0.76%
3.53%
3.12%
-7.37%
8.20%
61.47%
30.69%
AI Spotlight on BCGE
Company Description
Banque Cantonale de Genève SA provides a range of banking services to private, corporate, and institutional clients.The company offers current and individual accounts, savings accounts, safe deposit boxes, currencies, and bank cards; short, medium, and long term savings products; and pension planning, investment, private banking, housing finance, and consumer financing services.It also provides corporate finance, cash management, export, real estate and construction finance, international commodity trade finance, corporate advisory, and equity finance services.
In addition, the company offers finance and cash management, asset management, and advisory services; financial services and market products for banks and insurance companies; and services to independent wealth managers.Further, it is involved in the real estate brokerage, assets transfer, online banking, and companies valuation and selling activities.Additionally, the company provides mortgage lending, and commercial and personal loans, as well as loans for international trade; and manages public offerings and placements in the financial markets.
It operates through a network of 21 branches and 125 ATMs, as well as operates offices in Lausanne, Zurich, Basel, Lyon, Annecy, Paris, Dubai, and Hong Kong.The company was founded in 1816 and is headquartered in Geneva, Switzerland.
Market Data
| Last Price | 264 |
| Change Percentage | 0.76% |
| Open | 264 |
| Previous Close | 262 |
| Market Cap ( Millions) | 1883 |
| Volume | 1076 |
| Year High | 317 |
| Year Low | 243 |
| M A 50 | 257.26 |
| M A 200 | 271.33 |
Financial Ratios
| FCF Yield | 9.75% |
| Dividend Yield | 2.46% |
| ROE | 10.40% |
| Debt / Equity | 371.03% |
| Net Debt / EBIDTA | 9649.94% |
| Price To Book | 0.84 |
| Price Earnings Ratio | 8.17 |
| Price To FCF | 10.26 |
| Price To sales | 2.18 |
| EV / EBITDA | 108.39 |
News
- Apr -08 - Banque Cantonale de Genève SA's (VTX:BCGE) market cap surged CHF78m last week, state or government who have a lot riding on the company were rewarded
- Mar -12 - Banque Cantonale de Genève's (VTX:BCGE) 22% CAGR outpaced the company's earnings growth over the same three-year period
- Oct -19 - Individual investors own 25% of Banque Cantonale de Genève SA (VTX:BCGE) shares but state or government control 66% of the company
- May -12 - State or government invested in Banque Cantonale de Genève SA (VTX:BCGE) copped the brunt of last week's CHF64m market cap decline
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 2.0 %
What the company do ?
Banque Cantonale de Genève SA's Banking and Related Activities segment provides personal and commercial banking services, including deposits, loans, credit cards, and investment products.
Why we expect these perspectives ?
Banque Cantonale de Genève SA's 2.0% growth in Banking and Related Activities is driven by increasing demand for mortgage lending, growth in corporate banking, and expansion into wealth management services. Additionally, the bank's strong capital position, cost control measures, and digital transformation initiatives have contributed to its growth.
Banque Cantonale De Genève Sa Products
| Product Range | What is it ? |
|---|---|
| Private Banking | Personalized financial services for high net worth individuals, including investment management, wealth planning, and tailored financial solutions. |
| Corporate Banking | Customized financial solutions for businesses, including cash management, trade finance, and risk management. |
| Retail Banking | Everyday banking services for individuals, including current accounts, credit cards, and personal loans. |
| Asset Management | Investment management services for institutional clients, including portfolio management and investment advisory services. |
| Wealth Management | Comprehensive wealth management services, including investment advice, portfolio management, and estate planning. |
| Transaction Banking | Efficient and secure payment solutions for businesses, including cash management and trade finance. |
| Markets and Trading | Access to global markets and trading services, including foreign exchange, commodities, and derivatives. |
Banque Cantonale de Genève SA's Porter Forces
Threat Of Substitutes
The threat of substitutes for Banque Cantonale de Genève SA is moderate, as customers have alternative banking options available in the market.
Bargaining Power Of Customers
The bargaining power of customers is low, as Banque Cantonale de Genève SA has a strong brand reputation and a wide range of financial products and services.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate, as Banque Cantonale de Genève SA relies on a few large suppliers for its operations, but has some flexibility to negotiate prices.
Threat Of New Entrants
The threat of new entrants is low, as the banking industry has high barriers to entry, including regulatory requirements and high capital requirements.
Intensity Of Rivalry
The intensity of rivalry is high, as Banque Cantonale de Genève SA operates in a highly competitive banking industry with many established players.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 75.98% |
| Debt Cost | 3.95% |
| Equity Weight | 24.02% |
| Equity Cost | 4.52% |
| WACC | 4.08% |
| Leverage | 316.32% |
Banque Cantonale de Genève SA : Quality Control
Banque Cantonale de Genève SA passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| LLBN.SW | Liechtensteinische Landesbank Aktiengesellschaft provides banking products and services in Liechtenstein, Switzerland, Austria, Europe, North and South America, Africa, Asia, and internationally. It operates through three segments: Retail & Corporate Banking, … |
| BNP.WA | BNP Paribas Bank Polska S.A. provides a range of banking services in Poland. The company operates through Retail and Business Banking; Small and Medium Enterprises; Corporate Banking; Corporate and Institutional … |
| BAMI.MI | Banco BPM S.p.A., together with its subsidiaries, provides banking and financial products and services to individual, business, and corporate customers in Italy. The company operates through Retail, Corporate, Institutional, Private, … |
| BEKN.SW | Berner Kantonalbank AG, a cantonal bank, offers various banking products and financial services to private individuals and corporate customers in Switzerland. It offers investment, shareholder, youth, education, and SME savings … |
| BGN.MI | Banca Generali S.p.A. distributes financial products and services for affluent and private customers through financial advisors primarily in Italy. It operates through Wealth Management Cash-Generating Unit (CGU) and Private Banking … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Banca Generali
A-Score
1-Year Total Return ->
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Banco BPM
A-Score
1-Year Total Return ->
🥉
LLB
A-Score
1-Year Total Return ->
4
BCGE
A-Score
1-Year Total Return ->
5
Berner Kantonalbank
A-Score
1-Year Total Return ->
6
