-0.22%
5.14%
4.34%
9.97%
16.55%
46.23%
73.97%
AI Spotlight on VRSK
Company Description
Verisk Analytics, Inc.provides data analytics solutions in the United States and internationally.The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, global risk analytics, natural resources intelligence, economic forecasting, commercial banking and finance, and various other fields.
It operates in three segments: Insurance, Energy and Specialized Markets, and Financial Services.The Insurance segment focuses on the prediction of loss, selection and pricing of risk, and compliance with their reporting requirements for property and casualty customers, as well as develops machine learned and artificially intelligent models to forecast scenarios and produce standard and customized analytics that help its customers to manage their businesses, including detecting fraud before and after a loss event, and quantifying losses.The Energy and Specialized Markets segment provides data analytics for the natural resources value chain, including energy, chemicals, metals, mining, power, and renewables sectors; research and consulting services focusing on supporting customer capital allocation decisions, asset valuation and benchmarking, commodity markets, and corporate analysis; and consultancy services in the areas of business environment, business improvement, business strategies, commercial advisory, and transaction support, as well as analysis and advice on assets, companies, governments, and markets.
The Financial Services segment offers benchmarking, decisioning algorithms, business intelligence, and customized analytic services to financial institutions, payment networks and processors, alternative lenders, regulators, and merchants.The company was founded in 1971 and is headquartered in Jersey City, New Jersey.
Market Data
| Last Price | 287.44 |
| Change Percentage | -0.22% |
| Open | 287.64 |
| Previous Close | 288.08 |
| Market Cap ( Millions) | 40590 |
| Volume | 651366 |
| Year High | 296.58 |
| Year Low | 217.34 |
| M A 50 | 281.85 |
| M A 200 | 268.1 |
Financial Ratios
| FCF Yield | 2.26% |
| Dividend Yield | 0.54% |
| ROE | 278.80% |
| Debt / Equity | 1087.62% |
| Net Debt / EBIDTA | 183.04% |
| Price To Book | 136.02 |
| Price Earnings Ratio | 44.22 |
| Price To FCF | 44.3 |
| Price To sales | 14.38 |
| EV / EBITDA | 28.36 |
News
- Jan -29 - Will Verisk (VRSK) Beat Estimates Again in Its Next Earnings Report?
- Jan -29 - 3 Business Information Stocks to Watch Amid Industry Woes
- Jan -28 - Verisk to Announce Fiscal Fourth-Quarter 2024 and Full-Year 2024 Results on February 26, 2025
- Jan -23 - To Combat Mounting Cargo Theft, Verisk Launches CargoNet® RouteScore API
- Jan -23 - Institutional Investors Like Verisk Analytics, Here's Why
- Jan -22 - Verisk Estimates Industry Insured Losses for the Palisades and Eaton Fires Will Fall Between USD 28 Billion and USD 35 Billion
- Jan -02 - Verisk Wildfire Model is the First Catastrophe Model Under Review for Insurance Ratemaking in the State of California
- Jan -02 - Here's Why You Should Retain Verisk Stock in Your Portfolio Now
- Dec -17 - D.A. Davidson Acts as Exclusive Financial Advisor to Verisk on its Sale of AER to JANUS Research Group
- Dec -04 - Verisk Stock Rises 21% Year to Date: What You Should Know
- Nov -20 - Lockton Re Selects Verisk U.S. Agricultural Risk Models to Develop New (Re)Insurance Solutions
- Nov -19 - Verisk Offers Insurers Address-Level Insights to Better Assess Fire Protection Capabilities
- Nov -18 - Verisk Analytics' Profitability Gains From Direct Premium Growth
- Nov -13 - Zacks Industry Outlook S&P Global, Verisk Analytics and Intertek
- Nov -12 - 3 Stocks to Watch From the Prospering Business Information Industry
- Nov -05 - Verisk Analytics: Positive On Near-Term Growth, But Valuation Is Not Cheap
- Oct -30 - Verisk Analytics Earnings & Revenues Surpass Estimates in Q3
- Oct -30 - Verisk Analytics, Inc. (VRSK) Q3 2024 Earnings Call Transcript
- Oct -30 - Verisk Analytics (VRSK) Beats Q3 Earnings and Revenue Estimates
- Oct -30 - Verisk beats quarterly revenue estimates on demand for analytics products
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Insurance
Expected Growth : 7 %
What the company do ?
