-0.53%
0.54%
-2.86%
-5.56%
1.26%
-5.64%
-38.98%
AI Spotlight on LADR
Company Description
The Loans segment originates conduit first mortgage loans that are secured by cash-flowing commercial real estate; and originates and invests in balance sheet first mortgage loans secured by commercial real estate properties that are undergoing transition, including lease-up, sell-out, and renovation or repositioning.It also invests in note purchase financings, subordinated debt, mezzanine debt, and other structured finance products related to commercial real estate.The Securities segment invests in commercial mortgage-backed securities and the U.S. Agency Securities.
This segment also invests in corporate bonds and equity securities.The Real Estate segment owns and invests in a portfolio of commercial and residential real estate properties, such as leased properties, office buildings, student housing portfolios, hotels, industrial buildings, shopping center, and condominium units.The company qualifies as a real estate investment trust for federal income tax purposes.
It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders.Ladder Capital Corp was founded in 2008 and is headquartered in New York, New York.
Market Data
| Last Price | 11.21 |
| Change Percentage | -0.53% |
| Open | 11.23 |
| Previous Close | 11.27 |
| Market Cap ( Millions) | 1431 |
| Volume | 395763 |
| Year High | 12.48 |
| Year Low | 10.1 |
| M A 50 | 11.45 |
| M A 200 | 11.44 |
Financial Ratios
| FCF Yield | 17.52% |
| Dividend Yield | 8.21% |
| ROE | 6.28% |
| Debt / Equity | 217.98% |
| Net Debt / EBIDTA | 662.68% |
| Price To Book | 0.92 |
| Price Earnings Ratio | 14.66 |
| Price To FCF | 5.71 |
| Price To sales | 3.81 |
| EV / EBITDA | 12.1 |
News
- Jan -31 - Ladder Capital Corp Announces Tax Treatment of 2024 Dividends
- Jan -30 - Ladder Capital Corp to Report Fourth Quarter And Full Year 2024 Results
- Jan -21 - 3 High Yielding REITs (8%-10%)
- Jan -06 - 2 High-Yielding Cash Cows For A Comfortable Retirement
- Jan -02 - Ladder Announces $850 Million Revolving Credit Facility to Upsize and Extend Existing Facility and Reduce Cost of Debt
- Dec -13 - Ladder Capital Corp Announces Fourth Quarter 2024 Dividend to Holders of Class A Common Stock
- Dec -06 - Ladder Capital: 8% Yield And Solid Dividend Coverage Make It A Buy
- Oct -31 - Ladder Capital: The Dividend Should Be Safe
- Oct -28 - Ladder Capital Vs. Blackstone Mortgage (Only 1 Winner)
- Oct -25 - Ladder Capital: 8.1% CRE Yield With 1.3X Dividend Coverage
- Oct -24 - Ladder Capital Corp (LADR) Q3 2024 Earnings Conference Call Transcript
- Oct -24 - Ladder Capital (LADR) Tops Q3 Earnings and Revenue Estimates
- Oct -24 - Ladder Capital Corp Reports Results for the Quarter Ended September 30, 2024
- Oct -22 - 8%-Yielding Cash Cows To Make Money While You Sleep
- Oct -17 - Ladder Capital Corp to Report Third Quarter 2024 Results
- Oct -07 - I'm Locking Up To 8% Yield For A Better Tomorrow
- Sep -25 - This Commercial Firm's Dividend Yields Hot 7.7%, But Risks Remain
- Sep -13 - Ladder Capital Corp Announces Third Quarter 2024 Dividend to Holders of Class A Common Stock
- Sep -12 - Harvest These 8-9% Yields For Recurring Income
- Sep -04 - Ladder Capital: 7.5% Yield And 135% Dividend Coverage
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Loans
Expected Growth : 7 %
What the company do ?
Ladder Capital Corp offers commercial real estate loans for property acquisitions, refinancing, and renovations, providing flexible financing solutions for borrowers.
Why we expect these perspectives ?
Ladder Capital Corp's 7% loan growth is driven by increasing demand for commercial real estate financing, expansion into new markets, and a strong track record of originating high-quality loans. Additionally, the company's diversified lending platform, which includes first mortgage loans, mezzanine loans, and preferred equity investments, has contributed to its growth.
Segment n°2 -> Real Estate
Expected Growth : 7 %
What the company do ?
Ladder Capital Corp's Real Estate segment originates and invests in a diversified portfolio of commercial real estate loans, securities, and other real estate-related assets.
