-0.02%
10.86%
4.62%
3.45%
4.96%
4.21%
36.66%
AI Spotlight on BNP
Company Description
BNP Paribas SA provides a range of banking and financial services in Europe, North America, Asia Pacific, and internationally.The company offers corporate and institutional banking services, such as consulting, financing and transaction banking for corporate clients and institutional investors; capital markets investment and financing; securities clearing, and custody services.It also provides commercial, and personal banking and services, including financing and leasing services, financing of individuals, and digital banking services, as well as current and savings account products, equipment leasing and financing solutions, and consumer loans.
In addition, the company offers investment and protection services, which includes borrowers' insurance, which protects the insured party from the unexpected when taking out a mortgage, personal, auto, or consumer loan; savings and protection solutions comprising life insurance, employee savings, retirement savings, etc.; asset management, wealth management, and real estate services.The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000.BNP Paribas SA was founded in 1822 and is headquartered in Paris, France.
Market Data
| Last Price | 65.65 |
| Change Percentage | -0.02% |
| Open | 65.6 |
| Previous Close | 65.66 |
| Market Cap ( Millions) | 74178 |
| Volume | 614268 |
| Year High | 73.08 |
| Year Low | 53.08 |
| M A 50 | 59.37 |
| M A 200 | 62.47 |
Financial Ratios
| FCF Yield | -131.62% |
| Dividend Yield | 7.01% |
| ROE | 3.63% |
| Debt / Equity | 644.31% |
| Net Debt / EBIDTA | 0.00% |
| Price To Book | 0.61 |
| Price Earnings Ratio | 16.73 |
| Price To FCF | -0.76 |
| Price To sales | 1.54 |
| EV / EBITDA | 0 |
News
- Jan -28 - Chile Holds Interest Rate at 5% in First Easing Pause Since July
- Jan -27 - Is BNP Paribas SA (BNPQY) the Best European Bank Stock to Buy According to Analysts?
- Dec -23 - Macron Names State Lender CDC’s Lombard Finance Minister
- Dec -23 - BNP Paribas enters deal to acquire AXAInvestment Managers
- Dec -21 - BNP Paribas Signs €5.1 Billion Deal to Buy Axa’s Asset Manager
- Dec -21 - BNP PARIBAS GROUP: Signing of the share purchase agreement for AXA Investment Managers by BNP Paribas Cardif
- Dec -17 - BNP Paribas picked as Insignia Financial’s custodian in Australia
- Dec -13 - Bond Market Has Worst Week in Months With Less Fed Action Seen
- Dec -13 - Bond Market Has Worst Week in Months With Less Fed Action Seen
- Dec -11 - BNP Paribas SA : Notification by the ECB of the 2024 Supervisory Review and Evaluation Process (SREP)
- Dec -06 - ECB Seeks to Speed Up Approvals for SRT Deal as Demand Grows
- Dec -03 - ING Luxembourg to transfer 18,000 customers to BGL BNP Paribas
- Dec -02 - BNP Paribas’ asset management arm to exclude new oil and gas bonds
- Nov -27 - BNP PARIBAS SA: NOTIFICATION BY THE ACPR OF THE DESIGNATION OF BNP PARIBAS ON THE LIST OF G-SIBs
- Nov -27 - BNP Paribas' fund arm to exclude new oil and gas bonds
- Nov -27 - European bank stock picks for 2025, according to Deutsche Bank
- Nov -13 - BNP lays off a dozen China dealmakers amid fee plunge
- Nov -13 - BNP Cuts 10% of China Dealmaker Jobs After 2022 Expansion
- Nov -01 - BNP Paribas (BNPQF) Q3 2024 Earnings Call Highlights: Strong Net Income and Robust CIB Growth
- Oct -31 - BNP Paribas shares sink as quarterly returns underwhelm investors
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Commercial, Personal Banking & Services
Expected Growth : 5 %
What the company do ?
Commercial, Personal Banking & Services from BNP Paribas SA provides a range of financial solutions for individuals, professionals, and businesses, including current accounts, loans, credit cards, and investment services.
Why we expect these perspectives ?
BNP Paribas SA's Commercial, Personal Banking & Services segment growth is driven by increasing demand for digital banking services, expansion in emerging markets, and strategic partnerships. Additionally, the segment benefits from a strong brand reputation, diversified product offerings, and a solid risk management framework, contributing to a 5% growth rate.
Segment n°2 -> Corporate & Institutional Banking
Expected Growth : 7 %
What the company do ?
