-1.05%
12.03%
16.61%
29.84%
32.84%
-8.15%
81.09%
AI Spotlight on SCHW
Company Description
The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services.The company operates in two segments, Investor Services and Advisor Services.The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions.
The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services.This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management.In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services.
As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore.The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.
Market Data
| Last Price | 82.72 |
| Change Percentage | -1.05% |
| Open | 83.23 |
| Previous Close | 83.6 |
| Market Cap ( Millions) | 147213 |
| Volume | 7663348 |
| Year High | 83.84 |
| Year Low | 61.01 |
| M A 50 | 78.45 |
| M A 200 | 72.05 |
Financial Ratios
| FCF Yield | 8.43% |
| Dividend Yield | 1.21% |
| ROE | 14.01% |
| Debt / Equity | 87.55% |
| Net Debt / EBIDTA | 46.95% |
| Price To Book | 4.21 |
| Price Earnings Ratio | 25.49 |
| Price To FCF | 11.87 |
| Price To sales | 8.39 |
| EV / EBITDA | 22.07 |
News
- Jan -31 - Watch These 5 Stocks That Recently Announced Dividend Hikes
- Jan -30 - A Quest That Has Translated Into New Investments
- Jan -24 - Can Charles Schwab (SCHW) Run Higher on Rising Earnings Estimates?
- Jan -24 - Charles Schwab: Set For New Highs
- Jan -23 - Charles Schwab CEO: It's a good time to be a fixed-income investor
- Jan -23 - Charles Schwab CEO Rick Wurster: It's a great time to be a fixed income investor right now
- Jan -22 - The Charles Schwab Corporation (SCHW) Is Up 5.00% in One Week: What You Should Know
- Jan -22 - Schwab's stock lagged rivals such as Robinhood last year. Here's why it could be a buy now.
- Jan -22 - Charles Schwab Analysts Increase Their Forecasts After Upbeat Results
- Jan -21 - Charles Schwab Shines with Q4 EPS Beat
- Jan -21 - Nasdaq Jumps 100 Points; Charles Schwab Profit Beats Estimates
- Jan -21 - Committee stocks on the move: 3M, D.R. Horton, Charles Schwab, Prologis and Fifth Third
- Jan -21 - The Charles Schwab Corporation (SCHW) 2025 Winter Business Update Call Transcript
- Jan -21 - Market uncertainty is not past us yet, says Charles Schwab's Liz Ann Sonders
- Jan -21 - Schwab's Q4 Earnings and Revenue Beat, Expenses Fall, Stock Gains
- Jan -21 - Charles Schwab (SCHW) Reports Q4 Earnings: What Key Metrics Have to Say
- Jan -21 - Charles Schwab Stock Rises as Fourth Quarter Results Top Estimates
- Jan -21 - The Charles Schwab Corporation (SCHW) Tops Q4 Earnings and Revenue Estimates
- Jan -21 - Charles Schwab's fourth-quarter profit soars on higher asset management fees
- Jan -21 - Schwab Reports Fourth Quarter and Full Year Results
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Investor Services
Expected Growth : 9 %
What the company do ?
Investor Services from The Charles Schwab Corporation provides brokerage, trading, and investment management services to individual and institutional clients.
Why we expect these perspectives ?
Schwab's Investor Services segment growth is driven by increasing demand for online brokerage services, expansion of mobile trading capabilities, and strategic acquisitions. Additionally, the rise of robo-advisory services, growing popularity of ETFs, and increasing adoption of digital wealth management platforms contribute to the segment's 9% growth.
Segment n°2 -> Advisor Services
Expected Growth : 7 %
What the company do ?
Advisor Services from The Charles Schwab Corporation provides custodial, trading, and practice management solutions to independent investment advisors and their clients.
Why we expect these perspectives ?
Schwab's Advisor Services growth is driven by increasing demand for wealth management, expansion of its custody platform, and strategic acquisitions. The rise of independent advisors and growing need for investment guidance also contribute to growth. Additionally, Schwab's technology advancements, competitive pricing, and strong brand reputation attract and retain advisors, fueling segment growth.
The Charles Schwab Corporation Products
| Product Range | What is it ? |
|---|---|
| Brokerage Services | Charles Schwab offers brokerage services that enable individuals to buy and sell securities, options, and other investment products. |
| Trading Services | Schwab provides trading services that allow clients to trade securities, options, and futures online or through mobile apps. |
| Robo-Advisory Services | Schwab Intelligent Portfolios is a robo-advisory service that offers automated investment management and portfolio rebalancing. |
| Retirement Accounts | Schwab offers a range of retirement accounts, including IRAs, 401(k), and other employer-sponsored plans. |
| Banking Services | Schwab Bank offers high-yield checking and savings accounts, credit cards, and other banking products. |
| Wealth Management | Schwab Private Client and Schwab Advisor Network offer wealth management services, including financial planning and investment management. |
| Custodial Services | Schwab provides custodial services to independent investment advisors and financial institutions. |
The Charles Schwab Corporation's Porter Forces
Threat Of Substitutes
The threat of substitutes for Charles Schwab Corporation is medium due to the presence of other online brokerages and financial institutions that offer similar services.
Bargaining Power Of Customers
The bargaining power of customers for Charles Schwab Corporation is low due to the company's strong brand reputation and the lack of switching costs for customers.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Charles Schwab Corporation is low due to the company's large scale and diversified supplier base.
Threat Of New Entrants
The threat of new entrants for Charles Schwab Corporation is high due to the low barriers to entry in the online brokerage industry and the increasing popularity of fintech companies.
Intensity Of Rivalry
The intensity of rivalry for Charles Schwab Corporation is high due to the highly competitive nature of the online brokerage industry and the presence of established players such as Fidelity and Vanguard.
Strength
Capital Structure
| Value | |
|---|---|
| Debt Weight | 59.12% |
| Debt Cost | 6.09% |
| Equity Weight | 40.88% |
| Equity Cost | 8.84% |
| WACC | 7.21% |
| Leverage | 144.60% |
The Charles Schwab Corporation : Quality Control
The Charles Schwab Corporation passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| FCNCA | First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit … |
| RJF | Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, … |
| MS | Morgan Stanley, a financial holding company, provides various financial products and services to corporations, governments, financial institutions, and individuals in the Americas, Europe, the Middle East, Africa, and Asia. It … |
| BRO | Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: … |
| GS | The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals worldwide. It operates through four segments: Investment Banking, Global … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Brown & Brown
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4
Morgan Stanley
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5
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