-0.05%
4.58%
12.62%
13.89%
32.85%
12.62%
21.72%
AI Spotlight on FULT
Company Description
Fulton Financial Corporation operates as a financial holding company that provides consumer and commercial banking products and services.It accepts various checking accounts and savings deposit products, certificates of deposit, and individual retirement accounts.The company also offers secured consumer loans, including home equity loans and lines of credit, automobile loans, personal lines of credit, and checking account overdraft protection; construction and jumbo residential mortgage loans; and commercial lending products comprising commercial real estate, commercial and industrial, and construction loans, as well as equipment lease financing loans.
In addition, it provides letters of credit, cash management services, and traditional deposit products; and wealth management services, including investment management, trust, brokerage, insurance, and investment advisory services.Further, the company owns passive investments, as well as trust preferred securities; and sells various life insurance products.It provides its products and services through traditional financial center banking, as well as through a network of automated teller machines, telephone banking, mobile banking, and online banking.
The company operated branches in Pennsylvania, Maryland, Delaware, New Jersey, and Virginia.Fulton Financial Corporation was incorporated in 1882 and is headquartered in Lancaster, Pennsylvania.
Market Data
| Last Price | 20.34 |
| Change Percentage | -0.05% |
| Open | 20.3 |
| Previous Close | 20.35 |
| Market Cap ( Millions) | 3702 |
| Volume | 1318798 |
| Year High | 22.49 |
| Year Low | 13.87 |
| M A 50 | 20.48 |
| M A 200 | 18.37 |
Financial Ratios
| FCF Yield | 5.67% |
| Dividend Yield | 3.39% |
| ROE | 3.10% |
| Debt / Equity | 0.00% |
| Net Debt / EBIDTA | -103.34% |
| Price To Book | 0.12 |
| Price Earnings Ratio | 12.09 |
| Price To FCF | 17.63 |
| Price To sales | 2.92 |
| EV / EBITDA | 11.93 |
News
- Jan -29 - Can Fulton Financial (FULT) Run Higher on Rising Earnings Estimates?
- Jan -23 - Fulton Financial Corporation (FULT) Q4 2024 Earnings Call Transcript
- Jan -22 - Fulton Financial (FULT) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
- Jan -21 - Fulton Financial (FULT) Q4 Earnings and Revenues Beat Estimates
- Jan -21 - Fulton Financial Corporation Announces 2024 Fourth Quarter and Full-Year Results
- Jan -15 - Curious about Fulton Financial (FULT) Q4 Performance? Explore Wall Street Estimates for Key Metrics
- Jan -07 - Fulton Financial Corporation Announces Dates for Fourth Quarter 2024 Earnings Release and Webcast
- Jan -03 - Will Fulton Financial (FULT) Beat Estimates Again in Its Next Earnings Report?
- Dec -19 - Fulton Rewards Shareholders With Dividend Hike, New Repurchase Plan
- Dec -17 - Fulton Financial Corporation Announces Increased Common Stock Dividend, Preferred Stock Dividend and $125 Million Repurchase Program
- Nov -25 - Fulton Financial: Potential Headwinds In The Short Term
- Nov -01 - FULTON FINANCIAL CORPORATION NAMES RICK KRAEMER AS CHIEF FINANCIAL OFFICER
- Oct -15 - Fulton Financial (FULT) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
- Oct -15 - Fulton Financial (FULT) Q3 Earnings and Revenues Surpass Estimates
- Oct -15 - Fulton Financial Corporation Announces Third Quarter 2024 Results
- Oct -10 - Unlocking Q3 Potential of Fulton Financial (FULT): Exploring Wall Street Estimates for Key Metrics
- Oct -09 - Fulton Financial Corporation Announces Dates for Third Quarter 2024 Earnings Release and Webcast
- Sep -30 - Why Fulton Financial (FULT) is a Great Dividend Stock Right Now
- Sep -17 - Fulton Financial Corporation Declares Common and Preferred Dividends
- Sep -03 - Fulton Financial Plans to Cut Jobs Post Failed Republic Bank Buyout
Business Breakdown
Expected Mid-Term Growth
Segment n°1 -> Banking and Related Activities
Expected Growth : 4.55 %
What the company do ?