Insurance from Verisk Analytics, Inc. provides risk assessment and analytics solutions to help insurers, reinsurers, and brokers make informed decisions.
Why we expect these perspectives ?
Verisk Analytics, Inc.'s 7% growth in Insurance is driven by increasing demand for data analytics in underwriting, claims processing, and risk assessment. Expanding use of IoT devices and telematics data also fuels growth. Furthermore, regulatory requirements for Solvency II and IFRS 17 compliance boost demand for Verisk's solutions, while strategic acquisitions and partnerships enhance its market presence.
Verisk Analytics, Inc. Products
| Product Range | What is it ? |
|---|---|
| ISO ClaimsSearch | A claims database that provides access to a vast repository of claims information, helping insurers to identify and prevent fraudulent activities. |
| AIR Worldwide | A catastrophe modeling platform that provides risk modeling and analytics solutions to help insurers and reinsurers manage their risk exposure. |
| Xactimate | A property estimation and claims management platform that helps insurers and contractors to estimate and manage property damage claims. |
| ISO Rating Service | A rating and underwriting platform that provides insurers with accurate and up-to-date rating information, enabling them to make informed underwriting decisions. |
| Verisk Maplecroft | A risk analytics platform that provides insights and analytics on political, economic, and environmental risks, helping organizations to manage their global risk exposure. |
| Wood Mackenzie | A research and analytics platform that provides insights and data on the energy, chemicals, and metals markets, helping organizations to make informed investment and operational decisions. |
Verisk Analytics, Inc.'s Porter Forces
Threat Of Substitutes
Verisk Analytics, Inc. operates in a niche market, providing data analytics and risk assessment services to the insurance industry. While there are some substitutes available, they are not as comprehensive or specialized as Verisk's offerings, reducing the threat of substitutes.
Bargaining Power Of Customers
Verisk Analytics, Inc. has a diverse customer base, including many large insurance companies. While these customers have some bargaining power, Verisk's specialized services and strong brand reputation reduce their negotiating power.
Bargaining Power Of Suppliers
Verisk Analytics, Inc. has a diverse supplier base, and its suppliers have limited bargaining power. The company's strong financial position and long-term contracts with suppliers also reduce their negotiating power.
Threat Of New Entrants
The data analytics and risk assessment industry has high barriers to entry, including significant capital requirements and the need for specialized expertise. This reduces the threat of new entrants and allows Verisk Analytics, Inc. to maintain its market position.
Intensity Of Rivalry
The data analytics and risk assessment industry is moderately competitive, with several established players. However, Verisk Analytics, Inc.'s strong brand reputation, specialized services, and diversified customer base help it maintain a competitive edge.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 90.90% |
| Debt Cost | 4.99% |
| Equity Weight | 9.10% |
| Equity Cost | 7.86% |
| WACC | 5.25% |
| Leverage | 998.52% |
Verisk Analytics, Inc. : Quality Control
Verisk Analytics, Inc. passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CMI | Cummins Inc. designs, manufactures, distributes, and services diesel and natural gas engines, electric and hybrid powertrains, and related components worldwide. It operates through five segments: Engine, Distribution, Components, Power Systems, … |
| RGP | Resources Connection, Inc. provides consulting services to business customers under the Resources Global Professionals name in North America, Europe, and the Asia Pacific. The company offers services in the areas … |
| EFX | Equifax Inc. provides information solutions and human resources business process automation outsourcing services for businesses, governments, and consumers. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), … |
| CAT | Caterpillar Inc. manufactures and sells construction and mining equipment, diesel and natural gas engines, and industrial gas turbines worldwide. Its Construction Industries segment offers asphalt pavers, backhoe loaders, compactors, cold … |
| GD | General Dynamics Corporation operates as an aerospace and defense company worldwide. It operates through four segments: Aerospace, Marine Systems, Combat Systems, and Technologies. The Aerospace segment designs, manufactures, and sells … |
Peers Metrics
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