-4.75%
2.89%
7.36%
27.38%
41.62%
80.03%
231.20%
AI Spotlight on AMP
Company Description
Ameriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally.It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other.The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates.
The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force.This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds.The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients.
The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc.in September 2005.Ameriprise Financial, Inc.
was founded in 1894 and is headquartered in Minneapolis, Minnesota.
Market Data
| Last Price | 547.84 |
| Change Percentage | -4.75% |
| Open | 581.41 |
| Previous Close | 575.13 |
| Market Cap ( Millions) | 53148 |
| Volume | 1173736 |
| Year High | 581.41 |
| Year Low | 378.06 |
| M A 50 | 550.26 |
| M A 200 | 473.83 |
Financial Ratios
| FCF Yield | 15.28% |
| Dividend Yield | 1.06% |
| ROE | 65.36% |
| Debt / Equity | 58.21% |
| Net Debt / EBIDTA | -126.86% |
| Price To Book | 10.4 |
| Price Earnings Ratio | 15.98 |
| Price To FCF | 6.54 |
| Price To sales | 4.15 |
| EV / EBITDA | 11.94 |
News
- Jan -30 - Ameriprise Financial, Inc. (AMP) Q4 2024 Earnings Call Transcript
- Jan -30 - Ameriprise's Q4 Earnings Beat on Higher Revenues & AUM, Expenses Rise
- Jan -30 - Ameriprise (AMP) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
- Jan -29 - Ameriprise Financial Services (AMP) Tops Q4 Earnings and Revenue Estimates
- Jan -28 - Former WM CEO David Steiner Joins AMP's Board of Directors
- Jan -27 - Ameriprise Financial Releases New Television Ads Building on its Advice Worth Talking About® Brand Platform
- Jan -27 - Growth in AUM to Support Ameriprise This Earnings Season
- Jan -22 - 427 Ameriprise Financial Advisor Teams Named to the Forbes Best-in-State Wealth Management Teams List
- Jan -16 - Sinclair Launches AMP Sales & Marketing Solutions and AMP Media
- Jan -15 - Ameriprise Financial Services (AMP) Earnings Expected to Grow: Should You Buy?
- Jan -07 - Ameriprise Financial Recognized by Forbes as One of “America's Best Companies” for 2025
- Jan -06 - 25-Year Industry Veteran Brings $140 Million in Assets to Ameriprise Financial
- Dec -11 - Jacobs Gets Selected for AMP8 Water Modeling by United Utilities
- Dec -09 - Ameriprise Financial Names Brian Mora Senior Vice President of Experienced Advisor Recruiting
- Dec -04 - Ameriprise Financial Earns Two J.D. Power Certifications for Outstanding Client and Advisor Service
- Dec -03 - Ameriprise Team Attracts 40-Year Industry Veteran with Nearly $100 Million in Assets
- Nov -22 - Why Is Ameriprise (AMP) Up 13.1% Since Last Earnings Report?
- Nov -21 - Growth Resources Draw Advisor with $110 Million to Ameriprise Financial from LPL
- Nov -13 - Ameriprise Financial and Feeding America® Join Forces to Help Provide Meals This Holiday Season
- Nov -11 - Sophisticated Resources to Support High-Net-Worth Clients Draws Advisor with $100 Million to Ameriprise Team
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Advice & Wealth Management
Expected Growth : 3.5 %
What the company do ?
Ameriprise Financial's Advice & Wealth Management offers personalized financial planning, investment management, and wealth protection strategies to help clients achieve their financial goals.
Why we expect these perspectives ?
Ameriprise Financial's Advice & Wealth Management segment growth of 3.5% is driven by increasing demand for personalized financial planning, expansion of advisor network, and strategic acquisitions. Additionally, the company's focus on digital transformation, enhanced client experience, and diversified product offerings contribute to its growth momentum.
Segment n°2 -> Retirement & Protection Solutions
Expected Growth : 3.8 %
What the company do ?
Retirement & Protection Solutions from Ameriprise Financial, Inc. offers personalized financial planning, investment, and insurance solutions to help individuals achieve their retirement goals and protect their financial well-being.
Why we expect these perspectives ?
Ameriprise Financial, Inc.'s Retirement & Protection Solutions segment growth of 3.8% is driven by increasing demand for retirement planning and insurance products, expansion of advisory services, and strategic partnerships. Additionally, the rise of the gig economy and shifting workforce demographics contribute to the growth, as individuals seek personalized financial planning and protection solutions.
Segment n°3 -> Asset Management
Expected Growth : 4.0 %
What the company do ?
Ameriprise Financial's Asset Management offers investment management services, providing personalized portfolio management and wealth management solutions to individuals, institutions, and advisors.
Why we expect these perspectives ?
Ameriprise Financial, Inc.'s Asset Management segment growth of 4.0% is driven by increasing demand for investment management services, expansion of advisor network, and strategic acquisitions. Additionally, the company's focus on fee-based revenue streams, diversification of investment products, and strong brand reputation contribute to its growth momentum.
Segment n°4 -> Elimination of Intersegment
Expected Growth : 0.0 %
What the company do ?
