GICS Sector : Financial Services
Luzerner Kantonalbank AG provides various banking products and services to individuals, companies, institutions, families, and non-profit organizations in Switzerland.It offers accounts and deposit products; savings and pension solutions; investment funds for investments; cards; and financing and guarantee services.The company also provides payment transaction, financial planning, trade finance, cash management, portfolio management, investment products and advisory, FX instruments advisory and support, real estate and business financing, pension provision, asset advisory and management, and e-banking services.
Unfortunately this company is not part of our coverage yet. But as part of your subscription plan you can request it by clicking just below and we'll process.
The past five years for Luzerner Kantonalbank (VTX:LUKN) investors has not been profitable
Mar -21
While individual investors own 29% of Luzerner Kantonalbank AG (VTX:LUKN), state or government are its largest shareholders with 53% ownership
Dec -24
For Private Customers, growth drivers include increasing demand for digital banking services, expanding mortgage lending, and a strong reputation in the region. For Commercial Customers, drivers include a growing SME sector, increasing demand for cash management and trade finance solutions, and the bank's expertise in serving the local business community.
The 1.8% growth of Corporate Center at Luzerner Kantonalbank AG is driven by increasing demand for cash management and trade finance services from Swiss SMEs, coupled with the bank's strategic expansion into digital banking platforms, enhancing customer experience and driving operational efficiency.
The 2.2% growth in Corporate Customers from Luzerner Kantonalbank AG is driven by a combination of factors, including a strong Swiss economy, increasing demand for cash management and trade finance services, and the bank's strategic expansion into new industries such as renewable energy and technology.
Luzerner Kantonalbank AG's private banking segment growth of 1.5% is driven by increasing demand for wealth management services from high net worth individuals, strong relationships with local entrepreneurs, and a solid reputation for discretion and security. Additionally, the bank's strategic expansion into adjacent regions and its investment in digital platforms have contributed to its growth.
Personalized financial services and investment advice for high net worth individuals
Financial solutions and advisory services for businesses and corporations
Everyday banking services for individuals and small businesses
Home financing solutions for individuals and businesses
Portfolio management and investment advisory services
Online banking platform for secure and convenient banking
Credit and debit card solutions for individuals and businesses
Secure and efficient payment processing solutions
The threat of substitutes for Luzerner Kantonalbank AG is moderate, as customers have alternative banking options available.
The bargaining power of customers is low, as Luzerner Kantonalbank AG has a strong customer base and offers personalized services.
The bargaining power of suppliers is moderate, as Luzerner Kantonalbank AG relies on a few key suppliers for its operations.
The threat of new entrants is high, as the banking industry is highly competitive and new fintech companies are emerging.
The intensity of rivalry is high, as Luzerner Kantonalbank AG operates in a highly competitive market with many established players.
| Value | |
|---|---|
| Debt Weight | 87.92% |
| Debt Cost | 3.95% |
| Equity Weight | 12.08% |
| Equity Cost | 4.94% |
| WACC | 4.07% |
| Leverage | 727.52% |
Value: 4.7
Growth: 7.1
Quality: 7.3
Yield: 7.5
Momentum: 8.5
Volatility: 8.0
1-Year Total Return ->
Value: 5.2
Growth: 5.2
Quality: 5.0
Yield: 6.9
Momentum: 9.0
Volatility: 10.0
1-Year Total Return ->
Value: 3.6
Growth: 4.0
Quality: 5.9
Yield: 8.1
Momentum: 8.0
Volatility: 9.7
1-Year Total Return ->
Value: 6.4
Growth: 5.2
Quality: 6.6
Yield: 3.8
Momentum: 9.5
Volatility: 5.3
1-Year Total Return ->
Value: 7.3
Growth: 5.2
Quality: 5.7
Yield: 3.1
Momentum: 9.0
Volatility: 5.0
1-Year Total Return ->
Value: 2.9
Growth: 5.8
Quality: 5.0
Yield: 5.0
Momentum: 2.5
Volatility: 10.0
1-Year Total Return ->