0.58%
1.36%
7.17%
-2.79%
8.96%
-17.25%
-20.27%
AI Spotlight on LFT
Company Description
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing in, financing, and managing a portfolio of commercial real estate (CRE) debt investments in the United States.The company primarily invests in transitional floating rate commercial mortgage loans on middle market multi-family assets; and other CRE -related investments, including mezzanine loans, preferred equity, commercial mortgage-backed securities, fixed rate loans, construction loans, and other CRE debt instruments.Lument Finance Trust, Inc.
is qualified as a real estate investment trust (REIT) under the Internal Revenue Code of 1986.As a REIT, it would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders.The company was formerly known as Hunt Companies Finance Trust, Inc.
and changed its name to Lument Finance Trust, Inc.in December 2020.Lument Finance Trust, Inc.
was incorporated in 2012 and is headquartered in New York, New York.
Market Data
| Last Price | 2.62 |
| Change Percentage | 0.58% |
| Open | 2.6 |
| Previous Close | 2.6 |
| Market Cap ( Millions) | 137 |
| Volume | 41129 |
| Year High | 2.79 |
| Year Low | 2.16 |
| M A 50 | 2.61 |
| M A 200 | 2.52 |
Financial Ratios
| FCF Yield | 19.24% |
| Dividend Yield | 15.30% |
| ROE | 9.45% |
| Debt / Equity | 412.48% |
| Net Debt / EBIDTA | 1519.09% |
| Price To Book | 0.56 |
| Price Earnings Ratio | 5.98 |
| Price To FCF | 5.2 |
| Price To sales | 1.27 |
| EV / EBITDA | 17.36 |
News
- Jan -16 - Lument Closes $198 Million in Multifamily Bridge Loans in December 2024
- Dec -12 - Lument Finance Trust, Inc. Declares Quarterly Cash Dividends for its Common and Preferred Stock and Announces Special Cash Dividend Distribution
- Nov -21 - Lument Finance Trust Remains Fairly Valued In Wait Of 2021 Loan Book Workout
- Nov -15 - Lument (LFT) Moves to Buy: Rationale Behind the Upgrade
- Nov -13 - Lument Finance Trust, Inc. (LFT) Q3 2024 Earnings Call Transcript
- Nov -13 - Here's What Key Metrics Tell Us About Lument (LFT) Q3 Earnings
- Nov -13 - Lument Finance (LFT) Q3 Earnings Match Estimates
- Nov -12 - Lument Finance Trust Reports Third Quarter 2024 Results
- Nov -05 - Lument Finance Trust Announces Quarter-End Earnings Release and Investor Call Dates
- Sep -16 - Lument Finance Trust, Inc. Declares Quarterly Cash Dividends for its Common and Preferred Stock
- Aug -25 - Lument Finance Trust: Loan Book Will Potentially Continue Shrinking, It Is Fairly Valued
- Aug -13 - Lument Finance Trust, Inc. (LFT) Q2 2024 Earnings Call Transcript
- Aug -12 - Lument Finance (LFT) Misses Q2 Earnings and Revenue Estimates
- Aug -12 - Lument Finance Trust Reports Second Quarter 2024 Results
- Aug -06 - Lument Finance Trust Announces Quarter-End Earnings Release and Investor Call Dates
- Jul -11 - Want $18,000 in Passive Income? Invest $15,000 in These Dividend Stocks
- Jun -13 - Lument Finance Trust, Inc. Announces Quarterly Common Stock Dividend Increase
- Jun -05 - Buy Alert: 3 Penny Stocks That Will Explode in 2024
- May -09 - Lument Finance Trust Reports First Quarter 2024 Results
- May -06 - Lument Finance Trust Announces Quarter-End Earnings Release and Investor Call Dates
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Mortgage Loans and Other Mortgage-related Investments
Expected Growth : 9 %
What the company do ?
Lument Finance Trust, Inc. offers mortgage loans and other mortgage-related investments, providing financing solutions for residential and commercial properties, and investing in mortgage-backed securities.
Why we expect these perspectives ?
The 9% growth in Mortgage Loans and Other Mortgage-related Investments from Lument Finance Trust, Inc. is driven by increasing demand for housing, low interest rates, and government-backed mortgage programs. Additionally, the company's diversified portfolio, efficient underwriting process, and strong risk management practices have contributed to the growth.
Lument Finance Trust, Inc. Products
| Product Range | What is it ? |
|---|---|
| Commercial Real Estate Loans | Lument Finance Trust, Inc. offers commercial real estate loans for property owners and investors, providing financing solutions for acquisition, refinance, and redevelopment of commercial properties. |
| Multifamily Loans | Lument Finance Trust, Inc. provides multifamily loans for apartment buildings, offering financing options for acquisition, refinance, and rehabilitation of multifamily properties. |
| Healthcare Real Estate Loans | Lument Finance Trust, Inc. offers healthcare real estate loans for medical office buildings, hospitals, and other healthcare facilities, providing financing solutions for acquisition, refinance, and redevelopment. |
| Commercial and Industrial Loans | Lument Finance Trust, Inc. provides commercial and industrial loans for businesses, offering financing solutions for equipment, inventory, and working capital. |
| Construction Loans | Lument Finance Trust, Inc. offers construction loans for commercial and residential projects, providing financing solutions for land acquisition, construction, and renovation. |
| Bridge Loans | Lument Finance Trust, Inc. provides bridge loans for short-term financing needs, offering flexible and customizable loan solutions. |
Lument Finance Trust, Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for Lument Finance Trust, Inc. is medium due to the presence of alternative investment options for investors, such as other mortgage REITs and fixed-income securities.
Bargaining Power Of Customers
The bargaining power of customers for Lument Finance Trust, Inc. is low due to the company's diversified investor base and lack of concentration of ownership.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Lument Finance Trust, Inc. is medium due to the company's reliance on a few large financial institutions for funding and the availability of alternative suppliers.
Threat Of New Entrants
The threat of new entrants for Lument Finance Trust, Inc. is high due to the relatively low barriers to entry in the mortgage REIT industry and the potential for new competitors to enter the market.
Intensity Of Rivalry
The intensity of rivalry for Lument Finance Trust, Inc. is high due to the competitive nature of the mortgage REIT industry and the presence of several established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 83.22% |
| Debt Cost | 6.27% |
| Equity Weight | 16.78% |
| Equity Cost | 9.48% |
| WACC | 6.81% |
| Leverage | 495.83% |
Lument Finance Trust, Inc. : Quality Control
Lument Finance Trust, Inc. passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| PMT | PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. The company's Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements, … |
| MITT | AG Mortgage Investment Trust, Inc. operates as a residential mortgage real estate investment trust in the United States. Its investment portfolio comprises residential investments, including non-qualifying mortgages loans, government-sponsored entity … |
| AOMR | Angel Oak Mortgage, Inc., a real estate finance company, focuses on acquiring and investing in first lien non- qualified mortgage loans and other mortgage-related assets in the United States mortgage … |
| REFI | Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured … |
| SEVN | Seven Hills Realty Trust, a real estate investment trust, focuses on originating and investing in first mortgage loans secured by middle market and transitional commercial real estate in the United … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Chicago Atlantic
A-Score
1-Year Total Return ->
🥈
PennyMac Mortgage Trust
A-Score
1-Year Total Return ->
🥉
Seven Hills Realty
A-Score
1-Year Total Return ->
4
Lument Finance Trust
A-Score
1-Year Total Return ->
5
AG Mortgage Investment Trust
A-Score
1-Year Total Return ->
6
