0.17%
8.36%
6.44%
18.06%
42.51%
20.18%
126.36%
AI Spotlight on EWBC
Company Description
East West Bancorp, Inc.operates as the bank holding company for East West Bank that provides a range of personal and commercial banking services to businesses and individuals.It operates through three segments: Consumer and Business Banking, Commercial Banking, and Other.
The company accepts various deposit products, such as personal and business checking and savings accounts, money market, and time deposits.Its loan products include mortgage and home equity, commercial and residential real estate, working capital lines of credit, construction, trade finance, letters of credit, commercial business, affordable housing loans, asset-based lending, asset-backed finance, project finance, and equipment financing, as well as financing services to clients needing a financial bridge to facilitate their business transactions between the United States and China.The company also provides various wealth management, treasury management, foreign exchange, and interest rate and commodity risk hedging services; and mobile and online banking services.
As of January 27, 2022, it operated approximately 120 locations in the United States and China; full-service branches in Hong Kong, Shanghai, Shantou, and Shenzhen; and representative offices in Beijing, Chongqing, Guangzhou, Taipei, and Xiamen.East West Bancorp, Inc.was incorporated in 1998 and is headquartered in Pasadena, California.
Market Data
| Last Price | 103.77 |
| Change Percentage | 0.17% |
| Open | 103.85 |
| Previous Close | 103.59 |
| Market Cap ( Millions) | 14385 |
| Volume | 176440 |
| Year High | 113.95 |
| Year Low | 67.27 |
| M A 50 | 101.67 |
| M A 200 | 85.96 |
Financial Ratios
| FCF Yield | 10.29% |
| Dividend Yield | 2.12% |
| ROE | 15.74% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -418.63% |
| Price To Book | 1.86 |
| Price Earnings Ratio | 12.35 |
| Price To FCF | 9.72 |
| Price To sales | 4.19 |
| EV / EBITDA | 7.19 |
News
- Jan -24 - Ericsson Posts Weak Results, Joins East West Bancorp And Other Big Stocks Moving Lower In Friday's Pre-Market Session
- Jan -24 - East West Bancorp Q4 Earnings Lag on High Provisions, Stock Falls 4.2%
- Jan -24 - East West Bancorp, Inc. (EWBC) Q4 2024 Earnings Call Transcript
- Jan -23 - East West Bancorp (EWBC) Lags Q4 Earnings Estimates
- Jan -23 - East West Bancorp Reports Record Net Income for Full Year 2024 of $1.2 Billion and Diluted Earnings Per Share of $8.33; Increases Dividend and Repurchase Authorization
- Jan -17 - Countdown to East West Bancorp (EWBC) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
- Dec -29 - Short-Term Headwinds Hurting East West Bancorp But Highly Valuable For Long Run
- Dec -17 - East West Bancorp (EWBC) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now
- Dec -11 - 3 Bank Stocks Most Wall Street Analysts are Bullish About
- Dec -10 - EWBC or BOH: Which Is the Better Value Stock Right Now?
- Nov -05 - East West Bancorp: Interesting Dividend But Too Expensive
- Oct -23 - East West Bancorp Q3 Earnings Beat on Higher Fee Income, Stock Up 2.4%
- Oct -23 - East West Bancorp, Inc. (EWBC) Q3 2024 Earnings Call Transcript
- Oct -22 - East West Bancorp (EWBC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
- Oct -22 - East West Bancorp (EWBC) Surpasses Q3 Earnings and Revenue Estimates
- Oct -22 - East West Bancorp Reports Net Income for Third Quarter of 2024 of $299 Million and Diluted Earnings Per Share of $2.14
- Oct -17 - Unveiling East West Bancorp (EWBC) Q3 Outlook: Wall Street Estimates for Key Metrics
- Aug -08 - East West Bancorp: Dividend Remains The Strength, But It Is No Longer A Buy (Rating Downgrade)
- Jul -26 - What Makes East West Bancorp (EWBC) a Strong Momentum Stock: Buy Now?
- Jul -24 - East West Bancorp (EWBC) Q2 Earnings Beat, Fee Income Rises
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Consumer and Business Banking
Expected Growth : 6.5 %
What the company do ?