Why we expect these perspectives ?
Ladder Capital Corp's 7% growth in Real Estate is driven by increasing demand for commercial properties, low interest rates, and government incentives for real estate investments. Additionally, the company's diversified portfolio, strong property management, and strategic acquisitions have contributed to its growth. Furthermore, the growing trend of e-commerce and logistics has boosted demand for industrial and warehouse spaces, benefiting Ladder Capital Corp's Real Estate segment.
Segment n°3 -> Corporate/Other
Expected Growth : 7 %
What the company do ?
Corporate/Other from Ladder Capital Corp refers to the company's non-investment grade debt and other financial instruments not classified under other segments.
Why we expect these perspectives ?
Ladder Capital Corp's Corporate/Other segment growth of 7% is driven by increasing investment management fees, expansion of its commercial loan portfolio, and growing demand for its mortgage banking services. Additionally, the company's strategic acquisitions and partnerships have contributed to its growth, along with a favorable interest rate environment and a strong balance sheet.
Segment n°4 -> Securities
Expected Growth : 7 %
What the company do ?
Securities from Ladder Capital Corp refer to investment products, such as bonds and notes, issued by the company to raise capital from investors.
Why we expect these perspectives ?
Ladder Capital Corp's 7% growth is driven by increasing demand for commercial real estate loans, expansion into new markets, and a strong track record of originating and securitizing loans. Additionally, the company's diversified portfolio and ability to adapt to changing market conditions have contributed to its growth.
Ladder Capital Corp Products
| Product Range | What is it ? |
|---|---|
| Commercial Mortgage Loans | Ladder Capital Corp provides commercial mortgage loans to borrowers for the acquisition, refinancing, or renovation of commercial properties. |
| Bridge Loans | Ladder Capital Corp offers bridge loans to borrowers who need short-term financing for commercial properties. |
| Construction Loans | Ladder Capital Corp provides construction loans to borrowers for the development of new commercial properties or the renovation of existing ones. |
| Mezzanine Financing | Ladder Capital Corp offers mezzanine financing to borrowers who need additional capital to complete a project or refinance existing debt. |
| Preferred Equity | Ladder Capital Corp provides preferred equity investments to borrowers who need additional capital without taking on more debt. |
Ladder Capital Corp's Porter Forces
Threat Of Substitutes
The threat of substitutes for Ladder Capital Corp is moderate, as there are alternative investment options available to investors, but the company's diversified portfolio and strong brand recognition help to mitigate this threat.
Bargaining Power Of Customers
The bargaining power of customers is low for Ladder Capital Corp, as the company's products and services are highly specialized and customers have limited alternatives.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate for Ladder Capital Corp, as the company relies on a diverse range of suppliers, but some suppliers may have significant bargaining power due to their size and importance.
Threat Of New Entrants
The threat of new entrants is high for Ladder Capital Corp, as the financial services industry is highly competitive and new entrants can easily enter the market with innovative products and services.
Intensity Of Rivalry
The intensity of rivalry is high for Ladder Capital Corp, as the company operates in a highly competitive industry with many established players, and the company must continually innovate and differentiate itself to maintain its market position.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 69.17% |
| Debt Cost | 8.04% |
| Equity Weight | 30.83% |
| Equity Cost | 13.66% |
| WACC | 9.77% |
| Leverage | 224.32% |
Ladder Capital Corp : Quality Control
Ladder Capital Corp passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| EARN | Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including … |
| RC | Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small … |
| ACR | ACRES Commercial Realty Corp., a real estate investment trust (REIT), focuses on the origination, holding, and management of commercial real estate mortgage loans and other commercial real estate-related debt investments … |
| TWO | Two Harbors Investment Corp. operates as a real estate investment trust (REIT) that focuses on investing in, financing, and managing residential mortgage-backed securities (RMBS), non-agency securities, mortgage servicing rights, and … |
| EFC | Ellington Financial Inc., through its subsidiary, Ellington Financial Operating Partnership LLC, acquires and manages mortgage-related, consumer-related, corporate-related, and other financial assets in the United States. The company acquires and manages … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Ellington Financial
A-Score
1-Year Total Return ->
🥈
Ellington Residential Mortgage REIT
A-Score
1-Year Total Return ->
🥉
Ladder Capital
A-Score
1-Year Total Return ->
4
Two Harbors Investment
A-Score
1-Year Total Return ->
5
Ready Capital
A-Score
1-Year Total Return ->
6