Fulton Financial Corporation's Banking and Related Activities segment provides consumer and commercial banking services, including deposit and loan products, to individuals and businesses.
Why we expect these perspectives ?
Fulton Financial Corporation's 4.55% growth in Banking and Related Activities is driven by increasing loan demand, expansion of commercial banking services, and strategic acquisitions. Additionally, improved credit quality, cost savings initiatives, and a favorable interest rate environment contribute to the growth. Furthermore, investments in digital banking platforms and enhanced customer experience also support the segment's growth.
Fulton Financial Corporation Products
| Product Range | What is it ? |
|---|---|
| Consumer Banking | Fulton Financial Corporation offers a range of consumer banking products and services, including checking and savings accounts, credit cards, personal loans, and mortgages. |
| Commercial Banking | The company provides commercial banking services, including cash management, commercial lending, and treasury management solutions, to businesses of all sizes. |
| Wealth Management | Fulton Financial Corporation offers wealth management services, including investment management, trust services, and retirement planning, to individuals, families, and institutions. |
| Mortgage Banking | The company provides mortgage banking services, including residential mortgage lending, to individuals and families. |
| Insurance Services | Fulton Financial Corporation offers insurance services, including property and casualty insurance, life insurance, and employee benefits, to individuals and businesses. |
Fulton Financial Corporation's Porter Forces
Threat Of Substitutes
Fulton Financial Corporation operates in a highly competitive industry, and customers have various alternatives to choose from. However, the company's strong brand reputation and customer loyalty mitigate the threat of substitutes.
Bargaining Power Of Customers
Fulton Financial Corporation's customers have limited bargaining power due to the company's diversified customer base and lack of concentration in a single customer segment.
Bargaining Power Of Suppliers
Fulton Financial Corporation relies on a diverse range of suppliers, reducing the bargaining power of individual suppliers. However, the company's dependence on a few key suppliers for critical services may increase their bargaining power.
Threat Of New Entrants
The banking industry has high barriers to entry, including regulatory hurdles and capital requirements, making it difficult for new entrants to compete with established players like Fulton Financial Corporation.
Intensity Of Rivalry
The banking industry is highly competitive, with many established players competing for market share. Fulton Financial Corporation faces intense rivalry from other regional banks and larger national banks.
Capital Structure
| Value | |
|---|---|
| Debt Weight | 47.61% |
| Debt Cost | 6.02% |
| Equity Weight | 52.39% |
| Equity Cost | 7.87% |
| WACC | 6.99% |
| Leverage | 90.86% |
Fulton Financial Corporation : Quality Control
Fulton Financial Corporation passed 3 out of 9 key points:
Historical Valuation
Price/Earnings Ratio
Margin Valuation
Peers Valuation
Competitors
| Company | Rational |
|---|---|
| CATY | Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United … |
| OZK | Bank OZK provides various retail and commercial banking services. It accepts various deposit products, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, … |
| FBP | First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial … |
| IBOC | International Bancshares Corporation, a financial holding company, provides commercial and retail banking services. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other … |
| BPOP | Popular, Inc., through its subsidiaries, provides various retail, mortgage, and commercial banking products and services in Puerto Rico, the United States, and British Virgin Islands. The company provides savings, NOW, … |
Peers Metrics
DCF BETA
Expected Cash-Flows
Scoring Insights
Peers Group Analysis
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Cathay Bank
A-Score
1-Year Total Return ->
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IBOC
A-Score
1-Year Total Return ->
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Bank OZK
A-Score
1-Year Total Return ->
4
Fulton Financial
A-Score
1-Year Total Return ->
5
First Bank
A-Score
1-Year Total Return ->
6
