0.28%
11.90%
15.64%
7.51%
3.41%
176.84%
176.84%
AI Spotlight on FG
Company Description
F&G Annuities & Life, Inc.provides fixed annuities and life insurance products.It serves retail annuity and life customers, as well as institutional clients.
The company was founded in 1959 and is headquartered in Des Moines, Iowa.F&G Annuities & Life, Inc.is a subsidiary of Fidelity National Financial, Inc.
Market Data
| Last Price | 46.37 |
| Change Percentage | 0.28% |
| Open | 46.64 |
| Previous Close | 46.24 |
| Market Cap ( Millions) | 5847 |
| Volume | 46420 |
| Year High | 50.75 |
| Year Low | 34.9 |
| M A 50 | 44.09 |
| M A 200 | 41.72 |
Financial Ratios
| FCF Yield | 118.83% |
| Dividend Yield | 1.83% |
| ROE | 0.35% |
| Debt / Equity | 47.12% |
| Net Debt / EBIDTA | 1733.72% |
| Price To Book | 1.32 |
| Price Earnings Ratio | 442.3 |
| Price To FCF | 0.84 |
| Price To sales | 1.02 |
| EV / EBITDA | -50.65 |
News
- Jan -30 - New Preferred Stock IPOs, January 2025
- Jan -27 - FGSN: A 7.3% Baby Bond IPO From F&G Annuities & Life
- Jan -23 - Best Income Stocks to Buy for January 23rd
- Jan -16 - F&G Annuities & Life Announces Redemption of Fidelity & Guaranty Life Holdings 5.50% Senior Notes Due May 1, 2025
- Jan -06 - F&G Annuities & Life Prices Junior Subordinated Notes Offering
- Dec -19 - Best Value Stocks to Buy for December 19th
- Dec -19 - Best Income Stocks to Buy for December 19th
- Dec -10 - F&G Annuities & Life, Inc. (FG) Upgraded to Strong Buy: What Does It Mean for the Stock?
- Dec -05 - Best Income Stocks to Buy for December 5th
- Nov -12 - Fidelity National Financial CEO Mike Nolan and CFO Tony Park to Speak at the Stephens Annual Investment Conference
- Nov -09 - F&G Annuities & Life, Inc. (FG) Q3 2024 Earnings Call Transcript
- Nov -08 - F&G Annuities & Life: Another Solid Quarter, But Valuation Has Caught Up (Rating Downgrade)
- Nov -07 - Fidelity National Financial Announces 4% Increase in Quarterly Cash Dividend
- Nov -07 - F&G Annuities & Life Announces 5% Increase in Quarterly Common Stock Dividend And Declares Dividend on Preferred Stock
- Nov -07 - F&G Annuities & Life, Inc. (FG) Q3 Earnings and Revenues Surpass Estimates
- Nov -06 - FNF Reports Third Quarter 2024 Financial Results
- Nov -06 - F&G Annuities & Life Reports Third Quarter 2024 Results
- Oct -23 - Fidelity National Financial Announces Third Quarter 2024 Earnings Release and Conference Call
- Oct -23 - F&G Annuities & Life Announces Third Quarter 2024 Earnings Release and Conference Call
- Oct -16 - F&G's Fifth Annual Risk Tolerance Tracker Finds Inflation, U.S. Presidential Election and Cyberfraud Top of Mind for American Investors
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Insurance and Related Activities
Expected Growth : 7.0 %
What the company do ?
Insurance and Related Activities from F&G Annuities & Life, Inc. provides life insurance and annuity products, offering financial protection and retirement solutions to individuals and families.
Why we expect these perspectives ?
F&G Annuities & Life, Inc.'s 7.0% growth in Insurance and Related Activities is driven by increasing demand for retirement savings products, expansion into new distribution channels, and strategic partnerships. Additionally, favorable regulatory environments, rising life expectancy, and growing awareness of insurance benefits among consumers contribute to the segment's growth.
F&G Annuities & Life, Inc. Products
| Product Range | What is it ? |
|---|---|
| Fixed Indexed Annuities | A type of annuity that earns interest based on the performance of a specific stock market index, such as the S&P 500. |
| Fixed Rate Annuities | A type of annuity that earns a fixed rate of interest, typically for a set period of time. |
| Term Life Insurance | A type of life insurance that provides coverage for a specified period of time (e.g., 10, 20, or 30 years). |
| Permanent Life Insurance | A type of life insurance that provides lifetime coverage and a cash value component. |
| Indexed Universal Life Insurance | A type of permanent life insurance that earns interest based on the performance of a specific stock market index. |
F&G Annuities & Life, Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for F&G Annuities & Life, Inc. is moderate due to the presence of alternative investment options for customers.
Bargaining Power Of Customers
The bargaining power of customers is low due to the complexity of annuity and life insurance products, making it difficult for customers to switch providers.
Bargaining Power Of Suppliers
The bargaining power of suppliers is moderate due to the presence of multiple suppliers of reinsurance and other services, but the company's scale and reputation also give it some bargaining power.
Threat Of New Entrants
The threat of new entrants is low due to the high regulatory barriers to entry and the need for significant capital and expertise to enter the annuity and life insurance market.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of many established competitors in the annuity and life insurance market, leading to intense competition for market share.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 36.11% |
| Debt Cost | 3.95% |
| Equity Weight | 63.89% |
| Equity Cost | 11.10% |
| WACC | 8.51% |
| Leverage | 56.53% |
F&G Annuities & Life, Inc. : Quality Control
F&G Annuities & Life, Inc. passed 6 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CNO | CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. … |
| JXN | Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and … |
| PRI | Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings … |
| UNM | Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, … |
| AEL | American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities, as well as single premium … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Unum
A-Score
1-Year Total Return ->
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Jackson Financial
A-Score
1-Year Total Return ->
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CNO Financial Group
A-Score
1-Year Total Return ->
4
Primerica
A-Score
1-Year Total Return ->
5
American Equity
A-Score
1-Year Total Return ->
6
