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AI Spotlight on JXN
Company Description
Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States.The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks.The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and immediate payout annuities, as well as registered index-linked annuities and lifetime income solutions.
The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes.The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities.This segment also provides a block of group payout annuities.
The company also offers investment management services.It sells its products through a distribution network that includes independent broker-dealers, banks and other financial institutions, wirehouses and regional broker-dealers, and independent registered investment advisors, third-party platforms, and insurance agents.Jackson Financial Inc.
was formerly known as Brooke (Holdco1) Inc.and changed its name to Jackson Financial Inc.in July 2020.
The company was incorporated in 2006 and is headquartered in Lansing, Michigan.
Market Data
Last Price | 81.7 |
Change Percentage | -4.32% |
Open | 87.08 |
Previous Close | 85.39 |
Market Cap ( Millions) | 6035 |
Volume | 1357399 |
Year High | 115.22 |
Year Low | 51.59 |
M A 50 | 91.04 |
M A 200 | 87.69 |
Financial Ratios
FCF Yield | 25.91% |
Dividend Yield | 3.28% |
ROE | 9.08% |
Debt / Equity | 20.83% |
Net Debt / EBIDTA | 0.00% |
Price To Book | 0.67 |
Price Earnings Ratio | 7.08 |
Price To FCF | 3.86 |
Price To sales | 3.36 |
EV / EBITDA | 0 |
News
- Feb -20 - Jackson Financial Inc. (JXN) Q4 2024 Earnings Call Transcript
- Feb -19 - Jackson Announces Outstanding Fourth Quarter and Full Year 2024 Results
- Feb -13 - Curious about Jackson Financial (JXN) Q4 Performance? Explore Wall Street Estimates for Key Metrics
- Feb -10 - Jackson Financial (JXN) Stock Dips While Market Gains: Key Facts
- Feb -05 - Jackson Financial (JXN) Increases Yet Falls Behind Market: What Investors Need to Know
- Jan -22 - Jackson Study Reveals Vast Underestimation of Healthcare and Long-Term Care Costs in Retirement Planning
- Jan -16 - Jackson to Report Fourth Quarter and Full-Year 2024 Financial Results and Provide 2025 Outlook
- Jan -16 - Jackson Financial - An Incredible Opportunity At Current Prices
- Jan -13 - Jackson Financial (JXN) Upgraded to Buy: Here's Why
- Jan -13 - PPM America Hires Seasoned Emerging Market Debt Team
- Jan -09 - XSMO: Outperforming For A Few Years, Unconvincing In The Long Run
- Dec -26 - Jackson Financial: An Undervalued Small Cap With Upside Potential
- Dec -14 - KBW Announces Index Rebalancing for Fourth-Quarter 2024
- Dec -10 - Jackson Grants More Than $750,000 to Lansing, Chicago and Nashville Nonprofits
- Nov -27 - Best Income Stocks to Buy for November 27th
- Nov -18 - Jackson's Mike Hicks Wins Michigan ORBIE® CIO of the Year Award
- Nov -09 - Jackson Financial: Solid Results Are Increasingly Reflected In Valuation (Rating Downgrade)
- Nov -07 - Jackson Financial Inc (JXN) Q3 2024 Earnings Call Transcript
- Nov -07 - Compared to Estimates, Jackson Financial (JXN) Q3 Earnings: A Look at Key Metrics
- Nov -07 - Jackson Financial (JXN) Misses Q3 Earnings Estimates
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Retail Annuities
Expected Growth : 4.65 %
What the company do ?
Jackson Financial Inc.'s Retail Annuities offer tax-deferred growth, guaranteed income, and legacy planning, helping individuals achieve long-term financial goals and secure their retirement.
Why we expect these perspectives ?
Jackson Financial Inc.'s Retail Annuities growth of 4.65% is driven by increasing demand for retirement savings, rising popularity of fee-based advisory channels, and expansion into underserved markets. Additionally, the company's digital platform enhancements, competitive product offerings, and strategic partnerships have contributed to this growth.
Segment n°2 -> Reconciling Items
Expected Growth : 8.37 %
What the company do ?
Reconciling Items from Jackson Financial Inc. refers to the process of identifying and resolving discrepancies between the company's internal financial records and external statements, ensuring accurate financial reporting.
Why we expect these perspectives ?
Jackson Financial Inc.'s 8.37% growth is driven by increasing demand for wealth management services, strategic acquisitions, and expansion into new markets. Additionally, the company's focus on digital transformation, cost savings initiatives, and a favorable interest rate environment have contributed to its growth momentum.
