-0.15%
13.63%
21.85%
21.31%
24.43%
89.12%
169.50%
AI Spotlight on UBSG
Company Description
UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide.It operates through four divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, and Investment Bank.The Global Wealth Management division offers investment advice and solutions, and lending solutions to ultra high net worth and high net worth clients.
This segment also provides estate and wealth planning, investing, philanthropy, corporate and banking, and family advisory services, as well as mortgage, securities-based, and structured lending solutions.The Personal & Corporate Banking division provides personal banking products and services, such as deposits, cards, and online and mobile banking, as well as lending, investments, and retirement services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, trade and export finance, and global custody solutions, as well as transaction banking solutions for payment and cash management.The Asset Management division offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services.
The Investment Bank division advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage their risks and liquidity; and offers clients differentiated content on major financial markets and securities.The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014.UBS Group AG was founded in 1862 and is based in Zurich, Switzerland.
Market Data
| Last Price | 32.34 |
| Change Percentage | -0.15% |
| Open | 32.46 |
| Previous Close | 32.39 |
| Market Cap ( Millions) | 103026 |
| Volume | 6717159 |
| Year High | 32.54 |
| Year Low | 22.53 |
| M A 50 | 29.05 |
| M A 200 | 27.29 |
Financial Ratios
| FCF Yield | 45.88% |
| Dividend Yield | 2.17% |
| ROE | 4.70% |
| Debt / Equity | 402.83% |
| Net Debt / EBIDTA | 997.03% |
| Price To Book | 1.31 |
| Price Earnings Ratio | 28.16 |
| Price To FCF | 2.18 |
| Price To sales | 2.48 |
| EV / EBITDA | 20.83 |
News
- Jan -30 - Higher capital requirements for UBS will raise costs for others, CEO says
- Jan -27 - LPL Recruits Father-Son Advisor Team From UBS That Oversaw $1.3 Billion
- Jan -27 - Is UBS Group AG (UBS) the Best European Bank Stock to Buy According to Analysts?
- Jan -24 - UBS Advisor Team The Stephens Group Named to Forbes Best-In-State Wealth Management Teams List
- Jan -24 - CaixaBank’s CFO Sees Case for Dealmaking Among Europe’s Banks
- Jan -23 - Higher Yields Aren’t a Scare, Bodes Well for Bigger Bond Returns
- Jan -21 - UBS CEO says "premature" to consider acquisitions
- Jan -20 - Dollar’s Drop Shows Sensitivity to Tariff News
- Jan -20 - Gilt Yield Rise Ahead of Tuesday’s U.K. Labor Market Data
- Jan -20 - Goldman Sachs, UBS lead South America M&A financial advisory rankings in 2024
- Jan -20 - Trump’s Meme Coin Seen as Positive Signal For Cryptos
- Jan -20 - Credit Assets Look Attractive as Long as U.S. Interest-Rate Rises Look Unlikely
- Jan -19 - The Great Wealth Transfer Is Being Powered by Women
- Jan -17 - JP Morgan, UBS Dominate Asia-Pacific M&A financial advisory in 2024
- Jan -16 - UBS Collaborates with Nobel Laureate Robert Engle on a New Volatility Controlled Index Series
- Jan -16 - Exclusive-UBS gets fresh US pensions licence fixing paperwork error, filings show
- Jan -15 - UBS Advisor Team Montage Financial Group Named to Forbes Top Wealth Management Teams Private Wealth List
- Jan -15 - Spotify price target boosted to $540, more growth in 2025
- Jan -14 - How Low Can The ECB Go With Rates, Asks UBS
- Jan -14 - UBS Announces New Regional Market Leadership in the Southeast US
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Global Wealth Management
Expected Growth : 2 %
What the company do ?
Global Wealth Management from UBS Group AG provides comprehensive financial services and investment solutions to high net worth individuals, families, and institutions worldwide.
Why we expect these perspectives ?
UBS Group AG's Global Wealth Management growth is driven by increasing demand for wealth management services, expansion into emerging markets, strategic acquisitions, and a strong brand reputation. Additionally, the segment benefits from a growing affluent population, increasing life expectancy, and a shift towards fee-based revenue models, contributing to a 2% growth rate.
Segment n°2 -> Investment Bank
Expected Growth : 3 %
What the company do ?
UBS Investment Bank provides advisory, capital markets, and financing services to corporations, governments, and financial institutions, offering M&A, equity and debt capital markets, and leveraged finance solutions.
Why we expect these perspectives ?
