0.13%
5.44%
9.29%
17.00%
34.09%
41.17%
56.31%
AI Spotlight on WTW
Company Description
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide.It operates through two segments, Health, Wealth and Career; and Risk and Broking.The company offers actuarial support, plan design, and administrative services for traditional pension and retirement savings plans; plan management consulting, broking, and administration services for health and group benefit programs; and benefits outsourcing services.
It also provides advice, data, software, and products to address clients' total rewards and talent issues.In addition, the company offers risk advice, insurance brokerage, and consulting services in the areas of property and casualty, aerospace, construction, and marine.Further, it offers investment consulting and discretionary management services to insurance and reinsurance companies; insurance consulting and technology, risk and capital management, pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition, outsourcing, and business management services; wholesale insurance broking services to retail and wholesale brokers; and underwriting and capital management, capital market, and advisory and brokerage services.
Additionally, the company provides primary medical and ancillary benefit exchange, and outsourcing services to active employees and retirees in the group and individual markets, as well as delivers healthcare and reimbursement accounts, including health savings accounts, health reimbursement arrangements, flexible spending accounts, and other consumer-directed accounts.The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016.Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.
Market Data
| Last Price | 330.27 |
| Change Percentage | 0.13% |
| Open | 328.99 |
| Previous Close | 329.83 |
| Market Cap ( Millions) | 33266 |
| Volume | 21227 |
| Year High | 334.99 |
| Year Low | 245.04 |
| M A 50 | 316.0 |
| M A 200 | 285.51 |
Financial Ratios
| FCF Yield | 3.57% |
| Dividend Yield | 1.07% |
| ROE | -8.06% |
| Debt / Equity | 79.94% |
| Net Debt / EBIDTA | 181.13% |
| Price To Book | 4.5 |
| Price Earnings Ratio | -46.66 |
| Price To FCF | 28.05 |
| Price To sales | 3.39 |
| EV / EBITDA | 14.86 |
News
- Jan -30 - Willis appoints Pat Donnelly as Head of Risk & Broking, North America
- Jan -23 - WTW launches IMI Plus for clients in the United States
- Jan -14 - Willis Towers Watson: The Bull Case Remains Intact
- Jan -08 - WTW announces Hugo Wegbrans as Head of Corporate Risk and Broking Europe and Simon Delchar as Global Head of Placement
- Jan -07 - Willis Towers Rises 18.1% in 6 Months: How to Play the Stock
- Jan -02 - Despite strong equity markets, financial health of largest US corporate pension plans showed modest improvement in 2024
- Jan -02 - WTW Completes Sale of TRANZACT
- Dec -31 - Zacks Industry Outlook Brown and Brown, Marsh & McLennan, Arthur J. Gallagher & Co and Willis Towers Watson
- Dec -30 - 4 Stocks to Watch From the Prospering Insurance Brokerage Industry
- Dec -20 - WTW upgraded to Buy from Hold at Jefferies
- Dec -18 - US salary budgets expected to remain the same in 2025
- Dec -16 - US companies refine their approach to ESG metrics in executive pay programs, WTW study finds
- Dec -10 - Vessels, undersea cables, and offshore oil installations increasingly becoming “gray zone” targets
- Nov -29 - MakeMyTrip, Two Others Hit New Highs And Sit In Buy Zones; One Rallies Over 140%
- Nov -25 - World's largest asset owners reach new record
- Nov -25 - Willis Towers Stock Rises 28.3% in a Year: Will the Rally Last?
- Nov -19 - WTW & Kayna Partner with Vibrant to support third-party vendor Cybersecurity Insurance Compliance
- Nov -14 - WTW announces Growth Leader for Private Equity and Transactional Solutions (PE&TS)
- Oct -31 - Willis Towers Watson Public Limited Company (WTW) Q3 2024 Earnings Call Transcript
- Oct -31 - US employers prioritize wellbeing but miss the mark with employees
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Health, Wealth & Career
Expected Growth : 4.5 %
What the company do ?
Health, Wealth & Career from Willis Towers Watson Public Limited Company refers to employee benefits and human capital management solutions for a healthy, wealthy, and fulfilling career.
Why we expect these perspectives ?
Willis Towers Watson's 4.5% growth is driven by Health: increasing demand for healthcare consulting and broking services. Wealth: expansion of investment and retirement businesses. Career: growth in talent and rewards consulting, and HR technology and software solutions, fueled by rising demand for digital transformation and employee experience enhancement.