Segment n°3 -> Closed Life and Annuity Blocks
Expected Growth : 4.65 %
What the company do ?
Closed Life and Annuity Blocks from Jackson Financial Inc. refer to discontinued life insurance and annuity products no longer sold or supported by the company.
Why we expect these perspectives ?
The 4.65% growth in Closed Life and Annuity Blocks from Jackson Financial Inc. is driven by increasing demand for retirement products, favorable interest rates, and effective cost management. Additionally, the company's strong distribution network, improved risk management, and strategic reinsurance agreements have contributed to the growth.
Segment n°4 -> Institutional Products
Expected Growth : 7.9 %
What the company do ?
Institutional Products from Jackson Financial Inc. offer customized investment solutions for institutional clients, including pension plans, endowments, and foundations.
Why we expect these perspectives ?
Jackson Financial Inc.'s Institutional Products segment growth of 7.9% is driven by increasing demand for retirement solutions, expansion of distribution channels, and strategic partnerships. Additionally, the company's focus on fee-based products, such as annuities and investment products, has contributed to the growth. Furthermore, the rising popularity of environmental, social, and governance (ESG) investing has also boosted demand for Jackson's institutional products.
Segment n°5 -> Corporate and Other Segment
Expected Growth : 4.63 %
What the company do ?
The Corporate and Other Segment from Jackson Financial Inc. includes unallocated corporate expenses, eliminations, and other non-operating items that are not attributed to any specific business segment.
Why we expect these perspectives ?
The 4.63% growth in Jackson Financial Inc.'s Corporate and Other Segment is driven by increased demand for retirement solutions, expansion of distribution channels, and strategic investments in digital capabilities. Additionally, the segment has benefited from favorable market conditions, improved operational efficiency, and effective cost management.
Jackson Financial Inc. Products
Product Range | What is it ? |
---|---|
Retirement Plans | Jackson Financial Inc. offers a range of retirement plans, including 401(k), IRA, and pension plans, designed to help individuals and businesses save for their future. |
Annuities | Jackson Financial Inc. provides a variety of annuity products, including fixed, variable, and indexed annuities, designed to provide a steady income stream in retirement. |
Life Insurance | Jackson Financial Inc. offers a range of life insurance products, including term life, whole life, and universal life insurance, designed to provide financial protection for loved ones. |
Investment Products | Jackson Financial Inc. provides a range of investment products, including mutual funds, exchange-traded funds (ETFs), and separately managed accounts, designed to help individuals and businesses grow their wealth. |
Wealth Management | Jackson Financial Inc. offers comprehensive wealth management services, including financial planning, investment management, and estate planning, designed to help high-net-worth individuals and families manage their wealth. |
Jackson Financial Inc.'s Porter Forces
Threat Of Substitutes
The threat of substitutes for Jackson Financial Inc. is moderate due to the presence of alternative financial institutions and online platforms that offer similar services.
Bargaining Power Of Customers
The bargaining power of customers is high due to the availability of multiple financial institutions and online platforms that offer similar services, giving customers the power to choose.
Bargaining Power Of Suppliers
The bargaining power of suppliers is low due to the company's strong relationships with its suppliers and the availability of multiple suppliers in the market.
Threat Of New Entrants
The threat of new entrants is moderate due to the presence of regulatory barriers and the need for significant capital investment to enter the market.
Intensity Of Rivalry
The intensity of rivalry is high due to the presence of multiple financial institutions and online platforms that offer similar services, leading to intense competition in the market.
Capital Structure
Value | |
---|---|
Debt Weight | 16.75% |
Debt Cost | 8.98% |
Equity Weight | 83.25% |
Equity Cost | 11.66% |
WACC | 11.21% |
Leverage | 20.12% |
Jackson Financial Inc. : Quality Control
Jackson Financial Inc. passed 5 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
Company | Rational |
---|---|
CNO | CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. … |
PRI | Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings … |
UNM | Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, … |
AEL | American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities, as well as single premium … |
FG | F&G Annuities & Life, Inc. provides fixed annuities and life insurance products. It serves retail annuity and life customers, as well as institutional clients. The company was founded in 1959 … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Unum
A-Score
1-Year Total Return ->
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CNO Financial Group
A-Score
1-Year Total Return ->
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Jackson Financial
A-Score
1-Year Total Return ->
4
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Primerica
A-Score
1-Year Total Return ->
5
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American Equity
A-Score
1-Year Total Return ->
6
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