Corporate & Institutional Banking from BNP Paribas SA provides tailored financial solutions to large corporations, institutions, and governments, supporting their growth and development.
Why we expect these perspectives ?
BNP Paribas SA's Corporate & Institutional Banking segment growth of 7% is driven by increasing demand for cash management and trade finance services, expansion in emerging markets, and strategic partnerships. Additionally, the segment benefits from the bank's strong presence in Europe and its ability to provide complex financial solutions to large corporations.
Segment n°3 -> Investment & Protection Services
Expected Growth : 4 %
What the company do ?
Investment & Protection Services from BNP Paribas SA offers a range of investment and insurance solutions to individuals and businesses, helping them manage risk and achieve their financial goals.
Why we expect these perspectives ?
BNP Paribas SA's Investment & Protection Services growth is driven by increasing demand for wealth management, pension reform, and regulatory changes favoring insurance products. Additionally, the bank's strong distribution network, digitalization efforts, and strategic partnerships contribute to its growth. Furthermore, the rising need for protection and retirement planning among individuals and corporates fuels the segment's expansion.
Segment n°4 -> Other
Expected Growth : 3 %
What the company do ?
The 'Other' segment from BNP Paribas SA includes activities not attributed to other segments, such as property, subsidiaries, and other miscellaneous operations.
Why we expect these perspectives ?
BNP Paribas SA's 'Other' segment growth is driven by increasing demand for asset management services, expansion of insurance business, and growing revenue from real estate services. Additionally, the segment benefits from the bank's diversified geographic presence, strategic partnerships, and investments in digital transformation, leading to a growth rate of 3.
Bnp Paribas Sa Products
| Product Range | What is it ? |
|---|---|
| Corporate Banking | BNP Paribas provides corporate banking services to large corporations, including cash management, trade finance, and risk management solutions. |
| Investment Banking | BNP Paribas offers investment banking services, including advisory, equity and debt capital markets, and leveraged finance. |
| Markets | BNP Paribas provides market-making and trading services in fixed income, currencies, commodities, and equities. |
| Wealth Management | BNP Paribas offers wealth management services, including investment advice, portfolio management, and estate planning. |
| Retail Banking | BNP Paribas provides retail banking services, including consumer loans, credit cards, and deposit accounts. |
| Insurance | BNP Paribas offers insurance products, including life insurance, non-life insurance, and asset management. |
| Asset Management | BNP Paribas provides asset management services, including investment management and advisory services. |
BNP Paribas SA's Porter Forces
Threat Of Substitutes
The threat of substitutes for BNP Paribas SA is moderate, as customers have various alternatives for banking and financial services.
Bargaining Power Of Customers
The bargaining power of customers is low, as BNP Paribas SA has a large customer base and offers a wide range of financial services, making it difficult for individual customers to negotiate prices.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as BNP Paribas SA relies on various suppliers for technology, infrastructure, and other services, but has some negotiating power due to its large scale.
Threat Of New Entrants
The threat of new entrants is low, as entering the banking and financial services industry requires significant capital, regulatory approvals, and a strong brand reputation, making it difficult for new entrants to compete with established players like BNP Paribas SA.
Intensity Of Rivalry
The intensity of rivalry is high, as BNP Paribas SA operates in a highly competitive industry with many established players, and must constantly innovate and improve its services to maintain market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 84.48% |
| Debt Cost | 3.95% |
| Equity Weight | 15.52% |
| Equity Cost | 11.97% |
| WACC | 5.19% |
| Leverage | 544.23% |
BNP Paribas SA : Quality Control
BNP Paribas SA passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CBK.DE | Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. It operates through two segments, Private and … |
| ISP.MI | Intesa Sanpaolo S.p.A. provides various financial products and services primarily in Italy. It operates through six segments Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, … |
| SEB-A.ST | Skandinaviska Enskilda Banken AB (publ) provides corporate, retail, investment, and private banking services. It operates through Large Corporates & Financial Institutions, Corporate & Private Customers, Baltic, Life, and Investment Management … |
| CABK.MC | CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It … |
| GLE.PA | Société Générale Société anonyme provides banking and financial services to individuals, businesses, and institutional investors in Europe and internationally. It operates through three segments: Retail Banking in France, International Retail … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Intesa Sanpaolo
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1-Year Total Return ->
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BNP Paribas
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1-Year Total Return ->
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CaixaBank
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1-Year Total Return ->
4
SEB
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1-Year Total Return ->
5
Société Générale
A-Score
1-Year Total Return ->
6
