0.00%
1.65%
4.61%
2.38%
12.83%
22.10%
31.00%
AI Spotlight on ZUGER
Company Description
Zuger Kantonalbank provides various banking products and services to private and corporate clients in Switzerland.It offers private banking products comprising bank accounts in various currencies and card products; personal, savings, and retirement accounts; credit and debit cards; investment advisory, asset management, and online financial investment services; home financing services, including mortgage and home ownership service; and pension products, financial planning, and tax services.The company also provides corporate banking products and services, such as corporate savings accounts and corporate cards; corporate and real estate financing services; occupational pension schemes; and foundation and succession planning services.
In addition, it offers e-banking and mobile banking services.The company operates through 14 branches.Zuger Kantonalbank was founded in 1892 and is based in Zug, Switzerland.
Market Data
| Last Price | 8620 |
| Change Percentage | 0.00% |
| Open | 8600 |
| Previous Close | 8620 |
| Market Cap ( Millions) | 2479 |
| Volume | 37 |
| Year High | 8680 |
| Year Low | 7640 |
| M A 50 | 8300 |
| M A 200 | 8350.4 |
Financial Ratios
| FCF Yield | -5.58% |
| Dividend Yield | 2.55% |
| ROE | 8.18% |
| Debt / Equity | 264.23% |
| Net Debt / EBIDTA | 1638.00% |
| Price To Book | 1.66 |
| Price Earnings Ratio | 20.31 |
| Price To FCF | -17.91 |
| Price To sales | 6.36 |
| EV / EBITDA | 44.61 |
News
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 4.5 %
What the company do ?
Zuger Kantonalbank's Banking and Related Activities segment provides personal and commercial banking services, including deposits, loans, and investment products to individuals and businesses.
Why we expect these perspectives ?
Growing demand for digital banking services, increasing adoption of online payment systems, and a strong Swiss economy drive growth in Zuger Kantonalbank's Banking and Related Activities segment.
Zuger Kantonalbank Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized financial services and investment advice for private individuals |
| Corporate Banking | Financial solutions for businesses, including cash management, trade finance, and risk management |
| Mortgage Lending | Competitive mortgage rates and flexible repayment terms for homeowners and investors |
| Investment Products | Range of investment products, including mutual funds, exchange-traded funds, and structured products |
| E-Banking and Mobile Banking | Secure online and mobile banking services for easy account management |
| Payment Services | Efficient payment processing and card services for individuals and businesses |
| Wealth Management | Comprehensive wealth management solutions, including portfolio management and estate planning |
Zuger Kantonalbank's Porter Forces
Threat Of Substitutes
Zuger Kantonalbank operates in a highly competitive market, with many substitutes available to customers. However, the bank's strong brand reputation and customer loyalty mitigate the threat of substitutes to some extent.
Bargaining Power Of Customers
Zuger Kantonalbank's customers have significant bargaining power due to the availability of alternative banking services. The bank's customers are highly informed and have the ability to switch to competitors if they are not satisfied with the services offered.
Bargaining Power Of Suppliers
Zuger Kantonalbank has a strong bargaining position with its suppliers, as it is a large and established bank with significant purchasing power. This allows the bank to negotiate favorable terms with its suppliers.
Threat Of New Entrants
The threat of new entrants in the banking industry is moderate, as there are significant barriers to entry, including regulatory hurdles and the need for significant capital investment. However, the rise of fintech companies and digital banking platforms has increased the threat of new entrants.
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. Zuger Kantonalbank faces intense competition from other banks, as well as from fintech companies and digital banking platforms.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 74.66% |
| Debt Cost | 3.95% |
| Equity Weight | 25.34% |
| Equity Cost | 4.02% |
| WACC | 3.96% |
| Leverage | 294.60% |
Zuger Kantonalbank : Quality Control
Zuger Kantonalbank passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| IFS | Intercorp Financial Services Inc. provides banking, insurance, and wealth management services for retail and commercial clients in Peru. The company operates through three segments: Banking, Insurance, and Wealth Management. It … |
| BAP | Credicorp Ltd., a financial service holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company's Universal Banking segment offers deposits and current … |
| MIL.WA | Bank Millennium S.A. provides various banking products and services in Poland. It operates through Retail Customer; Corporate Customer; FX Mortgage Loans; and Treasury, Assets and Liabilities Management and Other segments. … |
| BIRG.IR | Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. It … |
| LUKN.SW | Luzerner Kantonalbank AG provides various banking products and services to individuals, companies, institutions, families, and non-profit organizations in Switzerland. It offers accounts and deposit products; savings and pension solutions; investment … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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4
Zuger KB
A-Score
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5
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6
