2.40%
-14.67%
-49.80%
-40.47%
-48.18%
-91.03%
-87.24%

Company Description

Fathom Holdings Inc.provides cloud-based real estate brokerage services in the South, Atlantic, Southwest, and Western parts of the United States.It operates through three segments: Real Estate Brokerage, Mortgage, and Technology.


The Real Estate Brokerage segment provides real estate brokerage services.The Mortgage segment offers residential loan origination and underwriting services.The Technology segment provides Software as a Service solutions and data mining for third party customers to develop its intelliAgent platform for use by the company's real estate agents.


The company operates a real estate services platform that integrates residential brokerage, mortgage, title, and insurance services, as well as supporting software called intelliAgent.It offers access to various properties for sale or lease through its FathomRealty.com website to buyers, sellers, landlords, and tenants.Its intelliAgent real estate technology platform provides a suite of brokerage and agent level tools, technology, business processes, business intelligence and reporting, training, customer relationship management, social media marketing and other marketing, and marketing repository services, as well as marketplace for add-on services and third-party technology.


The company's brands include Fathom Realty, Dagley Insurance, Encompass Lending, intelliAgent, LiveBy, Real Results, Verus Title, and Cornerstone.Fathom Holdings Inc.was founded in 2010 and is headquartered in Cary, North Carolina.

Market Data

Last Price 1.28
Change Percentage 2.40%
Open 1.26
Previous Close 1.25
Market Cap ( Millions) 29
Volume 59159
Year High 3.37
Year Low 1.23
M A 50 1.68
M A 200 2.01

Financial Ratios

FCF Yield -31.97%
Dividend Yield 0.00%
ROE -45.86%
Debt / Equity 29.33%
Net Debt / EBIDTA -3.87%
Price To Book 0.56
Price Earnings Ratio -1.1
Price To FCF -3.13
Price To sales 0.09
EV / EBITDA -1.61

News

Business Breakdown

Expected Mid-Term Growth

Segment nΒ°1 -> Real Estate Brokerage

Expected Growth : 10 %

What the company do ?

Fathom Holdings Inc.'s Real Estate Brokerage is a cloud-based, technology-driven brokerage offering a 100% commission model to agents, providing a more cost-effective and efficient way to buy and sell properties.

Why we expect these perspectives ?

Fathom Holdings Inc.'s 10% growth in Real Estate Brokerage is driven by increasing demand for online real estate services, expansion into new markets, and strategic acquisitions. Additionally, the company's technology-enabled platform and agent-centric model have improved operational efficiency, reduced costs, and enhanced customer experience, leading to increased market share and revenue growth.

Segment nΒ°2 -> Corporate and Other Services

Expected Growth : 8 %

What the company do ?

Corporate and Other Services from Fathom Holdings Inc. provides technology-enabled brokerage services, including title insurance and settlement services, to real estate agents and brokers.

Why we expect these perspectives ?

Fathom Holdings Inc.'s Corporate and Other Services segment growth of 8% is driven by increasing demand for real estate services, expansion into new markets, and strategic acquisitions. Additionally, the company's focus on technology integration and process efficiencies has improved operational scalability, enabling it to capitalize on market opportunities and drive revenue growth.

Segment nΒ°3 -> Mortgage

Expected Growth : 15 %

What the company do ?

Mortgage from Fathom Holdings Inc. offers a range of loan options, including conventional, FHA, VA, and USDA loans, with competitive rates and flexible terms.

Why we expect these perspectives ?

Fathom Holdings Inc.'s 15% mortgage growth is driven by increasing demand for real estate technology, expansion into new markets, and strategic partnerships. Additionally, the company's focus on digital mortgage origination, competitive pricing, and exceptional customer service contribute to its rapid growth.

Segment nΒ°4 -> Technology

Expected Growth : 18 %

What the company do ?

Fathom Holdings Inc.'s technology provides a cloud-based, end-to-end real estate platform for brokerages, agents, and consumers, streamlining transactions and enhancing customer experience.

Why we expect these perspectives ?

Fathom Holdings Inc.'s 18% growth in Technology is driven by increasing adoption of its cloud-based real estate transaction management platform, rising demand for digital solutions in the real estate industry, and strategic partnerships expanding its market reach.

Fathom Holdings Inc. Products

Product Range What is it ?
IntelliAgent A comprehensive real estate transaction management platform that streamlines the entire transaction process from lead to close.
dashCMA A cloud-based comparative market analysis (CMA) tool that provides real-time market data and analytics to help agents create accurate and compelling CMAs.
dashMLS A cloud-based multiple listing service (MLS) platform that provides real-time access to MLS data, listing management, and collaboration tools.
Fathom CRM A customer relationship management (CRM) platform designed specifically for real estate professionals to manage leads, contacts, and transactions.
LiveBy A real estate search platform that provides consumers with a personalized home search experience and real-time market data.

Fathom Holdings Inc.'s Porter Forces

The threat of substitutes for Fathom Holdings Inc. is moderate due to the presence of alternative real estate platforms and traditional brokerage models.

The bargaining power of customers is low for Fathom Holdings Inc. as the company's technology-driven platform provides a unique value proposition, making it difficult for customers to negotiate prices.

The bargaining power of suppliers is moderate for Fathom Holdings Inc. as the company relies on a network of real estate agents and brokers, who may have some negotiating power.

The threat of new entrants is high for Fathom Holdings Inc. as the real estate technology space is rapidly evolving, and new companies may enter the market with innovative solutions.

The intensity of rivalry is high for Fathom Holdings Inc. as the company operates in a competitive real estate technology market, with several established players and new entrants vying for market share.

Capital Structure

Value
Debt Weight 19.92%
Debt Cost 3.95%
Equity Weight 80.08%
Equity Cost 13.98%
WACC 11.98%
Leverage 24.88%

Historical Valuation

Price/Earnings Ratio

Margin Valuation

Peers Valuation

Competitors

Company Rational
LODE Comstock Inc. engages in the exploration, development, and production of mineral properties in Nevada. The company explores for gold, silver, lithium, nickel, cobalt, and mercury ores. It operates in two …
OPAD Offerpad Solutions Inc., together with its subsidiaries, engages in buying, selling, renting, and renovating properties to homeowners in the United States. It operates iBuying, a real estate solutions platform for …
HOUS Anywhere Real Estate Inc., through its subsidiaries, provides residential real estate services. It operates through three segments: Realogy Franchise Group, and Realogy Brokerage Group. The Realogy Franchise Group segment franchises …
RDFN Redfin Corporation operates as a residential real estate brokerage company in the United States and Canada. The company operates an online real estate marketplace and provides real estate services, including …
TCI Transcontinental Realty Investors, Inc., a Dallas-based real estate investment company, holds a diverse portfolio of equity real estate located across the U.S., including apartments, office buildings, shopping centers, and developed …

Peers Metrics

DCF BETA

Parameters

Short Term Growth
Short term Time
Long-Term Growth
WACC
Target Price
1.28$
Current Price
1.28$
Potential
-0.00%

Expected Cash-Flows

Scoring Insights

Peers Group Analysis

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