0.33%
-0.78%
1.19%
-4.26%
-3.59%
-19.47%
-7.22%
AI Spotlight on REFI
Company Description
Chicago Atlantic Real Estate Finance, Inc.operates as a commercial real estate finance company in the United States.It originates, structures, and invests in first mortgage loans and alternative structured financings secured by commercial real estate properties.
The company offers senior loans to state-licensed operators and property owners in the cannabis industry.It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders.The company was incorporated in 2021 and is based in Chicago, Illinois.
Market Data
| Last Price | 15.3 |
| Change Percentage | 0.33% |
| Open | 15.21 |
| Previous Close | 15.25 |
| Market Cap ( Millions) | 300 |
| Volume | 6691 |
| Year High | 16.49 |
| Year Low | 14.82 |
| M A 50 | 15.77 |
| M A 200 | 15.66 |
Financial Ratios
| FCF Yield | 7096.84% |
| Dividend Yield | 13.45% |
| ROE | 13.45% |
| Debt / Equity | 18.28% |
| Net Debt / EBIDTA | -1.76% |
| Price To Book | 1.02 |
| Price Earnings Ratio | 7.8 |
| Price To FCF | 0.01 |
| Price To sales | 4.89 |
| EV / EBITDA | -0.13 |
News
- Jan -24 - 3 High-Yielding REITs: Is The Thrill Of Victory Worth The Agony Of Defeat?
- Jan -21 - Top Cannabis REITs Driving Industry Expansion in 2025
- Jan -09 - Best Cannabis REITs Offering Growth and Dividends After Recent Decline
- Jan -03 - 3 Marijuana Stocks For Investors To Know In 2025
- Dec -20 - Chicago Atlantic Real Estate Finance Declares Common Stock Dividend of $0.47 for the Fourth Quarter of 2024
- Dec -18 - Chicago Atlantic and Lineage Merchant Partners Announce Transformative Merger Agreements in the Cannabis Industry
- Dec -11 - 3 Cannabis Stocks In The Public Sector You Should Know About
- Nov -29 - Of 36 Dividend Power Dogs, 11 Are Buyable In November
- Nov -20 - The Best 3 Marijuana Stocks For Investors To Follow
- Nov -14 - Cannabis REITs with Strong Dividend Yields for Your Investment Portfolio
- Nov -09 - Best Ancillary Cannabis Stocks Positioned for Growth Amid Market Pullback
- Nov -09 - Chicago Atlantic Real Estate Finance, Inc. (REFI) Q3 2024 Earnings Call Transcript
- Nov -07 - Chicago Atlantic Real Estate Finance, Inc. (REFI) Q3 Earnings Surpass Estimates
- Oct -23 - Chicago Atlantic Secures BBB+ Rating And $50M Loan To Enhance Liquidity In Cannabis Lending
- Oct -23 - Chicago Atlantic Real Estate Finance Closes on $50 Million Unsecured Term Loan to Fund Deployment of New Investments
- Oct -17 - Chicago Atlantic Real Estate Finance Schedules Third Quarter 2024 Earnings Release and Conference Call Date
- Oct -01 - Chicago Atlantic and Silver Spike Close Loan Portfolio Acquisition and Joint Venture Transactions
- Sep -17 - Maximizing Returns: The Top Cannabis REITs for Long-Term Investment Strategies
- Aug -09 - 3 Marijuana Stocks For Investors To Watch In 2024
- Aug -07 - Chicago Atlantic Real Estate Finance, Inc. (REFI) Q2 2024 Earnings Call Transcript
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Real Estate Investment Trust
Expected Growth : 5.0 %
What the company do ?
Chicago Atlantic Real Estate Finance, Inc.'s Real Estate Investment Trust (REIT) provides financing solutions for commercial real estate projects, offering a diversified portfolio of debt and equity investments.
Why we expect these perspectives ?
Chicago Atlantic Real Estate Finance, Inc.'s 5.0% growth is driven by increasing demand for industrial and logistics properties, strategic acquisitions, and a strong pipeline of investments in high-growth markets. Additionally, the company's diversified portfolio and experienced management team contribute to its growth momentum.
Chicago Atlantic Real Estate Finance, Inc. Products
| Product Range | What is it ? |
|---|---|
| Bridge Loans | Short-term, interest-only loans for real estate investors and developers to acquire, renovate, or reposition properties |
| Construction Loans | Loans for real estate developers and builders to finance ground-up construction, renovation, or redevelopment projects |
| Permanent Loans | Long-term, fixed-rate loans for stabilized properties, providing permanent financing for income-producing assets |
| Mezzanine Loans | Subordinated debt financing for real estate developers and investors, providing additional leverage for projects |
| Preferred Equity | Subordinated equity investments for real estate developers and investors, providing additional capital for projects |
Chicago Atlantic Real Estate Finance, Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for Chicago Atlantic Real Estate Finance, Inc. is medium due to the presence of alternative financing options for real estate investors.
Bargaining Power Of Customers
The bargaining power of customers for Chicago Atlantic Real Estate Finance, Inc. is low due to the company's specialized financing options and expertise in the real estate industry.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Chicago Atlantic Real Estate Finance, Inc. is medium due to the presence of multiple suppliers of capital and the company's ability to negotiate favorable terms.
Threat Of New Entrants
The threat of new entrants for Chicago Atlantic Real Estate Finance, Inc. is high due to the relatively low barriers to entry in the real estate finance industry and the potential for new competitors to emerge.
Intensity Of Rivalry
The intensity of rivalry for Chicago Atlantic Real Estate Finance, Inc. is high due to the competitive nature of the real estate finance industry and the presence of multiple established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 19.54% |
| Debt Cost | 5.25% |
| Equity Weight | 80.46% |
| Equity Cost | 5.25% |
| WACC | 5.25% |
| Leverage | 24.28% |
Chicago Atlantic Real Estate Finance, Inc. : Quality Control
Chicago Atlantic Real Estate Finance, Inc. passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| PMT | PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. The company's Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements, … |
| MITT | AG Mortgage Investment Trust, Inc. operates as a residential mortgage real estate investment trust in the United States. Its investment portfolio comprises residential investments, including non-qualifying mortgages loans, government-sponsored entity … |
| AOMR | Angel Oak Mortgage, Inc., a real estate finance company, focuses on acquiring and investing in first lien non- qualified mortgage loans and other mortgage-related assets in the United States mortgage … |
| SEVN | Seven Hills Realty Trust, a real estate investment trust, focuses on originating and investing in first mortgage loans secured by middle market and transitional commercial real estate in the United … |
| LFT | Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States. The … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Chicago Atlantic
A-Score
1-Year Total Return ->
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PennyMac Mortgage Trust
A-Score
1-Year Total Return ->
🥉
Seven Hills Realty
A-Score
1-Year Total Return ->
4
Lument Finance Trust
A-Score
1-Year Total Return ->
5
AG Mortgage Investment Trust
A-Score
1-Year Total Return ->
6
