-1.48%
2.38%
3.68%
-0.14%
4.27%
28.65%
11.93%
AI Spotlight on LLBN
Company Description
Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Austria, Europe, North and South America, Africa, Asia, and internationally.It operates through three segments: Retail & Corporate Banking, Private Banking, and Institutional Clients.The company accepts various deposits, including savings, private, current, and custody accounts, as well as time deposits.
Its loan products comprise mortgages, Lombard loans, advances, business loans, real estate financing, and guarantees and sureties.The company also offers cards; securities safe custody, investment advice, asset management, and asset structuring services; and financial and retirement planning.In addition, it provides money market and interbank services; securities trading services; and payment, foreign exchange transaction, and online and mobile banking services.
The company operates through three branches in Liechtenstein, Austria, and Switzerland, as well as a branch in Dubai; and Zurich, Geneva and Abu Dhabi.Liechtensteinische Landesbank Aktiengesellschaft was founded in 1861 and is headquartered in Vaduz, Liechtenstein.
Market Data
| Last Price | 73.2 |
| Change Percentage | -1.48% |
| Open | 74.3 |
| Previous Close | 74.3 |
| Market Cap ( Millions) | 2236 |
| Volume | 8385 |
| Year High | 76.5 |
| Year Low | 67.1 |
| M A 50 | 70.93 |
| M A 200 | 71.54 |
Financial Ratios
| FCF Yield | -35.21% |
| Dividend Yield | 3.69% |
| ROE | 7.68% |
| Debt / Equity | 156.52% |
| Net Debt / EBIDTA | -1088.79% |
| Price To Book | 1.03 |
| Price Earnings Ratio | 13.51 |
| Price To FCF | -2.84 |
| Price To sales | 2.8 |
| EV / EBITDA | -1.27 |
News
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Retail & Corporate Banking
Expected Growth : 2.5 %
What the company do ?
Retail & Corporate Banking from Liechtensteinische Landesbank Aktiengesellschaft provides personalized banking services to individuals and businesses in Liechtenstein and beyond.
Why we expect these perspectives ?
The 2.5% growth in Retail & Corporate Banking from Liechtensteinische Landesbank Aktiengesellschaft is driven by a strong domestic economy, increasing demand for digital banking services, and a solid reputation in the market. Additionally, the bank's focus on customer relationships, efficient cost management, and strategic partnerships contribute to its growth.
Segment n°2 -> International Wealth Management
Expected Growth : 3.5 %
What the company do ?
International Wealth Management from Liechtensteinische Landesbank Aktiengesellschaft offers tailored investment solutions and asset management services to high net worth individuals and families globally.
Why we expect these perspectives ?
The 3.5% growth in International Wealth Management from Liechtensteinische Landesbank Aktiengesellschaft is driven by increasing demand for cross-border wealth management services, expansion into emerging markets, and a strong reputation for discretion and confidentiality. Additionally, the bank's expertise in asset management and investment solutions, as well as its commitment to digitalization, contribute to its growth.
Segment n°3 -> Corporate Center
Expected Growth : 1.5 %
What the company do ?
The Corporate Center of Liechtensteinische Landesbank Aktiengesellschaft is the headquarters in Vaduz, Liechtenstein, overseeing global operations and strategic decision-making.
Why we expect these perspectives ?
The 1.5% growth of Corporate Center at Liechtensteinische Landesbank Aktiengesellschaft is driven by increasing demand for wealth management services, strategic expansion into European markets, and a strong brand reputation. Additionally, the bank's diversified revenue streams, efficient cost management, and favorable regulatory environment contribute to its steady growth.
Liechtensteinische Landesbank Aktiengesellschaft Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized financial services for high net worth individuals, including investment advice, portfolio management, and wealth planning. |
| Corporate Banking | Financial solutions for businesses, including cash management, trade finance, and lending services. |
| Retail Banking | Everyday banking services for individuals, including current accounts, credit cards, and personal loans. |
| Investment Banking | Advisory services for corporate clients, including mergers and acquisitions, equity and debt capital markets, and restructuring. |
| Wealth Management | Comprehensive wealth management solutions, including investment management, estate planning, and philanthropy services. |
| Fund Services | Administration and management services for investment funds, including setup, accounting, and compliance. |
| Custody and Depositary Services | Secure and reliable custody and depositary services for institutional clients, including asset safekeeping and reporting. |
Liechtensteinische Landesbank Aktiengesellschaft's Porter Forces
Threat Of Substitutes
The threat of substitutes for Liechtensteinische Landesbank Aktiengesellschaft is moderate due to the presence of alternative banking services and financial institutions in the region.
Bargaining Power Of Customers
The bargaining power of customers is relatively low due to the bank's strong brand reputation and limited alternatives for customers in the region.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as the bank relies on a few key suppliers for its operations, but has some flexibility to negotiate prices and terms.
Threat Of New Entrants
The threat of new entrants is relatively low due to the high barriers to entry in the banking industry, including regulatory hurdles and capital requirements.
Intensity Of Rivalry
The intensity of rivalry in the banking industry is high, with several established players competing for market share and customer loyalty.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 63.57% |
| Debt Cost | 5.71% |
| Equity Weight | 36.43% |
| Equity Cost | 5.71% |
| WACC | 5.71% |
| Leverage | 174.51% |
Liechtensteinische Landesbank Aktiengesellschaft : Quality Control
Liechtensteinische Landesbank Aktiengesellschaft passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| BPSO.MI | Banca Popolare di Sondrio S.p.A., together with its subsidiaries, provides various banking products and services in Italy. The company offers current accounts, savings deposits, certificates of deposits, time deposit accounts, … |
| BCGE.SW | Banque Cantonale de Genève SA provides a range of banking services to private, corporate, and institutional clients. The company offers current and individual accounts, savings accounts, safe deposit boxes, currencies, … |
| BNP.WA | BNP Paribas Bank Polska S.A. provides a range of banking services in Poland. The company operates through Retail and Business Banking; Small and Medium Enterprises; Corporate Banking; Corporate and Institutional … |
| BEKN.SW | Berner Kantonalbank AG, a cantonal bank, offers various banking products and financial services to private individuals and corporate customers in Switzerland. It offers investment, shareholder, youth, education, and SME savings … |
| BGN.MI | Banca Generali S.p.A. distributes financial products and services for affluent and private customers through financial advisors primarily in Italy. It operates through Wealth Management Cash-Generating Unit (CGU) and Private Banking … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Banca Generali
A-Score
1-Year Total Return ->
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LLB
A-Score
1-Year Total Return ->
🥉
Banca Sondrio
A-Score
1-Year Total Return ->
4
BCGE
A-Score
1-Year Total Return ->
5
Berner Kantonalbank
A-Score
1-Year Total Return ->
6
