives it significant negotiating power with suppliers.
Threat Of New Entrants
The banking industry has significant barriers to entry, including regulatory hurdles and high capital requirements. This makes it difficult for new entrants to challenge established players like Swedbank AB (publ).
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. Swedbank AB (publ) must continually innovate and improve its services to maintain its market position.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 86.21% |
| Debt Cost | 7.28% |
| Equity Weight | 13.79% |
| Equity Cost | 7.28% |
| WACC | 7.28% |
| Leverage | 625.02% |
Swedbank AB (publ) : Quality Control
Swedbank AB (publ) passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| DANSKE.CO | Danske Bank A/S provides various banking products and services to corporate, institutional, and international clients. The company offers insurance and pension products, mortgage finance and real-estate brokerage services, asset management … |
| DBK.DE | Deutsche Bank Aktiengesellschaft provides investment, financial, and related products and services to private individuals, corporate entities, and institutional clients worldwide. Its Corporate Bank segment provides cash management, trade finance and … |
| UCG.MI | UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance … |
| KBC.BR | KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and … |
| LLOY.L | Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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KBC
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1-Year Total Return ->
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UniCredit
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Lloyds Banking
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1-Year Total Return ->
4
Danske Bank
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1-Year Total Return ->
5
Deutsche Bank
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1-Year Total Return ->
6
