-1.87%
0.58%
0.34%
-22.24%
-11.63%
-30.39%
0.72%

Company Description

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico.The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising.The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels.


It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories.The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations.It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com.


The company was formerly known as Rent-A-Center, Inc.and changed its name to Upbound Group, Inc.in February 2023.


Upbound Group, Inc.was founded in 1960 and is headquartered in Plano, Texas.

Market Data

Last Price 29.34
Change Percentage -1.87%
Open 29.81
Previous Close 29.9
Market Cap ( Millions) 1605
Volume 404020
Year High 38.72
Year Low 26.5
M A 50 31.29
M A 200 31.44

Financial Ratios

FCF Yield 5.33%
Dividend Yield 5.11%
ROE 13.85%
Debt / Equity 247.29%
Net Debt / EBIDTA 362.14%
Price To Book 2.62
Price Earnings Ratio 19.74
Price To FCF 18.75
Price To sales 0.38
EV / EBITDA 7.69

News

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Acima

Expected Growth : 2.5 %

What the company do ?

Acima, from Upbound Group, Inc., is a lease-to-own solution for retailers, allowing customers to acquire goods without credit checks or upfront payments.

Why we expect these perspectives ?

Acima's 2.5% growth is driven by increasing demand for point-of-sale financing solutions, expansion into new retail partnerships, and strategic investments in digital capabilities. Additionally, the rise of omnichannel shopping and growing consumer preference for flexible payment options contribute to the segment's growth.

Segment nΒ°2 -> Rent-A-Center

Expected Growth : 2.8 %

What the company do ?

Rent-A-Center is a leading provider of furniture, electronics, and appliances for rent, offering flexible payment options and affordable prices to customers.

Why we expect these perspectives ?

Rent-A-Center's 2.8% growth is driven by increasing demand for affordable furniture and appliances, expansion into new markets, and strategic partnerships. The company's flexible rental options and omnichannel approach also contribute to its growth, as well as its focus on improving customer experience and loyalty.

Segment nΒ°3 -> Franchising

Expected Growth : 2.2 %

What the company do ?

Franchising from Upbound Group, Inc. allows entrepreneurs to own and operate a business using the company's brand, products, and business model, with ongoing support and guidance.

Why we expect these perspectives ?

Upbound Group, Inc.'s franchising growth of 2.2% is driven by increasing demand for proven business models, expansion into new markets, and strategic partnerships. Additionally, the company's focus on digital transformation, operational efficiency, and strong brand recognition contribute to its growth momentum.

Segment nΒ°4 -> Mexico

Expected Growth : 3.5 %

What the company do ?

Mexico from Upbound Group, Inc. refers to a data segment providing insights into Mexico's market trends, consumer behavior, and business opportunities.

Why we expect these perspectives ?

Mexico's 3.5% growth is driven by a combination of factors, including a growing middle class, increasing foreign investment, and a competitive manufacturing sector. Additionally, the country's proximity to the US and its participation in the USMCA trade agreement have boosted exports, while a stable macroeconomic environment and investments in infrastructure have supported domestic consumption.

Upbound Group, Inc. Products

Product Range What is it ?
Rook Rook is an open-source storage orchestrator for Kubernetes, providing a cloud-native storage experience.
Crossplane Crossplane is an open-source control plane for multicloud and edge environments, providing a unified API for infrastructure and services.
Upbound Cloud Upbound Cloud is a managed platform for Kubernetes and cloud-native applications, providing a simplified and secure way to deploy and manage workloads.

Upbound Group, Inc.'s Porter Forces

The threat of substitutes for Upbound Group, Inc. is moderate, as there are some alternatives available in the market, but they are not very attractive to customers.

The bargaining power of customers is high, as they have many options available in the market and can easily switch to competitors.

The bargaining power of suppliers is low, as Upbound Group, Inc. is a large company and has many suppliers to choose from.

The threat of new entrants is moderate, as there are some barriers to entry in the market, but it is still possible for new companies to enter.

The intensity of rivalry is high, as there are many competitors in the market and they are all competing for market share.

Capital Structure

Value
Debt Weight 71.62%
Debt Cost 3.95%
Equity Weight 28.38%
Equity Cost 13.88%
WACC 6.77%
Leverage 252.32%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

Company Rational
IMMR Immersion Corporation, together with its subsidiaries, invents, scales, and licenses haptic technologies that allow people to use their sense of touch to engage with and experience various digital products in …
DJCO Daily Journal Corporation publishes newspapers and websites covering in California, Arizona, and Utah. It operates in two segments, Traditional Business and Journal Technologies. The company publishes 10 newspapers of general …
YOU Clear Secure, Inc. provides a member-centric secure identity platform in the United States. The company's secure identity platform is a multi-layered infrastructure consisting of front-end, including enrollment, verification, and linking. …
AMSWA American Software, Inc. develops, markets, and supports a range of computer business application software products in the United States and internationally. The company operates in three segments: Supply Chain Management …
SSNT SilverSun Technologies, Inc. operates as a business application, technology, and consulting company in the United States. The company provides solutions for accounting and business management, financial reporting, managed services, enterprise …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
29.34$
Current Price
29.34$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

Peers Group Analysis

πŸ₯‡

Immersion Logo
Immersion
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->

πŸ₯ˆ

Upbound Logo
Upbound
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->

πŸ₯‰

American Software Logo
American Software
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->

4

Clear Secure Logo
Clear Secure
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->

5

Daily Journal Logo
Daily Journal
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->

6

SilverSun Technologies Logo
SilverSun Technologies
A-Score # N/A

Value:# N/A

Growth: # N/A

Quality: # N/A

Yield: # N/A

Momentum: # N/A

Volatility: # N/A

1-Year Total Return ->