0.57%
1.33%
-4.06%
-13.71%
-3.62%
-34.48%
-65.00%
AI Spotlight on MFA
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Company Description
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States.The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets.The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders.
MFA Financial, Inc.was incorporated in 1997 and is headquartered in New York, New York.
Market Data
| Last Price | 10.64 |
| Change Percentage | 0.57% |
| Open | 10.59 |
| Previous Close | 10.58 |
| Market Cap ( Millions) | 1091 |
| Volume | 1713937 |
| Year High | 13.45 |
| Year Low | 9.36 |
| M A 50 | 10.35 |
| M A 200 | 11.24 |
Financial Ratios
| FCF Yield | 18.35% |
| Dividend Yield | 13.16% |
| ROE | 6.37% |
| Debt / Equity | 326.84% |
| Net Debt / EBIDTA | 1119.05% |
| Price To Book | 0.6 |
| Price Earnings Ratio | 9.25 |
| Price To FCF | 5.45 |
| Price To sales | 1.34 |
| EV / EBITDA | 13.34 |
News
- Feb -20 - MFA Financial Q4: The Worst Is Possibly Over
- Feb -19 - MFA Financial, Inc. (MFA) Q4 2024 Earnings Conference Call Transcript
- Feb -19 - Compared to Estimates, MFA Financial (MFA) Q4 Earnings: A Look at Key Metrics
- Feb -19 - MFA Financial (MFA) Matches Q4 Earnings Estimates
- Feb -19 - MFA Financial, Inc. Announces Fourth Quarter and Full Year 2024 Financial Results
- Feb -17 - Insights Into MFA Financial (MFA) Q4: Wall Street Projections for Key Metrics
- Feb -11 - Private-Sector Health Insurance Benefits Data Presented by Mark Farrah Associates
- Feb -03 - Third Quarter Profit Margin Trends of BCBS Plans Analyzed by Mark Farrah Associates
- Jan -23 - Past Time To Take Gains On These Big Yielders
- Jan -21 - MFA Financial, Inc. Plans Live Audio Webcast of Fourth Quarter 2024 Earnings Conference Call
- Jan -21 - Mark Farrah Associates Delves into Acquisition Impacts Utilizing New Tools
- Jan -15 - High Yield REITs Whacked By Higher Rates
- Jan -09 - Health Insurance Market Share at the County Level; Presented by Mark Farrah Associates
- Jan -08 - 3 mREIT Stocks Worth Investing Despite Rising Mortgage Rates
- Jan -05 - 4 Of 35 Safe-Buy Dividend Power Dogs In January
- Jan -03 - Arcos Dorados: MFA Renewal, Argentinian Recovery To Drive Earnings (Rating Upgrade)
- Jan -02 - MFA Financial (MFA) Loses -7.03% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
- Dec -23 - MFA Financial: Upcoming Income Growth Opportunity In Floating Series C Shares
- Dec -13 - MFA Financial, Inc. Mourns the Death of Board Member Frank Oelerich
- Nov -19 - MFA Financial President and Chief Investment Officer Bryan Wulfsohn to Participate in Southwest IDEAS Investors Conference
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Mortgage-Related Assets
Expected Growth : 7.03 %
What the company do ?
Mortgage-Related Assets from MFA Financial, Inc. are investments in mortgage-backed securities, whole loans, and other mortgage-related assets, providing income through interest and principal payments.
Why we expect these perspectives ?
MFA Financial, Inc.'s 7.03% growth in Mortgage-Related Assets is driven by increasing demand for mortgage loans, low interest rates, and government-backed securities. Additionally, the company's diversified portfolio, efficient risk management, and strategic acquisitions have contributed to its growth.
Segment n°2 -> Lima One
Expected Growth : 10.27 %
What the company do ?
Lima One is a non-qualified mortgage (non-QM) loan product from MFA Financial, Inc. offering flexible credit and income requirements for borrowers.
Why we expect these perspectives ?
Lima One's 10.27% growth is driven by increasing demand for business-purpose loans, expansion into new markets, and strategic partnerships. Additionally, MFA Financial's strong brand reputation, efficient operations, and favorable interest rate environment contribute to Lima One's growth momentum.
Segment n°3 -> Corporate
Expected Growth : 7.4 %
What the company do ?
MFA Financial, Inc. is a real estate investment trust (REIT) that invests in residential mortgage-backed securities.
Why we expect these perspectives ?
MFA Financial, Inc.'s 7.4% growth is driven by its diversified investment portfolio, strong risk management, and efficient capital allocation. The company's focus on residential whole loans and mortgage-backed securities has enabled it to capitalize on the growing demand for housing credit. Additionally, its disciplined approach to asset selection and hedging has helped to mitigate risks and enhance returns.
Mfa Financial, Inc. Products
| Product Range | What is it ? |
|---|---|
| Residential Whole Loans | MFA Financial, Inc. invests in residential whole loans, which are mortgage loans that are not securitized and are held in the company's portfolio. |
| Residential Mortgage-Backed Securities (RMBS) | MFA Financial, Inc. invests in RMBS, which are securities backed by pools of residential mortgage loans. |
| Non-Agency RMBS | MFA Financial, Inc. invests in non-agency RMBS, which are securities backed by pools of residential mortgage loans that are not guaranteed by government-sponsored entities. |
| Credit Risk Transfer (CRT) Securities | MFA Financial, Inc. invests in CRT securities, which are securities issued by government-sponsored entities to transfer credit risk to private investors. |
MFA Financial, Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for MFA Financial, Inc. is medium due to the availability of alternative investment options for investors.
Bargaining Power Of Customers
The bargaining power of customers for MFA Financial, Inc. is low due to the company's diversified investor base and lack of concentration of ownership.
Bargaining Power Of Suppliers
The bargaining power of suppliers for MFA Financial, Inc. is low due to the company's ability to source mortgage-backed securities from a diverse range of suppliers.
Threat Of New Entrants
The threat of new entrants for MFA Financial, Inc. is high due to the relatively low barriers to entry in the mortgage REIT industry.
Intensity Of Rivalry
The intensity of rivalry for MFA Financial, Inc. is medium due to the presence of several established players in the mortgage REIT industry, but the company's diversified investment portfolio and strong management team help to mitigate this threat.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 72.48% |
| Debt Cost | 8.15% |
| Equity Weight | 27.52% |
| Equity Cost | 14.56% |
| WACC | 9.91% |
| Leverage | 263.35% |
MFA Financial, Inc. : Quality Control
MFA Financial, Inc. passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| EARN | Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including … |
| DX | Dynex Capital, Inc., a mortgage real estate investment trust, invests in mortgage-backed securities (MBS) on a leveraged basis in the United States. It invests in agency and non-agency MBS consisting … |
| CHMI | Cherry Hill Mortgage Investment Corporation, a residential real estate finance company, acquires, invests in, and manages residential mortgage assets in the United States. The company operates through Investments in RMBS … |
| KREF | KKR Real Estate Finance Trust Inc., a mortgage real estate investment trust, focuses primarily on originating and acquiring senior loans secured by commercial real estate (CRE) assets. It engages in … |
| RWT | Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. The company operates through three segments: Residential Mortgage Banking, Business Purpose Mortgage Banking, … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Ellington Residential Mortgage REIT
A-Score
1-Year Total Return ->
🥈
KKR Real Estate Finance Trust
A-Score
1-Year Total Return ->
🥉
MFA Financial
A-Score
1-Year Total Return ->
4
Redwood Trust
A-Score
1-Year Total Return ->
5
Dynex Capital
A-Score
1-Year Total Return ->
6