UBS Investment Bank's 3% growth is driven by increasing demand for M&A advisory services, expansion in emerging markets, and growth in equity trading revenue. Additionally, the bank's strategic cost-cutting initiatives and investments in digital transformation have improved operational efficiency, contributing to the segment's growth.
Segment n°3 -> Personal & Corporate Banking
Expected Growth : 1 %
What the company do ?
Personal & Corporate Banking from UBS Group AG offers tailored financial solutions and wealth management services to individuals, corporations, and institutions.
Why we expect these perspectives ?
UBS Group AG's Personal & Corporate Banking growth is driven by increasing demand for digital banking services, expansion into emerging markets, and strategic partnerships. Additionally, the segment benefits from the Swiss banking secrecy and the bank's strong brand reputation, attracting high net worth individuals and corporate clients. Furthermore, the bank's focus on sustainable investing and ESG practices resonates with environmentally conscious clients, contributing to its growth.
Segment n°4 -> Asset Management
Expected Growth : 4 %
What the company do ?
UBS Group AG's Asset Management provides investment solutions to individuals, institutions, and corporations, offering a range of products and services to manage and grow assets.
Why we expect these perspectives ?
UBS Group AG's Asset Management growth driven by increasing demand for sustainable investments, expansion into emerging markets, and strategic partnerships. Additionally, the company's focus on digitalization, cost savings initiatives, and strong brand recognition contribute to its growth momentum.
Segment n°5 -> Group Items
Expected Growth : 0 %
What the company do ?
Group Items from UBS Group AG refers to the categorization of financial products and services offered by UBS, a Swiss multinational investment bank and financial services company.
Why we expect these perspectives ?
For UBS Group AG, stagnant growth is attributed to intense competition in the banking sector, regulatory pressures, and low interest rates. Additionally, the group's diversified business model and global presence have not been able to offset the negative impact of these factors, resulting in zero growth.
Segment n°6 -> Non-core and Legacy
Expected Growth : -1 %
What the company do ?
Non-core and Legacy from UBS Group AG refers to non-strategic and outdated businesses, such as redundant IT systems, that are being phased out or divested to improve operational efficiency.
Why we expect these perspectives ?
For UBS Group AG's Non-core and Legacy segment, the -1% growth is driven by declining revenues from runoff businesses, asset disposals, and ongoing restructuring efforts. Additionally, low interest rates and regulatory pressures have negatively impacted profitability, leading to a contraction in this segment.
Ubs Group Ag Products
| Product Range | What is it ? |
|---|---|
| Wealth Management | Comprehensive wealth management services for high net worth individuals, including investment advice, portfolio management, and estate planning. |
| Investment Banking | Advisory and capital-raising services for corporations, governments, and financial institutions, including M&A, equity and debt capital markets, and leveraged finance. |
| Asset Management | Investment management services for institutional clients, including pension funds, insurance companies, and sovereign wealth funds. |
| Personal Banking | Retail banking services for individuals, including current and savings accounts, credit cards, and personal loans. |
| Corporate Banking | Cash management, trade finance, and lending services for corporate clients. |
| Markets | Sales, trading, and research services for institutional clients, including equities, fixed income, currencies, and commodities. |
UBS Group AG's Porter Forces
Threat Of Substitutes
The threat of substitutes for UBS Group AG is medium due to the presence of alternative financial institutions and digital payment platforms.
Bargaining Power Of Customers
The bargaining power of customers is high due to the availability of multiple financial institutions and the ease of switching between them.
Bargaining Power Of Suppliers
The bargaining power of suppliers is low due to the dominance of UBS Group AG in the financial industry.
Threat Of New Entrants
The threat of new entrants is low due to the high barriers to entry in the financial industry, including regulatory requirements and capital requirements.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of multiple financial institutions competing for market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 82.26% |
| Debt Cost | 7.94% |
| Equity Weight | 17.74% |
| Equity Cost | 9.10% |
| WACC | 8.14% |
| Leverage | 463.58% |
UBS Group AG : Quality Control
UBS Group AG passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| INGA.AS | ING Groep N.V., a financial institution, provides various banking products and services in the Netherlands, Belgium, Germany, Poland, Rest of Europe, North America, Latin America, Asia, and Australia. It operates … |
| NWG.L | NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through … |
| HSBA.L | HSBC Holdings plc provides banking and financial services worldwide. The company operates through Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments. The Wealth and Personal Banking … |
| BARC.L | Barclays PLC, through its subsidiaries, provides various financial products and services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK … |
| BBVA.MC | Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail banking, wholesale banking, and asset management services. It offers current accounts; and demand, savings, overnight, time, term, and subordinated … |
Peers Metrics
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Scoring Insights
Peers Group Analysis
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Barclays
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