Segment n°2 -> Risk & Broking
Expected Growth : 4.8 %
What the company do ?
Willis Towers Watson's Risk & Broking segment provides insurance brokerage and risk management services to clients, helping them manage and mitigate risks.
Why we expect these perspectives ?
Willis Towers Watson's Risk & Broking segment growth of 4.8% is driven by increasing demand for risk management and insurance broking services, expansion in emerging markets, and strategic acquisitions. Additionally, the company's investments in digital capabilities and data analytics have enhanced its offerings, attracting new clients and driving revenue growth.
Segment n°3 -> Reconciling Items
Expected Growth : 5.2 %
What the company do ?
Reconciling Items from Willis Towers Watson Public Limited Company refers to the process of identifying and explaining differences between financial records and actual transactions.
Why we expect these perspectives ?
Willis Towers Watson's 5.2% growth is driven by increasing demand for risk management and insurance brokerage services, expansion in emerging markets, and strategic acquisitions. Additionally, the company's investments in digital transformation and data analytics capabilities have enhanced its operational efficiency and client engagement, contributing to revenue growth.
Willis Towers Watson Public Limited Company Products
| Product Range | What is it ? |
|---|---|
| Human Capital and Benefits | Willis Towers Watson's Human Capital and Benefits segment provides a range of services including employee benefits, talent management, and rewards consulting to help organizations manage their workforce and benefits programs. |
| Risk and Broking | Willis Towers Watson's Risk and Broking segment provides risk advisory and broking services to help organizations manage and mitigate risk, including property and casualty insurance, captive insurance, and risk consulting. |
| Exchange Solutions | Willis Towers Watson's Exchange Solutions segment provides private exchange and benefits marketplace solutions to help organizations manage their employee benefits programs and provide employees with a range of benefits options. |
| Investment, Risk and Reinsurance | Willis Towers Watson's Investment, Risk and Reinsurance segment provides investment consulting, risk management, and reinsurance broking services to help organizations manage their investments and risk. |
| Talent and Rewards | Willis Towers Watson's Talent and Rewards segment provides talent management and rewards consulting services to help organizations attract, retain, and motivate their employees. |
| Insurance Consulting and Technology | Willis Towers Watson's Insurance Consulting and Technology segment provides insurance consulting and technology solutions to help insurers and reinsurers manage their operations and improve their performance. |
Willis Towers Watson Public Limited Company's Porter Forces
Threat Of Substitutes
The threat of substitutes for Willis Towers Watson Public Limited Company is medium due to the presence of alternative insurance and consulting services.
Bargaining Power Of Customers
The bargaining power of customers for Willis Towers Watson Public Limited Company is low due to the company's strong brand reputation and diversified customer base.
Bargaining Power Of Suppliers
The bargaining power of suppliers for Willis Towers Watson Public Limited Company is medium due to the company's dependence on a few large suppliers for certain services.
Threat Of New Entrants
The threat of new entrants for Willis Towers Watson Public Limited Company is low due to the high barriers to entry in the insurance and consulting industries.
Intensity Of Rivalry
The intensity of rivalry for Willis Towers Watson Public Limited Company is high due to the presence of several large competitors in the insurance and consulting industries.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 35.94% |
| Debt Cost | 4.75% |
| Equity Weight | 64.06% |
| Equity Cost | 7.70% |
| WACC | 6.64% |
| Leverage | 56.11% |
Willis Towers Watson Public Limited Company : Quality Control
Willis Towers Watson Public Limited Company passed 2 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| DANSKE.CO | Danske Bank A/S provides various banking products and services to corporate, institutional, and international clients. The company offers insurance and pension products, mortgage finance and real-estate brokerage services, asset management … |
| AON | Aon plc, a professional services firm, provides advice and solutions to clients focused on risk, retirement, and health worldwide. It offers commercial risk solutions, including retail brokerage, cyber, and global … |
| DBK.DE | Deutsche Bank Aktiengesellschaft provides investment, financial, and related products and services to private individuals, corporate entities, and institutional clients worldwide. Its Corporate Bank segment provides cash management, trade finance and … |
| UCG.MI | UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance … |
| BARC.L | Barclays PLC, through its subsidiaries, provides various financial products and services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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UniCredit
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Barclays
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Danske Bank
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Deutsche Bank
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Aon
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