-1.27%
8.70%
16.76%
50.20%
52.48%
54.46%
174.80%
AI Spotlight on RJF
Company Description
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe.The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party product partners, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; and securities borrowing and lending services.The Capital Markets segment provides investment banking services, including equity underwriting, debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services.
The Asset Management segment offers asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping.The Raymond James Bank segment provides insured deposit accounts; commercial and industrial, commercial real estate (CRE) and CRE construction, tax-exempt, residential, securities-based, and other loans; and loan syndication services.The Other segment engages in the private equity investments, including various direct and third-party private equity investments; and legacy private equity funds.
The company was founded in 1962 and is headquartered in St. Petersburg, Florida.
Market Data
| Last Price | 168.48 |
| Change Percentage | -1.27% |
| Open | 171.38 |
| Previous Close | 170.65 |
| Market Cap ( Millions) | 34505 |
| Volume | 1651781 |
| Year High | 174.32 |
| Year Low | 104.24 |
| M A 50 | 162.52 |
| M A 200 | 134.03 |
Financial Ratios
| FCF Yield | 3.50% |
| Dividend Yield | 1.10% |
| ROE | 25.64% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | 0.00% |
| Price To Book | 0 |
| Price Earnings Ratio | 15.82 |
| Price To FCF | 28.56 |
| Price To sales | 2.24 |
| EV / EBITDA | 12.76 |
News
- Jan -31 - 5 Stocks With High ROE to Buy as Markets Rise on Solid Tech Earnings
- Jan -30 - Raymond James CEO: 'I've reached my mission at the firm and know it will continue in great hands'
- Jan -30 - Raymond James' Q1 Earnings Beat, Stock Up on Solid IB Business
- Jan -30 - 4 GARP Stocks That Investors Can Scoop Up for Maximum Returns
- Jan -30 - Raymond James Financial, Inc. (RJF) Q1 2025 Earnings Call Transcript
- Jan -30 - Here's What Key Metrics Tell Us About Raymond James Financial (RJF) Q1 Earnings
- Jan -29 - Raymond James Financial, Inc. (RJF) Q1 Earnings and Revenues Top Estimates
- Jan -29 - Raymond James Financial Reports Fiscal First Quarter of 2025 Results
- Jan -27 - IB & Trading to Aid Raymond James' Q1 Earnings, High Costs to Hurt
- Jan -24 - RJF vs. LPLA: Which Stock Is the Better Value Option?
- Jan -16 - Bet on 5 Stocks With High ROE as Markets Surge on Cooling Inflation
- Jan -15 - 4 Investment Banks Set to Capitalize on Solid Capital Markets
- Jan -14 - Scoop Up These 4 GARP Stocks to Receive Handsome Returns
- Jan -03 - RJF vs. SCHW: Which Stock Should Value Investors Buy Now?
- Jan -03 - 3 GARP Stocks That Investors Can Scoop Up for Maximum Returns
- Dec -31 - Will Raymond James Financial (RJF) Beat Estimates Again in Its Next Earnings Report?
- Dec -30 - 5 High ROE Stocks to Buy With Markets Likely to Wrap Up on a High
- Dec -23 - Global M&A to Improve in 2025: 3 Investment Bank Stocks to Consider
- Dec -21 - Our Top 10 Dividend Growth Stocks - December 2024
- Dec -19 - Adentra initiated with a Strong Buy at Raymond James
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Private Client Group
Expected Growth : 8 %
What the company do ?
The Private Client Group from Raymond James Financial, Inc. provides personalized wealth management services to high-net-worth individuals, families, and business owners.
Why we expect these perspectives ?
Raymond James Financial's Private Client Group growth is driven by increasing demand for wealth management services, strategic acquisitions, and expansion of financial advisor network. Additionally, the group's focus on client-centric approach, technology enhancements, and diversified product offerings contribute to its 8% growth.
Segment n°2 -> Bank
Expected Growth : 6 %
What the company do ?
Raymond James Bank is a full-service bank offering personal and business banking solutions, investment products, and wealth management services.
Why we expect these perspectives ?
Raymond James Financial, Inc.'s 6% growth is driven by increasing assets under management, expansion of private client group, and growth in investment banking and capital markets. Additionally, the company's focus on wealth management, strong advisory services, and strategic acquisitions contribute to its growth momentum.
Segment n°3 -> Capital Markets
Expected Growth : 9 %
What the company do ?