Elimination of Intersegment is an accounting adjustment made by Ameriprise Financial, Inc. to remove the effects of intercompany transactions between its business segments.
Why we expect these perspectives ?
Ameriprise Financial, Inc.'s elimination of intersegment revenue indicates a flat growth rate of 0.0%. This is driven by the company's focus on consolidating its business segments, streamlining operations, and eliminating internal transactions. The lack of growth is also attributed to the competitive market environment and the company's efforts to maintain profitability through cost savings and efficiency measures.
Segment n°5 -> Corporate & Other
Expected Growth : 2.5 %
What the company do ?
Corporate & Other from Ameriprise Financial, Inc. includes unallocated corporate expenses, eliminations, and other business activities not attributed to specific segments.
Why we expect these perspectives ?
Ameriprise Financial, Inc.'s Corporate & Other segment growth of 2.5% is driven by increasing general and administrative expenses, higher technology investments, and rising interest rates. Additionally, the company's efforts to optimize its cost structure and improve operational efficiency also contribute to this growth.
Segment n°6 -> Reconciling Items
Expected Growth : 3.2 %
What the company do ?
Reconciling Items from Ameriprise Financial, Inc. are transactions or entries that don't match between Ameriprise's records and client statements, requiring investigation and resolution.
Why we expect these perspectives ?
Ameriprise Financial, Inc.'s 3.2% growth is driven by increasing demand for wealth management services, expansion of advisor network, and strategic acquisitions. Additionally, the company's focus on digital transformation, cost savings initiatives, and favorable market conditions have contributed to its growth momentum.
Ameriprise Financial, Inc. Products
| Product Range | What is it ? |
|---|---|
| Wealth Management | Ameriprise Financial offers a comprehensive wealth management service that provides personalized financial planning, investment management, and wealth protection to individuals, families, and businesses. |
| Investment Products | Ameriprise Financial offers a range of investment products, including mutual funds, exchange-traded funds (ETFs), and variable universal life insurance, to help clients achieve their investment goals. |
| Insurance Services | Ameriprise Financial provides a range of insurance products, including life insurance, disability insurance, and long-term care insurance, to help clients protect their financial well-being. |
| Retirement and Estate Planning | Ameriprise Financial offers retirement and estate planning services to help clients plan for their retirement, create a lasting legacy, and ensure the distribution of their assets according to their wishes. |
| Brokerage Services | Ameriprise Financial provides brokerage services, including online trading, options trading, and margin lending, to help clients buy and sell securities, manage their investments, and achieve their financial goals. |
| Financial Planning | Ameriprise Financial offers comprehensive financial planning services to help clients create a personalized financial plan, set financial goals, and achieve financial independence. |
Ameriprise Financial, Inc.'s Porter Forces
Threat Of Substitutes
Ameriprise Financial, Inc. operates in a highly competitive industry, but the threat of substitutes is mitigated by the company's strong brand recognition and diversified product offerings.
Bargaining Power Of Customers
Ameriprise Financial, Inc. has a large and diversified customer base, which reduces the bargaining power of individual customers. Additionally, the company's products and services are often complex and require specialized knowledge, making it difficult for customers to switch to alternative providers.
Bargaining Power Of Suppliers
Ameriprise Financial, Inc. has a diversified supplier base, and the company is not heavily dependent on any single supplier. This reduces the bargaining power of suppliers and allows the company to negotiate favorable terms.
Threat Of New Entrants
The financial services industry is heavily regulated, and new entrants face significant barriers to entry, including high capital requirements and complex regulatory hurdles. This reduces the threat of new entrants to Ameriprise Financial, Inc.
Intensity Of Rivalry
The financial services industry is highly competitive, and Ameriprise Financial, Inc. faces intense competition from established players and new entrants. The company must continually innovate and differentiate its products and services to maintain its market position.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 54.89% |
| Debt Cost | 7.12% |
| Equity Weight | 45.11% |
| Equity Cost | 10.70% |
| WACC | 8.74% |
| Leverage | 121.70% |
Ameriprise Financial, Inc. : Quality Control
Ameriprise Financial, Inc. passed 7 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| ARES | Ares Management Corporation operates as an alternative asset manager in the United States, Europe, and Asia. The company's Tradable Credit Group segment manages various types of investment funds, such as … |
| BK | The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. The company operates through Securities Services, Market and Wealth … |
| BLK | BlackRock, Inc. is a publicly owned investment manager. The firm primarily provides its services to institutional, intermediary, and individual investors including corporate, public, union, and industry pension plans, insurance companies, … |
| BX | Blackstone Inc. is an alternative asset management firm specializing in real estate, private equity, hedge fund solutions, credit, secondary funds of funds, public debt and equity and multi-asset class strategies. … |
| KKR | KKR & Co. Inc. is a private equity and real estate investment firm specializing in direct and fund of fund investments. It specializes in acquisitions, leveraged buyouts, management buyouts, credit … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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BNY Mellon
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Ameriprise Financial
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BlackRock
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4
Blackstone
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Ares Management
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6
