-4.32%
-12.21%
-19.81%
-6.26%
55.23%
105.59%
159.78%
105.00105.00100.00100.0095.0095.0090.0090.0085.0085.0080.0080.0011/25/202411/25/202412/6/202412/6/202412/17/202412/17/202412/28/202412/28/20241/8/20251/8/20251/19/20251/19/20251/30/20251/30/20252/10/20252/10/2025
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Company Description

Jackson Financial Inc., through its subsidiaries, primarily provides a suite of annuities to retail investors in the United States.The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks.The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and immediate payout annuities, as well as registered index-linked annuities and lifetime income solutions.


The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes.The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities.This segment also provides a block of group payout annuities.


The company also offers investment management services.It sells its products through a distribution network that includes independent broker-dealers, banks and other financial institutions, wirehouses and regional broker-dealers, and independent registered investment advisors, third-party platforms, and insurance agents.Jackson Financial Inc.


was formerly known as Brooke (Holdco1) Inc.and changed its name to Jackson Financial Inc.in July 2020.


The company was incorporated in 2006 and is headquartered in Lansing, Michigan.

Market Data

Last Price 81.7
Change Percentage -4.32%
Open 87.08
Previous Close 85.39
Market Cap ( Millions) 6035
Volume 1357399
Year High 115.22
Year Low 51.59
M A 50 91.04
M A 200 87.69

Financial Ratios

FCF Yield 25.91%
Dividend Yield 3.28%
ROE 9.08%
Debt / Equity 20.83%
Net Debt / EBIDTA 0.00%
Price To Book 0.67
Price Earnings Ratio 7.08
Price To FCF 3.86
Price To sales 3.36
EV / EBITDA 0

News

Business Breakdown

Expected Mid-Term Growth

Segment n°1 -> Retail Annuities

Expected Growth : 4.65 %

What the company do ?

Jackson Financial Inc.'s Retail Annuities offer tax-deferred growth, guaranteed income, and legacy planning, helping individuals achieve long-term financial goals and secure their retirement.

Why we expect these perspectives ?

Jackson Financial Inc.'s Retail Annuities growth of 4.65% is driven by increasing demand for retirement savings, rising popularity of fee-based advisory channels, and expansion into underserved markets. Additionally, the company's digital platform enhancements, competitive product offerings, and strategic partnerships have contributed to this growth.

Segment n°2 -> Reconciling Items

Expected Growth : 8.37 %

What the company do ?

Reconciling Items from Jackson Financial Inc. refers to the process of identifying and resolving discrepancies between the company's internal financial records and external statements, ensuring accurate financial reporting.

Why we expect these perspectives ?

Jackson Financial Inc.'s 8.37% growth is driven by increasing demand for wealth management services, strategic acquisitions, and expansion into new markets. Additionally, the company's focus on digital transformation, cost savings initiatives, and a favorable interest rate environment have contributed to its growth momentum.

Segment n°3 -> Closed Life and Annuity Blocks

Expected Growth : 4.65 %

What the company do ?

Closed Life and Annuity Blocks from Jackson Financial Inc. refer to discontinued life insurance and annuity products no longer sold or supported by the company.

Why we expect these perspectives ?

The 4.65% growth in Closed Life and Annuity Blocks from Jackson Financial Inc. is driven by increasing demand for retirement products, favorable interest rates, and effective cost management. Additionally, the company's strong distribution network, improved risk management, and strategic reinsurance agreements have contributed to the growth.

Segment n°4 -> Institutional Products

Expected Growth : 7.9 %

What the company do ?

Institutional Products from Jackson Financial Inc. offer customized investment solutions for institutional clients, including pension plans, endowments, and foundations.

Why we expect these perspectives ?

Jackson Financial Inc.'s Institutional Products segment growth of 7.9% is driven by increasing demand for retirement solutions, expansion of distribution channels, and strategic partnerships. Additionally, the company's focus on fee-based products, such as annuities and investment products, has contributed to the growth. Furthermore, the rising popularity of environmental, social, and governance (ESG) investing has also boosted demand for Jackson's institutional products.

Segment n°5 -> Corporate and Other Segment

Expected Growth : 4.63 %

What the company do ?

The Corporate and Other Segment from Jackson Financial Inc. includes unallocated corporate expenses, eliminations, and other non-operating items that are not attributed to any specific business segment.

Why we expect these perspectives ?

The 4.63% growth in Jackson Financial Inc.'s Corporate and Other Segment is driven by increased demand for retirement solutions, expansion of distribution channels, and strategic investments in digital capabilities. Additionally, the segment has benefited from favorable market conditions, improved operational efficiency, and effective cost management.

Jackson Financial Inc. Products

Product Range What is it ?
Retirement Plans Jackson Financial Inc. offers a range of retirement plans, including 401(k), IRA, and pension plans, designed to help individuals and businesses save for their future.
Annuities Jackson Financial Inc. provides a variety of annuity products, including fixed, variable, and indexed annuities, designed to provide a steady income stream in retirement.
Life Insurance Jackson Financial Inc. offers a range of life insurance products, including term life, whole life, and universal life insurance, designed to provide financial protection for loved ones.
Investment Products Jackson Financial Inc. provides a range of investment products, including mutual funds, exchange-traded funds (ETFs), and separately managed accounts, designed to help individuals and businesses grow their wealth.
Wealth Management Jackson Financial Inc. offers comprehensive wealth management services, including financial planning, investment management, and estate planning, designed to help high-net-worth individuals and families manage their wealth.

Jackson Financial Inc.'s Porter Forces

The threat of substitutes for Jackson Financial Inc. is moderate due to the presence of alternative financial institutions and online platforms that offer similar services.

The bargaining power of customers is high due to the availability of multiple financial institutions and online platforms that offer similar services, giving customers the power to choose.

The bargaining power of suppliers is low due to the company's strong relationships with its suppliers and the availability of multiple suppliers in the market.

The threat of new entrants is moderate due to the presence of regulatory barriers and the need for significant capital investment to enter the market.

The intensity of rivalry is high due to the presence of multiple financial institutions and online platforms that offer similar services, leading to intense competition in the market.

Capital Structure

Value
Debt Weight 16.75%
Debt Cost 8.98%
Equity Weight 83.25%
Equity Cost 11.66%
WACC 11.21%
Leverage 20.12%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

Company Rational
CNO CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. …
PRI Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings …
UNM Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, …
AEL American Equity Investment Life Holding Company, through its subsidiaries, provides life insurance products in the United States. The company issues fixed index and rate annuities, as well as single premium …
FG F&G Annuities & Life, Inc. provides fixed annuities and life insurance products. It serves retail annuity and life customers, as well as institutional clients. The company was founded in 1959 …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
81.7$
Current Price
81.7$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

ValueQualityYieldMomentumVolatilityGrowth
Company A-Score: 5.80Peer Group Average: 5.30Leader: 6.80

Peers Group Analysis

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