-2.81%
-7.67%
-9.48%
-18.74%
-2.66%
4.78%
4.23%
AI Spotlight on BPRN
Company Description
The Bank of Princeton provides various banking products and services.It accepts various deposit products, including checking, savings, attorney trust, and money market accounts, as well as certificates of deposit.The company also offers various loan products comprising commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans.
In addition, it provides debit and credit cards, and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, debit cards, bank-by-mail, online, and automated telephone banking services, as well as payroll-related services and merchant credit card processing services.Further, the company offers full on-line statements, on-line bill payment, account inquiries, transaction histories and details, and account-to-account transfer services.The company operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Ocean, Burlington, Camden, Gloucester, and Middlesex Counties in central New Jersey, as well as in additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania.
The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey.
Market Data
| Last Price | 31.79 |
| Change Percentage | -2.81% |
| Open | 32.53 |
| Previous Close | 32.71 |
| Market Cap ( Millions) | 218 |
| Volume | 4654 |
| Year High | 39.35 |
| Year Low | 29.02 |
| M A 50 | 35.28 |
| M A 200 | 34.49 |
Financial Ratios
| FCF Yield | 5.58% |
| Dividend Yield | 3.77% |
| ROE | 4.17% |
| Debt / Equity | 9.03% |
| Net Debt / EBIDTA | 21.83% |
| Price To Book | 0.8 |
| Price Earnings Ratio | 20.29 |
| Price To FCF | 17.92 |
| Price To sales | 2.06 |
| EV / EBITDA | 11.42 |
News
- Jan -29 - Princeton Bancorp (BPRN) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
- Jan -28 - Princeton Bancorp (BPRN) Misses Q4 Earnings and Revenue Estimates
- Jan -28 - Princeton Bancorp Announces YTD & Fourth Quarter 2024 Results
- Jan -08 - Princeton Bancorp Announces: Brian Schoener Joins The Bank of Princeton as Vice President, Commercial Loan Officer
- Dec -12 - Princeton Bancorp (BPRN) Upgraded to Strong Buy: Here's Why
- Dec -12 - Best Income Stocks to Buy for December 12th
- Dec -04 - Best Income Stocks to Buy for December 4th
- Oct -29 - Princeton Bancorp (BPRN) Q3 Earnings Meet Estimates
- Oct -29 - Princeton Bancorp Announces Third Quarter 2024 Results
- Sep -19 - Best Momentum Stock to Buy for September 19th
- Sep -19 - Best Income Stocks to Buy for September 19th
- Sep -13 - Best Income Stocks to Buy for September 13th
- Aug -29 - Princeton Bancorp (BPRN) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now
- Jul -25 - Princeton Bancorp (BPRN) Q2 Earnings and Revenues Top Estimates
- Jul -25 - Princeton Bancorp Announces Second Quarter 2024 Results and Approvals of Pending Acquisition
- Jun -21 - All You Need to Know About Princeton Bancorp (BPRN) Rating Upgrade to Strong Buy
- Jun -21 - Best Income Stocks to Buy for June 21st
- May -03 - Princeton Bancorp (BPRN) Upgraded to Buy: What Does It Mean for the Stock?
- Apr -25 - Princeton Bancorp (BPRN) Surpasses Q1 Earnings and Revenue Estimates
- Apr -25 - Princeton Bancorp Announces First Quarter 2024 Results
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 2.0 %
What the company do ?
The Bank of Princeton offers various banking and related activities, including deposit accounts, loans, credit cards, and investment services to individuals and businesses.
Why we expect these perspectives ?
The Bank of Princeton's 2.0% growth in Banking and Related Activities is driven by increasing demand for commercial loans, expansion into new markets, and strategic partnerships. Additionally, the bank's focus on digital transformation, improved customer experience, and cost savings initiatives have contributed to its growth.
The Bank Of Princeton Products
| Product Range | What is it ? |
|---|---|
| Personal Banking | The Bank of Princeton offers a range of personal banking services, including checking and savings accounts, credit cards, loans, and investment products. |
| Business Banking | The Bank of Princeton provides business banking services, including business checking and savings accounts, loans, credit cards, and cash management solutions. |
| Mortgage Lending | The Bank of Princeton offers a variety of mortgage loan options, including fixed-rate and adjustable-rate mortgages, refinancing, and home equity loans. |
| Investment Services | The Bank of Princeton offers investment services, including brokerage accounts, retirement accounts, and wealth management solutions. |
| Online Banking | The Bank of Princeton's online banking platform allows customers to manage their accounts, pay bills, and transfer funds from anywhere, at any time. |
| Mobile Banking | The Bank of Princeton's mobile banking app allows customers to access their accounts, deposit checks, and transfer funds using their mobile devices. |
The Bank of Princeton's Porter Forces
Threat Of Substitutes
The Bank of Princeton operates in a highly competitive market with many substitutes, but its strong brand recognition and customer loyalty mitigate the threat.
Bargaining Power Of Customers
The Bank of Princeton's customers have some bargaining power due to the availability of alternative banking services, but the bank's strong relationships with its customers and personalized service reduce this power.
Bargaining Power Of Suppliers
The Bank of Princeton has a diverse supplier base, and its suppliers have limited bargaining power due to the bank's strong financial position and negotiating power.
Threat Of New Entrants
The Bank of Princeton operates in a highly regulated industry, and new entrants face significant barriers to entry, including high capital requirements and regulatory hurdles.
Intensity Of Rivalry
The Bank of Princeton operates in a highly competitive market with many established players, leading to intense rivalry and competition for customers and market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 10.25% |
| Debt Cost | 6.94% |
| Equity Weight | 89.75% |
| Equity Cost | 6.94% |
| WACC | 6.94% |
| Leverage | 11.42% |
The Bank of Princeton : Quality Control
The Bank of Princeton passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CPF | Central Pacific Financial Corp. operates as the holding company for Central Pacific Bank that provides commercial banking products and services to businesses, professionals, and individuals in the United States. It … |
| HOPE | Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. The company … |
| UBFO | United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, … |
| FUNC | First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers … |
| STBA | S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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United Security Bancshares
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First United
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Central Pacific Financial
A-Score
1-Year Total Return ->
4
S&T Bancorp
A-Score
1-Year Total Return ->
5
Bank of Princeton
A-Score
1-Year Total Return ->
6
