-0.04%
3.77%
1.08%
8.10%
53.69%
77.97%
142.11%
AI Spotlight on RYAN
Company Description
Ryan Specialty Group Holdings, Inc.operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers.It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter.
The company was founded in 2010 and is headquartered in Chicago, Illinois.
Market Data
| Last Price | 66.58 |
| Change Percentage | -0.04% |
| Open | 66.86 |
| Previous Close | 66.61 |
| Market Cap ( Millions) | 17437 |
| Volume | 959457 |
| Year High | 75.97 |
| Year Low | 42.34 |
| M A 50 | 67.49 |
| M A 200 | 62.53 |
Financial Ratios
| FCF Yield | 2.52% |
| Dividend Yield | 1.01% |
| ROE | 17.64% |
| Debt / Equity | 450.33% |
| Net Debt / EBIDTA | 457.30% |
| Price To Book | 12.83 |
| Price Earnings Ratio | 78.23 |
| Price To FCF | 39.75 |
| Price To sales | 7.2 |
| EV / EBITDA | 35.07 |
News
- Jan -09 - Ryan Specialty to Announce Fourth Quarter 2024 Financial Results on Thursday, February 20, 2025
- Dec -02 - Ryan Specialty, LLC Launches Private Offering of $500 Million of Senior Secured Notes
- Nov -04 - Abry Partners and BHMS Announce Sale of Innovisk to Ryan Specialty
- Nov -01 - Ryan Specialty Holdings, Inc. (RYAN) Q3 2024 Earnings Call Transcript
- Oct -30 - Ryan Specialty Group (RYAN) Q3 Earnings Meet Estimates
- Oct -18 - Payments Firm Trounces Nvidia On This Elite List With Whopping 967% Gain
- Oct -02 - Ryan Specialty to Announce Third Quarter 2024 Financial Results on Wednesday, October 30, 2024
- Oct -02 - Ryan Specialty Completes Acquisition of Certain Assets of Geo Underwriting Europe
- Oct -01 - Ryan Specialty Completes Acquisition of Certain Assets of EverSports & Entertainment Insurance
- Oct -01 - Ryan Specialty Eyes A Breakout As Earnings Boom
- Sep -05 - Ryan Specialty, LLC Upsizes and Prices $600 Million of Senior Secured Notes
- Aug -02 - Ryan Specialty Holdings, Inc. (RYAN) Q2 2024 Earnings Call Transcript
- Aug -01 - Ryan Specialty Group (RYAN) Beats Q2 Earnings Estimates
- Aug -01 - Insurer Ryan Specialty strikes up to $1.48 bln deal for US Assure
- Jul -30 - This Specialty Insurance Stock Hits Buy Point As Earnings Loom
- Jun -24 - Ryan Specialty (RYAN) Surges 7.7%: Is This an Indication of Further Gains?
- Jun -24 - Top 3 Financial Stocks That May Crash This Month
- Jun -20 - Ryan Specialty, Stock Of The Day, Rebounds Toward A Buy Point
- Jun -06 - MICHAEL RYAN-SOUTHERN TO JOIN WARNER MUSIC GROUP AS EVP, CORPORATE DEVELOPMENT
- May -30 - Ryan Specialty to Participate in the William Blair Growth Stock Conference
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Ryan Specialty
Expected Growth : 8.23 %
What the company do ?
Ryan Specialty is a wholesale broker and managing general underwriter specializing in specialty insurance products and services.
Why we expect these perspectives ?
Ryan Specialty's 8.23% growth is driven by increasing demand for specialty insurance products, expansion into new markets, and strategic acquisitions. The company's expertise in niche areas, such as transportation and construction, also contributes to its growth. Additionally, its technology-enabled platform and data analytics capabilities enhance operational efficiency and attract new clients.
Ryan Specialty Holdings, Inc. Products
| Product Range | What is it ? |
|---|---|
| Wholesale Brokerage | Ryan Specialty Holdings, Inc. offers wholesale brokerage services, connecting retail brokers with specialty insurance markets, providing access to a wide range of insurance products and services. |
| Binding Authority | Ryan Specialty Holdings, Inc. provides binding authority, enabling agents and brokers to quote and bind specialty insurance policies on behalf of their clients. |
| Program Management | Ryan Specialty Holdings, Inc. offers program management services, designing and managing specialty insurance programs for agents, brokers, and carriers. |
| MGA/MGU Services | Ryan Specialty Holdings, Inc. provides managing general agency (MGA) and managing general underwriter (MGU) services, supporting the development and distribution of specialty insurance products. |
| Reinsurance Brokerage | Ryan Specialty Holdings, Inc. offers reinsurance brokerage services, connecting cedents with reinsurers and providing access to global reinsurance markets. |
Ryan Specialty Holdings, Inc.'s Porter Forces
Threat Of Substitutes
Ryan Specialty Holdings, Inc. operates in a niche market, providing specialty insurance products and services. While there are substitutes available, they are not easily accessible, and the company's strong relationships with its clients and brokers provide a competitive advantage.
Bargaining Power Of Customers
Ryan Specialty Holdings, Inc.'s customers are largely comprised of small to medium-sized businesses and individuals, which limits their bargaining power. The company's strong brand reputation and specialized products also reduce the customers' ability to negotiate prices.
Bargaining Power Of Suppliers
Ryan Specialty Holdings, Inc. relies on a network of suppliers, including insurance carriers and reinsurers. While the company has some bargaining power due to its size and reputation, the suppliers also have some leverage due to the specialized nature of the products and services.
Threat Of New Entrants
The specialty insurance market has high barriers to entry, including regulatory hurdles, capital requirements, and the need for specialized expertise. This limits the threat of new entrants and provides Ryan Specialty Holdings, Inc. with a competitive advantage.
Intensity Of Rivalry
The specialty insurance market is highly competitive, with several established players competing for market share. Ryan Specialty Holdings, Inc. must continually innovate and differentiate its products and services to maintain its market position.
Strength
Capital Structure
| Value | |
|---|---|
| Debt Weight | 78.14% |
| Debt Cost | 6.81% |
| Equity Weight | 21.86% |
| Equity Cost | 6.81% |
| WACC | 6.81% |
| Leverage | 357.40% |
Ryan Specialty Holdings, Inc. : Quality Control
Ryan Specialty Holdings, Inc. passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| MTG | MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government sponsored entities in the United States, Puerto … |
| FAF | First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance … |
| RDN | Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private … |
| AIZ | Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. The company … |
| NMIH | NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
🥇
MGIC
A-Score
1-Year Total Return ->
🥈
Radian Group
A-Score
1-Year Total Return ->
🥉
NMI Holdings
A-Score
1-Year Total Return ->
4
Assurant
A-Score
1-Year Total Return ->
5
First American
A-Score
1-Year Total Return ->
6