Raymond James Financial, Inc.'s Capital Markets segment provides investment banking, equity and fixed income research, and securities brokerage services to corporations, institutional investors, and high net worth individuals.
Why we expect these perspectives ?
Raymond James Financial, Inc.'s 9% growth in Capital Markets is driven by strong investment banking activity, increased trading volumes, and a favorable interest rate environment. Additionally, the company's strategic acquisitions and expansion into new markets have contributed to its growth. Furthermore, the company's diversified revenue streams and strong client relationships have also supported its growth momentum.
Segment n°4 -> Intersegment Eliminations
Expected Growth : 0 %
What the company do ?
Intersegment Eliminations from Raymond James Financial, Inc. refers to the elimination of transactions between different business segments to present a consolidated financial picture.
Why we expect these perspectives ?
Intersegment Eliminations from Raymond James Financial, Inc. with 0% growth is attributed to the absence of significant transactions between business segments, indicating a lack of internal revenue recognition. This suggests a well-diversified business model with minimal interdependencies, allowing each segment to operate independently without generating eliminations.
Segment n°5 -> Asset Management
Expected Growth : 5 %
What the company do ?
Raymond James Financial's Asset Management offers investment management services, providing customized portfolios and wealth management solutions to individuals, institutions, and advisors.
Why we expect these perspectives ?
Raymond James Financial, Inc.'s Asset Management segment growth is driven by increasing demand for wealth management services, expansion of financial advisor network, strategic acquisitions, and strong investment performance. Additionally, the company's focus on technology enhancements, diversification of investment products, and growing retirement plan services also contribute to its 5% growth.
Segment n°6 -> Other
Expected Growth : 4 %
What the company do ?
Other from Raymond James Financial, Inc. refers to the company's miscellaneous revenue streams, including fees from investment banking and advisory services.
Why we expect these perspectives ?
Raymond James Financial, Inc.'s 'Other' segment growth is driven by increasing demand for investment products, expansion of private client group services, and strategic acquisitions. Additionally, the company's focus on technology enhancements, diversification of revenue streams, and cost savings initiatives contribute to its growth.
Raymond James Financial, Inc. Products
| Product Range | What is it ? |
|---|---|
| Wealth Management | Raymond James Financial, Inc. offers wealth management services to individuals, families, and institutions, providing personalized investment advice, portfolio management, and financial planning. |
| Capital Markets | Raymond James Financial, Inc. provides capital markets services, including equity and fixed income trading, investment banking, and research to institutional clients. |
| Asset Management | Raymond James Financial, Inc. offers a range of asset management products, including mutual funds, exchange-traded funds (ETFs), and separately managed accounts. |
| Banking and Lending | Raymond James Financial, Inc. provides banking and lending services, including securities-based lending, residential mortgages, and commercial lending. |
| Investment Banking | Raymond James Financial, Inc. offers investment banking services, including mergers and acquisitions, equity and debt capital markets, and restructuring advisory services. |
| Research and Consulting | Raymond James Financial, Inc. provides research and consulting services, including equity research, fixed income research, and consulting services. |
Raymond James Financial, Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for Raymond James Financial, Inc. is medium due to the presence of alternative financial services and products offered by other companies.
Bargaining Power Of Customers
The bargaining power of customers for Raymond James Financial, Inc. is low due to the company's strong brand reputation and diversified financial services.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Raymond James Financial, Inc. is medium due to the company's dependence on a few large suppliers for certain financial products and services.
Threat Of New Entrants
The threat of new entrants for Raymond James Financial, Inc. is low due to the high barriers to entry in the financial services industry, including regulatory hurdles and capital requirements.
Intensity Of Rivalry
The intensity of rivalry for Raymond James Financial, Inc. is high due to the competitive nature of the financial services industry, with many established players competing for market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 26.03% |
| Debt Cost | 9.15% |
| Equity Weight | 73.97% |
| Equity Cost | 9.15% |
| WACC | 9.15% |
| Leverage | 35.20% |
Raymond James Financial, Inc. : Quality Control
Raymond James Financial, Inc. passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| PRU | Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, … |
| MS | Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals in the Americas, Europe, the Middle East, Africa, and Asia. It … |
| SCHW | The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and … |
| TFC | Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and … |
| GS | The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Truist
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Prudential Financial
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Raymond James Financial
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4
Goldman Sachs
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5
Morgan Stanley
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6
