-0.08%
1.23%
3.62%
7.46%
8.52%
57.72%
81.27%
AI Spotlight on WRB
Company Description
W.R.Berkley Corporation, an insurance holding company, operates as a commercial lines writer in the United States and internationally.
It operates in two segments, Insurance and Reinsurance & Monoline Excess.The Insurance segment underwrites commercial insurance business, including premises operations, commercial automobile, property, products liability, and general and professional liability lines.It also provides workers' compensation insurance products; accident and health insurance and reinsurance products; insurance for commercial risks; specialty environmental products for contractors, consultants, and property owners and facilities operators; specialized insurance coverages for fine arts and jewelry exposures; umbrella and excess liability coverage products; and liquor liability and inland marine coverage for small to medium-sized insureds.
In addition, this segment offers directors and officers, and surety risk products, as well as products for technology, and life sciences and travel industries; cyber risk solutions; casualty, group life, and crime and fidelity related insurance products; personal lines insurance solutions, including home, condo/co-op, auto, and collectibles; automobile, law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical insurance products; and at-risk and alternative risk insurance program management services.The Reinsurance & Monoline Excess segment provides other insurance companies and self-insureds with assistance in managing their net risk through reinsurance on a portfolio basis through treaty reinsurance or on an individual basis through facultative reinsurance.W.
R.Berkley Corporation was founded in 1967 and is based in Greenwich, Connecticut.
Market Data
| Last Price | 59.24 |
| Change Percentage | -0.08% |
| Open | 59.03 |
| Previous Close | 59.29 |
| Market Cap ( Millions) | 22575 |
| Volume | 58142 |
| Year High | 65.49 |
| Year Low | 50.73 |
| M A 50 | 60.06 |
| M A 200 | 56.69 |
Financial Ratios
| FCF Yield | 15.17% |
| Dividend Yield | 2.91% |
| ROE | 20.07% |
| Debt / Equity | 33.67% |
| Net Debt / EBIDTA | 60.68% |
| Price To Book | 2.84 |
| Price Earnings Ratio | 15.18 |
| Price To FCF | 6.59 |
| Price To sales | 1.71 |
| EV / EBITDA | 11.44 |
News
- Jan -28 - W.R. Berkley Q4 Earnings, Revenues Top, Premiums Rise Y/Y
- Jan -28 - W. R. Berkley Corporation (WRB) Q4 2024 Earnings Call Transcript
- Jan -28 - W.R. Berkley (WRB) Reports Q4 Earnings: What Key Metrics Have to Say
- Jan -27 - W.R. Berkley (WRB) Q4 Earnings and Revenues Top Estimates
- Jan -27 - W. R. Berkley Corporation Reports Fourth Quarter and Full Year 2024 Results
- Jan -24 - W. R. Berkley Q4 2024 Earnings Preview: Wait For Market Dips
- Jan -22 - What's in the Cards for W.R. Berkley This Earnings Season?
- Jan -22 - What Analyst Projections for Key Metrics Reveal About W.R. Berkley (WRB) Q4 Earnings
- Jan -13 - WRB Group Stock Trades Below 50-Day SMA: Should You Still Buy It?
- Jan -08 - Down -6.18% in 4 Weeks, Here's Why You Should You Buy the Dip in W.R. Berkley (WRB)
- Jan -07 - W. R. Berkley Corporation to Announce Fourth Quarter and Full Year 2024 Earnings on January 27, 2025
- Jan -07 - Down -7.77% in 4 Weeks, Here's Why W.R. Berkley (WRB) Looks Ripe for a Turnaround
- Jan -06 - WRB or KNSL: Which Is the Better Value Stock Right Now?
- Dec -29 - The Zen Ten - My Top Picks For 2025
- Dec -19 - W. R. Berkley Corporation Establishes Branch Office of Berkley Insurance Company in India
- Dec -12 - WRB Stock Trading at a Premium to the Industry at 2.77X: Buy or Hold?
- Dec -06 - W. R. Berkley Corporation Declares Special and Regular Quarterly Cash Dividends
- Nov -25 - W. R. Berkley Corporation to Present at the 2024 Goldman Sachs U.S. Financial Services Conference
- Nov -25 - WR Berkley Margins Could Continue To Expand 'Well Into 2025', Says Bullish Analyst
- Nov -12 - W.R. Berkley Stock Rises 15.8% in 6 Months: Will the Rally Last?
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Insurance
Expected Growth : 4.78 %
What the company do ?
W. R. Berkley Corporation offers a range of insurance products, including commercial auto, general liability, and workers' compensation, to protect businesses from various risks.
Why we expect these perspectives ?
W.R. Berkley Corporation's 4.78% growth in insurance is driven by increasing demand for specialty insurance products, expansion into new markets, and strategic acquisitions. Additionally, the company's focus on underwriting discipline, risk management, and investment income also contribute to its growth. Furthermore, a strong capital position and effective cost management enable the company to invest in digital capabilities, enhancing its competitiveness.