East West Bancorp's Consumer and Business Banking segment offers a range of deposit and loan products to individuals and businesses in the US and China.
Why we expect these perspectives ?
East West Bancorp's 6.5% growth in Consumer and Business Banking is driven by strong loan growth, fueled by a robust California economy, increasing demand for commercial and industrial loans, and a growing presence in the mortgage market. Additionally, the bank's focus on digital transformation, customer acquisition, and relationship-based banking has contributed to the segment's growth.
Segment n°2 -> Commercial Banking
Expected Growth : 7.5 %
What the company do ?
East West Bancorp's Commercial Banking segment provides a range of lending and deposit products to small and medium-sized businesses, as well as specialized services.
Why we expect these perspectives ?
East West Bancorp, Inc.'s 7.5% commercial banking growth is driven by strong loan demand, particularly in commercial real estate and C&I lending. Additionally, the bank's strategic expansion into new markets, improved operating efficiency, and a favorable interest rate environment have contributed to its growth. Furthermore, the bank's focus on relationship-based banking and customer acquisition has also supported its growth momentum.
Segment n°3 -> Other
Expected Growth : 6.0 %
What the company do ?
Other from East West Bancorp, Inc. refers to the residual category of non-interest income, including gains on sales of securities and other miscellaneous income.
Why we expect these perspectives ?
East West Bancorp's 6.0% growth is driven by strong loan growth, particularly in commercial and industrial loans, as well as solid deposit growth. The bank's focus on the California market, where economic growth is robust, also contributes to its growth. Additionally, the bank's efficient operations and solid credit quality support its profitability and growth.
East West Bancorp, Inc. Products
| Product Range | What is it ? |
|---|---|
| Consumer Banking | East West Bancorp, Inc. offers a range of consumer banking products and services, including checking and savings accounts, credit cards, personal loans, and mortgages. |
| Commercial Banking | The company provides commercial banking services, including cash management, commercial lending, and trade finance, to small and medium-sized businesses. |
| Wealth Management | East West Bancorp, Inc. offers wealth management services, including investment management, trust services, and financial planning, to individuals and families. |
| Treasury Management | The company provides treasury management services, including cash management, foreign exchange, and risk management, to corporate clients. |
| International Banking | East West Bancorp, Inc. offers international banking services, including trade finance, foreign exchange, and correspondent banking, to clients with international business needs. |
East West Bancorp, Inc.'s Porter Forces
Threat Of Substitutes
East West Bancorp, Inc. operates in a highly competitive banking industry, where customers have various alternatives for their banking needs. However, the company's strong brand reputation and extensive branch network help to mitigate the threat of substitutes.
Bargaining Power Of Customers
East West Bancorp, Inc.'s customers have limited bargaining power due to the company's large customer base and diversified product offerings. Additionally, the company's strong relationships with its customers help to reduce the bargaining power of customers.
Bargaining Power Of Suppliers
East West Bancorp, Inc. has a diversified supplier base, which reduces the bargaining power of suppliers. The company's strong financial position and long-term relationships with suppliers also help to mitigate the bargaining power of suppliers.
Threat Of New Entrants
The banking industry has high barriers to entry, including regulatory hurdles and significant capital requirements. This makes it difficult for new entrants to enter the market, reducing the threat of new entrants for East West Bancorp, Inc.
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. East West Bancorp, Inc. faces intense competition from other banks and financial institutions, which can lead to pricing pressures and reduced market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 40.10% |
| Debt Cost | 4.61% |
| Equity Weight | 59.90% |
| Equity Cost | 10.86% |
| WACC | 8.36% |
| Leverage | 66.94% |
East West Bancorp, Inc. : Quality Control
East West Bancorp, Inc. passed 4 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
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| HTGC | Hercules Capital, Inc. is a business development company. The firm specializing in providing venture debt, debt, senior secured loans, and growth capital to privately held venture capital-backed companies at all … |
| CRBG | Corebridge Financial, Inc. provides retirement solutions and insurance products in the United States. It operates through Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets segments. The Individual Retirement segment … |
| ACT | Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage … |
| MAIN | Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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East West Bank
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4
Golub Capital BDC
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