Segment n°2 -> Reinsurance & Monoline Excess
Expected Growth : 5.0 %
What the company do ?
Reinsurance & Monoline Excess from W. R. Berkley Corporation provides excess of loss reinsurance and monoline excess reinsurance to primary insurers, helping them manage risk and increase capacity.
Why we expect these perspectives ?
W. R. Berkley Corporation's Reinsurance & Monoline Excess segment growth of 5.0% is driven by increasing demand for specialty insurance products, expansion into new markets, and strategic underwriting initiatives. Additionally, the company's strong capital position and disciplined risk management practices enable it to capitalize on profitable growth opportunities.
Segment n°3 -> Corporate, Other and Eliminations
Expected Growth : 4.78 %
What the company do ?
Corporate refers to unallocated costs, Other includes investments and Eliminations removes inter-segment transactions from W. R. Berkley Corporation's financial reports.
Why we expect these perspectives ?
Corporate segment growth driven by effective capital allocation and investment returns. Other segment growth fueled by expansion of fee-based services and strategic acquisitions. Eliminations growth attributed to increased intersegment transactions and reinsurance agreements, contributing to W. R. Berkley Corporation's overall 4.78% growth.
Segment n°4 -> Reconciling Items
Expected Growth : 4.78 %
What the company do ?
Reconciling items from W. R. Berkley Corporation refer to the differences between reported financial statement balances and the underlying detailed ledger accounts, requiring analysis and explanation.
Why we expect these perspectives ?
W.R. Berkley's 4.78% growth is driven by a combination of factors, including a strong underwriting discipline, favorable reserve development, and a diversified portfolio of specialty insurance products. Additionally, the company's strategic investments in technology and data analytics have improved operational efficiency, enabling it to capitalize on emerging market opportunities.
W. R. Berkley Corporation Products
| Product Range | What is it ? |
|---|---|
| Commercial Insurance | W. R. Berkley Corporation offers a range of commercial insurance products, including property, casualty, and specialty insurance, to businesses of all sizes. |
| Professional Liability Insurance | The company provides professional liability insurance to professionals, such as doctors, lawyers, and accountants, to protect them from malpractice claims. |
| Workers' Compensation Insurance | W. R. Berkley Corporation offers workers' compensation insurance to employers to provide wage replacement and medical benefits to employees injured on the job. |
| Reinsurance | The company provides reinsurance to other insurance companies, helping them to manage their risk and increase their capacity to write new business. |
| Specialty Insurance | W. R. Berkley Corporation offers specialty insurance products, such as aviation, marine, and energy insurance, to businesses and individuals with unique risk exposures. |
| Personal Insurance | The company offers personal insurance products, including homeowners, auto, and umbrella insurance, to individuals and families. |
W. R. Berkley Corporation's Porter Forces
Threat Of Substitutes
The threat of substitutes for W. R. Berkley Corporation is moderate due to the presence of alternative insurance providers and financial institutions that offer similar products and services.
Bargaining Power Of Customers
The bargaining power of customers is low for W. R. Berkley Corporation as the company operates in a niche market with limited customer concentration, reducing the bargaining power of individual customers.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate for W. R. Berkley Corporation as the company relies on a diverse range of suppliers for its operations, but has some flexibility to negotiate prices and terms.
Threat Of New Entrants
The threat of new entrants is low for W. R. Berkley Corporation due to the high barriers to entry in the insurance industry, including regulatory hurdles and capital requirements.
Intensity Of Rivalry
The intensity of rivalry is high for W. R. Berkley Corporation due to the competitive nature of the insurance industry, with many established players competing for market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 27.92% |
| Debt Cost | 5.29% |
| Equity Weight | 72.08% |
| Equity Cost | 6.92% |
| WACC | 6.47% |
| Leverage | 38.73% |
W. R. Berkley Corporation : Quality Control
W. R. Berkley Corporation passed 8 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CNA | CNA Financial Corporation provides commercial property and casualty insurance products primarily in the United States. It operates through Specialty, Commercial, International, Life & Group, and Corporate & Other segments. The … |
| RLI | RLI Corp., an insurance holding company, underwrites property and casualty insurance in the United States and internationally. Its Casualty segment provides commercial and personal coverage products; and general liability products, … |
| MKL | Markel Corporation, a diverse financial holding company, markets and underwrites specialty insurance products in the United States, Bermuda, the United Kingdom, rest of Europe, Canada, the Asia Pacific, and the … |
| MCY | Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella … |
| L | Loews Corporation provides commercial property and casualty insurance in the United States and internationally. The company offers specialty insurance products, such as management and professional liability, and other coverage products; … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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CNA Financial
A-Score
1-Year Total Return ->
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RLI
A-Score
1-Year Total Return ->
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WR Berkley
A-Score
1-Year Total Return ->
4
Mercury General
A-Score
1-Year Total Return ->
5
Markel
A-Score
1-Year Total Return ->
6
